Andhra Bank Credit Card Bill Payment

Andhra Bank offers a handful of credit cards that are customized to serve the various requirements of diverse group of customers. These cards are loaded with numerous benefits such as fuel surcharge waiver, reward earning, lost card liability cover and interest-free credit. Credit card issued by Andhra Bank is one of such credit cards which are PIN enabled and highly secured with globally recognized chip technology to protect customer from any fraud and counterfeiting.

How to Make your Andhra Bank Credit Card Bill Payments Online?

Andhra Bank Account holders have several bill payment alternatives, which include the following:

How to pay Andhra Bank Credit Card Bill Online using Net Banking

To pay your Andhra Bank Credit Card bill online using Net Banking, follow these steps:

1. Log in to Your Net Banking Account:

  • Visit the Andhra Bank website (https://www.andhrabank.in/).
  • Click on the “Internet Banking” or “Net Banking” section.
  • Enter your User ID and Password to log in to your Net Banking account. If you haven’t registered for Net Banking, you may need to do so first.

2. Access the Credit Card Bill Payment Section:

  • Inside your Net Banking account, navigate to the “Credit Card” or “Bill Payment” section. The exact location and wording may vary depending on the website’s layout.

3. Add Your Andhra Bank Credit Card as a Biller (if not added):

  • If you haven’t added your Andhra Bank Credit Card as a biller, you will need to do so. Typically, you can find an option like “Add Biller” or “Manage Billers.” Follow the on-screen instructions to add your credit card as a biller by providing the necessary details.

4. Initiate the Payment:

  • After adding your credit card as a biller, select it from the list of billers.

5. Enter the Payment Details:

  • Specify the payment amount you want to pay toward your Andhra Bank Credit Card bill.

6. Select the Payment Account:

  • Choose your Andhra Bank savings or current account from which you want to make the payment.

7. Review and Confirm the Payment:

  • Double-check all payment details, including the credit card number and the payment amount.

8. Authenticate the Transaction:

  • Depending on your bank’s security measures, you may need to authenticate the transaction using a One-Time Password (OTP) sent to your registered mobile number or through other authentication methods provided by the bank.

9. Payment Confirmation:

  • After successful authorization, you should receive a confirmation of the payment on the screen. Save or note down the transaction ID or confirmation for your records.

10. Logout Securely:

  • Always log out of your Net Banking account for security reasons.

11. Check Your Andhra Bank Credit Card Account:

  • After a short while, check your Andhra Bank Credit Card account to ensure that the payment has been credited. Payment processing times may vary, but it’s essential to confirm that your payment has been successfully applied.

How to pay Andhra Bank Credit Card Bill Online using Auto-debit Facility

To set up auto-debit for your Andhra Bank Credit Card bill payment, you can follow these general steps:

1. Log in to Your Andhra Bank Net Banking Account:

  • Visit the Andhra Bank website (https://www.andhrabank.in/).
  • Access the “Internet Banking” or “Net Banking” section.
  • Enter your User ID and Password to log in to your Net Banking account. If you haven’t registered for Net Banking, you may need to do so first.

2. Navigate to the Credit Card Bill Payment Section:

  • Inside your Net Banking account, look for the “Credit Card” or “Bill Payment” section. The exact location and wording may vary depending on the website’s layout.

3. Set Up Auto-Debit for Your Credit Card:

  • In the credit card bill payment section, you should find an option to set up auto-debit or standing instruction for your Andhra Bank Credit Card.
  • Select this option to initiate the auto-debit setup.

4. Provide the Necessary Information:

  • You will need to provide details such as your Andhra Bank Credit Card number, the payment amount you want to auto-debit, and the bank account from which the payments should be deducted.

5. Select the Frequency and Start Date:

  • Specify how often you want the payments to be made (e.g., monthly) and the start date for the auto-debit instruction.

6. Review and Confirm the Auto-Debit Setup:

  • Double-check all the details you’ve provided and confirm the auto-debit setup.

7. Authenticate the Transaction:

  • Depending on your bank’s security measures, you may need to authenticate the setup using a One-Time Password (OTP) sent to your registered mobile number or through other authentication methods provided by the bank.

8. Auto-Debit Confirmation:

  • After successful setup, you should receive a confirmation of the auto-debit instruction.

9. Check Your Andhra Bank Credit Card Account:

  • After the auto-debit instruction is activated, your Andhra Bank Credit Card bill payments will be automatically deducted from your specified bank account on the scheduled dates.

10. Keep Records:

  • Retain records of the auto-debit setup for your reference.

How to pay Andhra Bank Credit Card Bill Online using NEFT/IMPS

If you have a non-Andhra Bank account and need to pay your Andhra Bank credit card dues, you can follow these steps:

1. Log in to Your Non-Andhra Bank Account:

  • Access your non-Andhra Bank account and log in through their net banking platform.

