AU Bank Credit Card Bill Payment

AU Bank Credit Card Bill Payment refers to the process of settling the outstanding balance on a credit card issued by AU Small Finance Bank. Cardholders can make payments using various online and offline methods. Timely payments are crucial to avoid late fees and maintain a positive credit history. Cardholders can choose to pay the full outstanding balance or the minimum amount due, with interest charges applicable for carrying forward a balance. AU Bank provides a range of convenient options to make bill payments, ensuring flexibility and ease for its customers.

How to Make your AU Bank Credit Card Bill Payments Online?

To make your AU Bank Credit Card Bill Payments online, follow these steps:

BHIM (UPI)

To conveniently pay your AU Bank Credit Card bill online using BHIM UPI, simply adhere to these instructions:

  1. Open your BHIM UPI app on your smartphone.
  2. Link your bank account with the BHIM UPI app if it’s not already linked.
  3. Choose the “Send Money” or “Pay” option within the BHIM UPI app.
  4. Select the recipient or payee as “AU Bank Credit Card” or enter the credit card bill payment details, such as the credit card number and the bill amount.
  5. Verify the payment details and ensure they are accurate.
  6. Confirm the payment, and it will be processed.
  7. You may need to authenticate the transaction using your UPI PIN or other security measures provided by your bank.
  8. Once your payment is processed successfully, you’ll be sent a confirmation of your transaction.

AU Bank’s Official Website:

To settle your AU Bank Credit Card dues online via AU Bank’s official site, adhere to these instructions:

  1. Access AU Bank’s Website: Launch a web browser and navigate to the official website of AU Bank.
  2. Log In: If you have an existing AU Bank online banking account, log in with your credentials. If not, you may need to register for online banking or create an account.
  3. Navigate to Credit Card Payments: Once logged in, navigate to the “Credit Card Payments” or “Bill Payment” section on the website.
  4. Add Payee: To make payments using your AU Bank Credit Card , you must first add it as a payee. Ensure to furnish all pertinent credit card details, such as the card number, cardholder name, and any other required information.
  5. Enter Payment Details: Enter the payment amount. You have the option to settle your account by either clearing the entire outstanding balance or selecting a particular amount to pay.
  6. Select Payment Account: Choose the bank account from which you want to make the payment.
  7. Review and Confirm: Double-check the payment details, including the payment amount and the account from which the funds will be debited.
  8. Authenticate the Transaction: You might need to input a One-Time Password (OTP) or employ an alternative authentication approach to complete the transaction.
  9. Complete the Payment: After confirming the payment details and authentication, submit the payment.
  10. Payment Confirmation: You will receive a confirmation message once the payment is processed. Keep a copy of the payment receipt or transaction ID for your records.

Mobile Banking:

Here’s a unique version: “For online payment of your AU Bank Credit Card bill via mobile banking, simply adhere to these instructions:”

  1. Download and Install the App: Ensure you have the AU Bank mobile banking app installed on your smartphone. If you don’t have it, download it from your app store and set up your mobile banking account.
  2. Log In: Open the mobile banking app and log in using your credentials, which typically include your username and password.
  3. Navigate to Bill Payments: Within the app, look for the “Bill Payments” or “Pay Bills” option. In this segment, you can process a range of payments, such as settling your AU Bank Credit Card dues.
  4. Add Payee: If you haven’t already added your AU Bank Credit Card as a payee, you may need to do so. Enter the necessary details, such as the credit card number and payee information.
  5. Select Payment Amount: Choose the payment amount. You can opt to pay the full outstanding balance or a specific amount.
  6. Choose Account: Select the bank account from which you want to make the payment.
  7. Review and Confirm: Double-check the payment details and ensure they are accurate.
  8. Authenticate: You may need to confirm the transaction by using a One-Time Password (OTP) or another form of security verification.
  9. Submit Payment: After confirming the payment details and authentication, submit the payment.
  10. Receive Confirmation: Once the payment is processed, you will receive a confirmation message on the app. It’s advisable to keep a record of the payment receipt or transaction ID.

