American Express Credit Card Bill Payment

As a premier credit card issuer, American Express meticulously reviews applicants’ credit histories. Efficient bill payment is vital for cultivating a strong credit score post receiving a card. American Express offers six convenient channels for timely credit card bill settlement, spanning online options like NEFT, Net Banking, Auto payment and more. Cardholders can automate payments through standing instructions. Offline choices involve sending a cheque or draft via courier or dropping it in the nearest collection box. Experience flexibility in managing your American Express Credit Card payments seamlessly.

How to Make your American Express Credit Card Bill Payments Online?

NEFT

To make your American Express Credit Card bill payments online through NEFT, follow these steps:

1. Add American Express Credit Card as Payee:

  • Payee Name: American Express
  • Payee Account Number: 15-Digit Card Number (starting with 37)
  • Bank Name: Standard Chartered Bank
  • Payee Account Type: Current
  • IFSC Code: SCBL0036020
  • Branch Address: Standard Chartered Bank, Narain Manzil, 23 Barakhamba Road, New Delhi 110001

2. Amount Selection:

  • Once added, select the payee.
  • Enter the desired payment amount.

3. Fund Transfer:

  • Proceed with the fund transfer.
  • Authorize the transaction with OTP if required by your bank.

4. Processing Time:

  • NEFT payments credited within 24 hours.

Net Banking

To make your American Express Credit Card bill payments online through Net Banking, follow these steps:

  • Register online to access Net banking for United Bank of India Credit Card.
  • Link credit card to Net banking using ATM pin for bill payments.
  • View billed/unbilled transactions, due dates, and reward points online.
  • Log in to the bank’s website, navigate to “credit card” tab, and select “credit card payment.”
  • Utilize hot listing feature to block lost or stolen cards for security.

Online Payment

To make your American Express Credit Card bill payments online through Online Payment, follow these steps:

1. Conveniently pay your American Express Card bill online from anywhere, anytime.
2. Service available through 50+ participating banks in India.
3. Accepted electronic payment modes:

  • Debit Card powered by RuPay
  • Unified Payments Interface (UPI) (BHIM -UPI)
  • UPI Quick Response Code (UPI QR Code) (BHIM-UPI QR Code)

4. Expect your payment to be credited within 1-2 business days, subject to timely bank processing.

Auto payment debit

To make your American Express Credit Card bill payments online with auto payment debit, follow these steps:

  1. Simplify credit card management with Auto Pay for American Express.
  2. Set standing instructions for automatic monthly payments.
  3. Enroll online by filling and submitting the form in just 5 business days.
  4. Offline option available with specific forms for Charge or Credit cards.
  5. Complete offline enrollment in 3-4 weeks for hassle-free payments.

How to Make your American Express Credit Card Bill Payments Offline?

Courier

To make your American Express Credit Card bill payments offline through Courier, follow these steps:

  1. Make payment via cheque/draft payable to “AEBC Card No. <15-digit card number starting with 37>”.
  2. Courier the payment to American Express Banking Corp. at the specified address.
  3. Use this address: Cyber City, Tower ‘C’, DLF Building No. 8, Sector 25, DLF City Phase II, Gurgaon-122002, Haryana.
  4. The payment will be credited only after the cheque/draft is cleared by the payee bank.

ATM

To make your American Express Credit Card bill payments offline through ATM, follow these steps:

  1. Convenient Payment: Clear your American Express Bank credit card bill via ATM transfer.
  2. 24/7 Accessibility: Enjoy round-the-clock service at any bank ATM.
  3. Easy Process: Transfer funds from your savings or current account to settle the credit card dues.

Cash Payment

To make your American Express Credit Card bill payments offline with cash, follow these steps:

  1. Locate an American Express Payment Center:
    Find a nearby American Express Payment Center. These are often affiliated with banks or financial institutions.
  2. Visit the Payment Center:
    Go to the payment center in person. Be sure to check their operating hours to ensure they are open when you plan to visit.
  3. Fill out the Payment Slip:
    Request a payment slip from the counter and fill in the required details. This typically includes your credit card number, name, and the amount you wish to pay.
  4. Submit Cash Payment:
    Provide the filled payment slip along with the cash amount corresponding to your credit card bill. Ensure that the details are accurate.
  5. Collect Receipt:
    Once the payment is processed, collect the payment receipt. Verify the details to confirm a successful transaction.
  6. Confirmation:
    It’s advisable to check your credit card statement after a few days to confirm that the payment has been credited to your account.

Cheque Payment

To make your American Express Credit Card bill payments offline with cheque payment, follow these steps:

  1. Prepare a Cheque: Write a cheque for the payment amount, payable to “American Express Bank.”
  2. Fill in Details: Clearly mention your credit card number on the cheque and provide any other required information.
  3. Visit the Nearest Branch: Locate the nearest American Express Bank branch.
  4. Submit the Cheque: Visit the branch and submit the cheque along with any necessary payment slip or form.
  5. Receive Confirmation: Once processed, you should receive a confirmation receipt.
  6. Allow Processing Time: Be mindful of the processing time for the cheque payment to reflect on your credit card account.
  7. Check Statement: Regularly check your credit card statement to ensure the payment has been accurately recorded.