6E Rewards XL _ Indigo Kotak Bank Credit Card vs 6E Rewards XL _ IndiGo HDFC Bank Credit Card6E Rewards XL _ Indigo Kotak Bank Credit Card vs 6E Rewards XL _ IndiGo HDFC Bank Credit Card

6E Rewards XL: Indigo Kotak vs IndiGo HDFC Credit Card

Owning a credit card that provides excellent travel perks such as flight bookings and complimentary access to airport lounges is incredibly valuable for frequent travelers. Indigo Airlines, India’s largest airline network, has collaborated with two major credit card issuers in the country—HDFC Bank and Kotak Bank—to introduce four credit cards offering impressive travel benefits.

The 6E Rewards XL – Indigo Kotak Bank Credit Card, issued by Kotak Bank, stands out with its travel advantages and exclusive offers on Indigo flight bookings. Cardholders enjoy up to 6% 6E Rewards on various expenditures, including dining, movies, fuel, and Indigo bookings. The welcome benefits include a complimentary air ticket, 6E prime add-on, and more.

Similarly, the 6E Rewards XL – IndiGo HDFC Bank Credit Card presents comparable benefits and privileges. This card boasts a range of welcome benefits, including a complimentary 6E Prime Add-On and more. Transactions made with the card can earn cardholders up to 15% Indigo 6E Rewards. Specifically tailored for travel, the card provides 5% 6E Rewards on IndiGo flights and grants complimentary access to airport lounges.

Both co-branded credit cards deliver exceptional travel benefits and enticing offers on flight bookings. Additionally, these cards share a similar annual fee, making it challenging to discern a clear choice between the two.

Features and Benefits of 6E Rewards XL – Indigo Kotak Bank Credit Card and 6E Rewards XL – IndiGo HDFC Bank Credit Card

6E Rewards XL – Indigo Kotak Bank Credit Card:

Card Overview:

  • Co-branded travel credit card by Kotak Mahindra Bank and Indigo Airlines.
  • Annual Fee: Rs. 1,500.
  • Key Benefits: Complimentary Indigo air ticket, 6E prime add-on, and Accor Hotel & Dining vouchers.
  • Travel Privileges: Complimentary airport lounge access and discounted convenience fees on Indigo flights.

Reward Rates: 5. Up to 10% 6E rewards on Indigo’s partner brands.

  • 6% 6E Rewards on Indigo bookings.
  • 3% 6E Rewards for dining, movies, and grocery spends.
  • 2% 6E Rewards on all retail transactions.

Welcome Benefits: 9. Complimentary Indigo Air ticket (Rs. 3,000 value) on completing three transactions monthly for the first three months.

  • 30% discount (up to Rs. 5,000) on Accor hotel stays.
  • Rs. 1,000 dining voucher from Accor hotels.
  • Complimentary 6E prime add-on worth Rs. 899.

Redemption and Validity: 13. 6E Rewards earned can be redeemed against Indigo bookings.

  • 1 6E reward = Rs. 1, valid for 2 years.
  • For half a year, enjoy exclusive rewards tied to specific campaigns with our 6E program.

Additional Benefits: 16. 8 complimentary domestic lounge access annually.

  • Rs. 150 discount on convenience fee for Indigo bookings.

6E Rewards XL – IndiGo HDFC Bank Credit Card:

Card Overview:

  • A collaborative card issued jointly by HDFC Bank and Indigo Airlines.
  • Joining Fee: Rs. 1,500; Annual Fee: Rs. 1,500.
  • Key Benefits: Complimentary 6E Prime Add-On, Accor Hotel/Dining vouchers, and more.
  • Travel Privileges: Complimentary domestic airport lounge visits and discounted convenience fee on IndiGo.

Reward Rates: 5. Up to 15% 6E rewards on Indigo’s partner brands.

  • 5% 6E Rewards on Indigo bookings.
  • 3% 6E Rewards for dining, movies, and grocery spends.
  • 2% 6E Rewards on all retail transactions.

Welcome Benefits: 9. Complimentary Indigo Air ticket (Rs. 3,000 value) on completing three transactions monthly for the first three months.

  • 30% discount (up to Rs. 5,000) on Accor hotel stays.
  • Rs. 1,000 dining voucher from Accor hotels.
  • Complimentary 6E prime add-on worth Rs. 899.
  • Budweiser vouchers worth Rs. 250.

Redemption: 14. 6E Rewards earned can be redeemed through the official 6E rewards website.

Additional Benefits: 15. 8 complimentary domestic airport lounge visits (2 per quarter).

  • Receive a package that includes 12 free golf lessons along with four rounds of complimentary green fees.

Comparison between 6E Rewards XL – Indigo Kotak Bank Credit Card vs 6E Rewards XL – IndiGo HDFC Bank Credit Card

6E Rewards XL – Indigo Kotak Bank Credit Card:

Reward Rate:

  • 20% 6E rewards on Indigo’s partner brands.
  • 6% 6E Rewards on Indigo bookings.
  • 3% 6E Rewards for dining, movies, and grocery spends.
  • 2% 6E Rewards on all retail transactions.