NEFT/IMPS:

To make your AU Bank Credit Card Bill Payments online through NEFT/IMPS, follow these steps:

1. Log in to Your Bank’s Net Banking: Log in to your bank’s online banking platform by entering your login details.

2. Add AU Bank as a Payee:

  • Navigate to the “Add Payee” or “Manage Payees” section.
  • Click on “Add a new payee.”
  • From the list of payee types, select “AU Bank Credit Card.”
  • Enter the required payee details:
    • Payee name
    • Payee account number (your AU Bank Credit Card number)
    • Payee bank’s name (AU Small Finance Bank)
    • Branch location of the payee bank.

3. Initiate an NEFT/IMPS Transaction:

  • Navigate to the “Fund Transfer” or “Payments” segment within your online banking interface.
  • Choose the option for NEFT or IMPS, depending on your preference.

4. Enter Payment Details:

  • Choose the recipient previously added.
  • Input the payment amount, either the total outstanding balance or a set figure.
  • Review and validate the payment information for accuracy.

5. Authenticate the Transaction:

  • You might need to verify your NEFT/IMPS transaction with either a One-Time Password (OTP) or another security measure offered by your bank.

6. Review and Confirm:

  • Double-check all the details, including the payment amount and payee information.

7. Submit the Payment:

  • Once you’ve verified the accuracy of the details, proceed to make the NEFT or IMPS payment.

8. Payment Confirmation:

  • Upon completion of the transaction, you’ll promptly receive a confirmation, followed by the processing of your payment.

How to Make your AU Bank Credit Card Bill Payments Offline?

Offline methods are available for settling your AU Bank Credit Card dues, offering you a range of options to make payments without duplication. Here are different offline payment options:

Cash Payment at AU Bank Branch:

To make your AU Bank Credit Card bill payments offline through cash payment at an AU Bank branch, follow these steps:

1. Locate the Nearest AU Bank Branch: Find the nearest AU Bank branch in your area. You can check the branch’s location on AU Bank’s official website or contact their customer service for assistance.

2. Visit the Branch: Go to the AU Bank branch during its working hours. AU Bank branches usually have a dedicated counter for credit card bill payments.

3. Fill Out a Deposit Slip: Once at the branch, ask for a deposit slip for credit card bill payment. Fill out the deposit slip with the following details:

  • Your name
  • AU Bank Credit Card number
  • The payment amount in cash

4. Submit Cash Payment: Hand over the filled deposit slip along with the cash payment to the bank teller at the credit card payment counter.

5. Receive Payment Receipt: The bank teller will process your payment and provide you with a payment receipt as confirmation. Review the receipt thoroughly to verify that all payment information is accurate.

6. Keep the Payment Receipt: Keeping the payment receipt is essential to serve as evidence of completing a payment. It proves useful in instances of discrepancies or for your personal documentation purposes.

7. Pay Early: Make sure to visit the bank and make the payment well in advance of the credit card due date to avoid late payment fees.

Cheque or Demand Draft Payment:

To make your AU Bank Credit Card bill payments offline through cheque or demand draft, you can follow these steps:

Paying by Cheque:

1. Write a Cheque:

  • Fill in a cheque payable to “AU Small Finance Bank Credit Card Account.”
  • Please inscribe your AU Bank Credit Card number on the rear side of the check without repetition.

2. Visit an AU Small Finance Bank Branch:

  • Find the closest branch of AU Small Finance Bank nearby.

3. Fill Out a Deposit Slip:

  • Complete a deposit slip by providing your personal information, such as your name, credit card number, and the specific amount you wish to deposit.

4. Submit the Cheque:

  • Present the check along with the deposit slip to the bank teller.

5. Collect Receipt:

  • After processing your payment, the bank will provide you with a payment receipt or acknowledge the payment on your deposit slip. Keep this receipt for your records.

Paying by Demand Draft:

1. Obtain a Demand Draft:

  • Get a demand draft made payable to “AU Small Finance Bank Credit Card Account.”
  • Mention your AU Bank Credit Card number on the demand draft.

2. Visit an AU Small Finance Bank Branch:

  • Locate a nearby AU Small Finance Bank branch.

3. Fill Out a Deposit Slip:

  • Fill out a deposit slip with your details, including your name, credit card number, and the demand draft amount.

4. Submit the Demand Draft:

  • Show the bank teller both the demand draft and the deposit slip.

5. Collect Receipt:

  • Once your payment is submitted to the bank, they’ll handle it and furnish you with either a payment receipt or mark the transaction on your deposit slip. It’s essential to retain this receipt as evidence of your payment.