2. Initiate a Fund Transfer:

  • Within the net banking platform, begin the process of transferring funds.

3. Add Andhra Bank Credit Card as a Beneficiary:

  • In the “Third Party Fund Transfer” or similar section, add “Andhra Bank Credit Card” as the beneficiary.

4. Provide Beneficiary Details:

  • For the “Beneficiary Account Number,” enter the 16-digit credit card number associated with your Andhra Bank credit card for which you want to make the payment.
  • Specify “ANDHRA BANK CC” as the beneficiary bank.
  • Input the bank address as: CREDIT CARD DIVISION, SULTAN BAZAAR, KOTI, HYDERABAD 500095.
  • Use the IFSC Code “ANDB0000782,” which is designated for Andhra Bank Credit Card Department and allows online fund transfers to Andhra Bank using NEFT, IMPS, and RTGS methods.

5. Complete the NEFT Transfer:

  • Execute the NEFT transfer from your non-Andhra Bank account to the provided beneficiary details.

6. Inform Andhra Bank of the Payment:

  • After completing the NEFT transfer, it’s important to inform Andhra Bank of the payment details.
  • Contact the Andhra Bank “Help Desk” by calling Toll-Free Number 1800 425 4059 or reaching out to them at 040-2468 3202/ 3220/3210.
  • Alternatively, send an email to [email protected] to notify them of the payment.

How to pay Andhra Bank Credit Card Bill Online using RTGS

1. Log in to Your Bank’s Net Banking Account:

  • Visit your bank’s official website.
  • Log in to your net banking account using your User ID and Password. If you haven’t registered for net banking, you may need to do so first.

2. Initiate an RTGS Transfer:

  • Inside your net banking account, look for an option to make an RTGS transfer or a high-value funds transfer. The exact wording and location of this option may vary depending on your bank’s website.

3. Add Andhra Bank Credit Card as a Beneficiary:

  • Choose the option to add a new beneficiary.
  • Provide the following beneficiary details:
  1. Beneficiary Name: Andhra Bank Credit Card Account
  2. Beneficiary Account Number: Your 16-digit Andhra Bank Credit Card number
  3. Beneficiary Bank Name: Andhra Bank
  4. Beneficiary Bank Address: CREDIT CARD DIVISION, SULTAN BAZAAR, KOTI, HYDERABAD 500095
  5. Beneficiary Bank IFSC Code: Use the current IFSC code designated for Andhra Bank Credit Card payments.

4. Verify and Confirm Beneficiary Details:

  • Double-check that all beneficiary details, including the IFSC code, are accurate.

5. Enter the Payment Amount:

  • Specify the amount you want to pay toward your Andhra Bank Credit Card bill.

6. Authenticate the Transaction:

  • Depending on your bank’s security protocols, you may need to authenticate the transaction using an OTP (One-Time Password) sent to your registered mobile number or through other authentication methods.

7. Review and Confirm the Payment:

  • Double-check all payment details, including the beneficiary name, credit card number, and payment amount.

8. Confirm the RTGS Transaction:

  • Confirm the RTGS transaction to initiate the payment.

9. Payment Confirmation:

  • After successful authorization, you should receive a confirmation of the RTGS transaction. Save or note down the transaction reference number for your records.

10. Check Your Andhra Bank Credit Card Account:

  • Allow some time for the payment to process. Check your Andhra Bank Credit Card account to confirm that the payment has been credited. Processing times may vary.

How to pay Andhra Bank Credit Card Bill Online using BillDesk

To pay your Andhra Bank Credit Card bill online using BillDesk, follow these steps:

1. Visit the Andhra Bank Official Website:

  • Go to the official website of Andhra Bank (https://www.andhrabank.in/).

2. Access the Credit Card Payment Section:

  • Look for a section related to credit card payments on the Andhra Bank website. This section may be labeled as “Credit Card Payment” or similar.

3. Choose the BillDesk Payment Option:

  • Within the credit card payment section, you may find different payment options. Look for the BillDesk payment option and select it.

4. Enter Your Andhra Bank Credit Card Details:

  • You will be redirected to the BillDesk payment portal. Here, you need to enter your Andhra Bank Credit Card details, including your 16-digit card number, cardholder’s name, and other required information.

5. Specify the Payment Amount:

  • Enter the amount you want to pay toward your Andhra Bank Credit Card bill.

6. Select Your Bank:

  • Choose your bank from the list of available banks for payment. This is the bank account from which the payment will be debited.

7. Authenticate the Transaction:

  • Depending on the security measures implemented by your bank, you may need to authenticate the transaction using a One-Time Password (OTP) sent to your registered mobile number or other authentication methods.

