Bank of Maharashtra Credit Card Bill Payment

Bank of Maharashtra provides credit cards in collaboration with State Bank of India. Cardholders enjoy flexible payment options, both online and offline. Payments can be made through accounts in other banks as well. The bank also sends timely reminders about credit card dues and deadlines for added convenience.

How to Make your Bank of Maharashtra Credit Card Bill Payments Online?

Net banking

Net Banking serves as a credit card payment method available to all customers. The process for settling the credit card bill through net banking involves the following steps:

  1. Log in to your net banking account using your credentials.
  2. Navigate to the ‘credit card’ tab and select your registered credit card. If not registered, input your credit card number and other required details to complete the registration.
  3. Enter the bill amount and proceed by clicking on the ‘pay’ option. Subsequently, the specified amount will be deducted from your account, and a confirmation email will be sent to you.
  4. In case you don’t have a Bank of Maharashtra (BOM) account, access your savings bank net banking account. Locate and click on the ‘credit card’ section to initiate the payment process.

NEFT

To make your Bank of Maharashtra Credit Card bill payments online through NEFT, follow these steps:

  1. Start by visiting the official website of Bank of Maharashtra and log in to your account.
  2. Once logged in, navigate to the credit card section on the website.
  3. Within the credit card section, locate and select the ‘payment’ option.
  4. Register your credit card by providing essential details such as the card number and the corresponding IFSC code.
  5. After successfully registering the card, choose the ‘NEFT’ payment option to initiate the credit card bill payment.
  6. Enter the specific amount of your credit card bill that you wish to pay and proceed by clicking on the ‘pay’ button.
  7. The designated amount will be debited from your account, and you should receive a confirmation email for the completed transaction.

BillDesk

To make your Bank of Maharashtra Credit Card bill payments online through BillDesk, follow these steps:

  1. Sign up on BillDesk to facilitate online bill management and payments.
  2. Select your preferred billers and payees from the provided list on the website, ensuring that you receive email copies of your bills from them.
  3. At the close of each month, your chosen billers will generate and dispatch your bills via email.
  4. Grant authorization to BillDesk to process payments for your credit card bills.
  5. Following the payment, you will receive an email confirmation verifying the successful transaction.

Auto-debit

To make your Bank of Maharashtra Credit Card bill payments online through Auto-debit, follow these steps:

  1. Auto-debit is a widely used approach for settling credit card bills, involving the automatic deduction of the payment from your savings account on the designated due date.
  2. When applying for a credit card, you have the option to choose the auto-debit payment method.
  3. During the application process, provide your savings account details, including the account number.
  4. At the conclusion of each billing cycle, Bank of Maharashtra will initiate the automatic debit of the billed amount directly from your registered savings account.
  5. If you opt for auto-debit in the middle of a billing month, the bill amount will be automatically deducted starting from the subsequent month.

Mobile Banking

Mobile banking provides customers with the convenience of paying their credit card bills. Here’s a step-by-step guide to make credit card payments using the mobile banking facility:

  1. Log in to the mobile app and navigate to the credit card tab. Select ‘payment’ from the drop-down menu.
  2. To initiate the payment process, register your credit card by entering its details, including the card number.
  3. Specify the bill amount and choose the preferred payment option within the mobile banking interface.
  4. Once the transaction is completed and the money is debited, expect to receive an email confirmation for your credit card payment.

UPI

To make your Bank of Maharashtra Credit Card bill payments online through UPI, follow these steps:

  1. Download the BHIM app on your mobile device.
  2. Activate BHIM using the mobile number linked to your bank accounts.
  3. Establish a UPI account and set a security pin for enhanced access security.
  4. Link the bank account from which you want to debit funds to your BHIM app.

How to Make your Bank of Maharashtra Credit Card Bill Payments Offline?

Cheque Payment

To make your Bank of Maharashtra Credit Card bill payments offline through Cheque Payment, follow these steps:

  1. Fill out a cheque with essential details, including your credit card account number, the date, and the bill amount.
  2. Take the completed cheque and submit it either directly at your bank branch or at a nearby drop box.
  3. Ensure that all necessary information is accurately provided on the cheque to avoid any processing issues.
  4. This method simplifies the payment process by utilizing a traditional cheque transaction, providing a tangible record of the payment.
  5. Opting for direct submission at the bank branch or a designated drop box ensures a secure and convenient way to settle your credit card bill.
  6. Verify that the cheque includes the correct credit card account number and amount to prevent any payment discrepancies.
  7. Following these steps helps streamline the payment procedure and contributes to a hassle-free credit card bill settlement process.

Cash

To make your Bank of Maharashtra Credit Card bill payments offline through Cash, follow these steps:

  1. Visit a Bank of Maharashtra Branch:
    Go to any Bank of Maharashtra branch near you. You can locate the nearest branch using the bank’s official website or by contacting their customer service.
  2. Ask for Credit Card Payment Slip:
    Once at the bank, approach the counter and ask for a credit card bill payment slip. This slip is a form provided by the bank specifically for credit card payments.
  3. Fill in the Details:
    Complete the payment slip with accurate information. Include your credit card account number, the payment amount in cash, and any other required details as specified on the slip.
  4. Submit the Cash and Payment Slip:
    Along with the filled payment slip, submit the cash amount to the bank teller. They will process the payment and provide you with a receipt as confirmation.
  5. Collect Payment Receipt:
    Upon successful processing of the payment, collect the payment receipt from the bank. This receipt serves as proof of payment and includes details such as the transaction reference number.
  6. Verify the Details:
    Before leaving the bank, double-check the payment receipt to ensure that all details, including the credit card account number and payment amount, are accurate.
  7. Keep Records:
    Retain the payment receipt for your records. It’s important for future reference and can be used to reconcile your credit card statements.
  8. Note the Processing Time:
    Be aware that payments made through cash at the bank may take some time to reflect on your credit card account. Check with the bank regarding the processing time for cash payments.

ATM

To make your Bank of Maharashtra Credit Card bill payments offline through ATM, follow these steps:

  1. To make a credit card payment, you can utilize an ATM.
  2. Visit an ATM and choose the ‘deposit’ option rather than ‘withdrawal.’
  3. Enter either the credit card number or the account number associated with the payment.
  4. Deposit the specified bill amount and proceed by clicking on the submit option.
  5. Prior to making the deposit, it’s recommended to check the ATM, as not all ATMs accept deposits.