8. Review and Confirm the Payment:

  • Double-check all payment details, including the credit card number and the payment amount.

9. Authorize the Payment:

  • Confirm and authorize the payment. The payment will be processed.

10. Payment Confirmation:

  • After a successful transaction, you should receive a confirmation message or receipt. Save or note down the transaction reference number for your records.

11. Check Your Andhra Bank Credit Card Account:

  • Allow some time for the payment to process. Check your Andhra Bank Credit Card account to confirm that the payment has been credited. Processing times may vary.

How to Make your Andhra Bank Credit Card Bill Payments Offline?

You can make offline payments for your Andhra Bank Credit Card bill through various methods. Here are some common offline payment options:

How to pay Andhra Bank Credit Card Bill Online through Cash payment

1. Visit an Andhra Bank Branch:

  • Locate the nearest Andhra Bank branch. You can find branch locations on the Andhra Bank website or through online maps.

2. Request a Credit Card Payment Slip:

  • Approach the bank’s customer service or teller counter and request a “Credit Card Payment Slip” or “Credit Card Bill Payment Form.”

3. Fill Out the Payment Slip:

  • Complete the payment slip with accurate details. You will need to provide information such as your Andhra Bank Credit Card number, your name, and the payment amount in cash.

4. Submit the Payment Slip and Cash:

  • Hand over the filled-out payment slip along with the cash amount you want to pay toward your Andhra Bank Credit Card bill to the bank teller or designated personnel at the counter.

5. Receive a Receipt:

  • After processing your payment, the bank will provide you with a receipt as proof of your credit card bill payment. Ensure that the receipt contains all the relevant details, including the payment amount, date, and confirmation number.

6. Verify Payment on Your Andhra Bank Credit Card Account:

  • After a short while, check your Andhra Bank Credit Card account to ensure that the cash payment has been credited. It may take some time to reflect in your credit card account, so be patient.

7. Keep the Receipt for Your Records:

  • Save the payment receipt for your records. It can be helpful for reference in case of any payment-related discrepancies.

How to pay Andhra Bank Credit Card Bill Online through Cheque/demand draft

1. Prepare a Cheque or Demand Draft:

  • Write a cheque or demand draft payable to “Andhra Bank Credit Card Account.”
  • Mention your Andhra Bank Credit Card number on the back of the cheque or demand draft for reference.

2. Fill Out a Payment Slip:

  • If you have a payment slip provided with your credit card statement, fill it out with the necessary details, including your name, credit card number, payment amount, and contact information.

3. Attach Relevant Documents:

  • If you have any specific instructions or documents that need to accompany the cheque or demand draft, include them with your payment.

4. Send the Payment by Mail:

  • Place the cheque or demand draft, along with any required documents or payment slip, in an envelope.
  • Address the envelope to the designated address for credit card payments. This address should be mentioned in your credit card statement or on the Andhra Bank website.

5. Ensure Sufficient Postage:

  • Affix the necessary postage to the envelope to ensure it reaches its destination without any issues.

6. Send the Payment Early:

  • Mail the envelope well in advance of the due date to allow for processing time. Cheque and demand draft payments may take some time to clear.

7. Check Your Andhra Bank Credit Card Account:

  • After a reasonable period, check your Andhra Bank Credit Card account to confirm that the payment has been credited. Processing times may vary.

8. Retain Records:

  • Keep a copy of the cheque, demand draft, or payment slip, along with the mailing receipt, for your records.

How to pay Andhra Bank Credit Card Bill Online through ATM

1. Visit an ATM:

  • Locate an ATM of the bank where you hold your Andhra Bank Credit Card.

2. Insert Your ATM Card:

  • Insert your ATM or debit card into the card slot of the ATM.

3. Enter Your PIN:

  • Enter your ATM PIN to access your account.

4. Select “Bill Payment” or “Credit Card Payment” Option:

  • Look for an option that allows you to make bill payments or specifically mentions “Credit Card Payment.” The wording may vary depending on the bank and ATM.

5. Choose Andhra Bank Credit Card:

  • Select “Andhra Bank Credit Card” as the beneficiary or payment type.

6. Enter Payment Details:

  • Enter your Andhra Bank Credit Card details, which may include your credit card number and the payment amount.

7. Confirm the Payment:

  • Double-check the payment details for accuracy and confirm the payment.

8. Receive Confirmation:

  • After successful processing, the ATM should provide you with a transaction receipt or confirmation.

9. Check Your Andhra Bank Credit Card Account:

  • Allow some time for the payment to reflect in your Andhra Bank Credit Card account. Check your credit card statement to confirm that the payment has been credited.

10. Keep the Receipt:

  • Retain the transaction receipt for your records.