Reward Redemption:

  • You can exchange points for bookings through the Indigo website, where 1 6E reward is equivalent to Rs. 1.

Welcome Benefits:

  • Complimentary Indigo Air ticket worth Rs. 3,000.
  • Complimentary 6E prime add-on worth Rs. 899.
  • 30% discount (up to Rs. 5,000) on hotel stays with Accor hotel vouchers.
  • Rs. 1,000 dining voucher from Accor hotels.

Lounge access:

  • 8 complimentary domestic lounge access every year.

Golf Games:

  • Complimentary 12 golf lessons and 4 rounds of green fees annually.

Joining Fee:

  • Rs. 2,500 (Plus Applicable taxes).

Renewal Fee:

  • Rs. 2,500 (Plus Applicable taxes).

Foreign Mark up fee:

  • 2.5% of the transaction amount.

6E Rewards XL – IndiGo HDFC Bank Credit Card:

Reward Rate:

  • 20% 6E rewards on Indigo’s partner brands.
  • 5% 6E Rewards on Indigo bookings.
  • 3% 6E Rewards for dining, movies, and grocery spends.
  • 2% 6E Rewards on all retail transactions.

Reward Redemption:

  • You can exchange points for bookings through the Indigo website, where each 6E reward is valued at Rs. 1.

Welcome Benefits:

  • Complimentary Indigo Air ticket worth Rs. 3,000.
  • Budweiser vouchers worth Rs. 250.
  • Complimentary 6E prime add-on worth Rs. 899.
  • 30% discount (up to Rs. 5,000) on hotel stays with Accor hotel vouchers.
  • Rs. 1,000 dining voucher from Accor hotels.

Lounge access:

  • 8 complimentary domestic lounge access every year.

Golf Games:

  • Not applicable.

Joining Fee:

  • Rs. 2,500 (Plus Applicable taxes).

Renewal Fee:

  • Rs. 2,500 (Plus Applicable taxes).

Foreign Mark up fee:

  • 3.5% of the transaction amount.

Which credit card suits you best?

  • HDFC Bank and Kotak Bank both provide 6E Rewards XL Credit cards with similar privileges and travel benefits.
  • Notable differences exist between the two cards, with HDFC’s 6E Rewards XL offering complimentary golf games annually, a feature absent in Kotak Bank’s 6E Rewards XL – Indigo Credit Card.
  • The HDFC variant boasts a significantly lower forex markup fee, making it advantageous for international travelers.
  • Despite sharing the same annual fee, the 6E Rewards XL – IndiGo HDFC Bank Credit Card stands out as the preferred choice due to its added benefits.

Frequently Asked Questions (FAQs)

1. What are the key similarities between the 6E Rewards XL Credit Cards from HDFC Bank and Kotak Bank?

Both credit cards offer similar privileges and travel benefits, providing a common set of features to cardholders.

2. What distinguishes the 6E Rewards XL – Indigo Kotak Bank Credit Card from the 6E Rewards XL – IndiGo HDFC Bank Credit Card?

The primary difference lies in the offering of complimentary golf games and rounds every year, a feature exclusive to the 6E Rewards XL by HDFC Bank.

3. Is there any variation in the forex markup fee between the two credit cards?

Yes, the HDFC variant has a much lower forex markup fee, making it a preferable choice for individuals who frequently travel abroad.

4. Do both credit cards have the same annual fee?

Yes, despite the differences in benefits, both the 6E Rewards XL – Indigo Kotak Bank Credit Card and the 6E Rewards XL – IndiGo HDFC Bank Credit Card share the same annual fee.

5. Why is the 6E Rewards XL – IndiGo HDFC Bank Credit Card considered a better choice?

The HDFC Bank Credit Card stands out as a better choice due to its additional feature of complimentary golf games and a lower forex markup fee, offering enhanced benefits to cardholders.

6. Are there any specific advantages for international travelers with the 6E Rewards XL – IndiGo HDFC Bank Credit Card?

Yes, the lower forex markup fee makes the HDFC variant advantageous for those who frequently travel abroad, saving on currency conversion costs.

7. Can I apply for both credit cards simultaneously?

Yes, it is possible to apply for both credit cards, but it is advisable to carefully consider the unique features and benefits of each card to choose the one that best suits your preferences and needs.

8. How can I apply for either of these credit cards?

You can apply for the 6E Rewards XL Credit Cards by visiting the official websites of HDFC Bank and Kotak Bank, where you will find detailed information on the application process.

9. Do these credit cards offer any additional perks or rewards programs?

Both credit cards may have additional perks and rewards programs, so it is recommended to review the terms and conditions for the latest information on any supplementary benefits.

10. Are there any special promotions or introductory offers associated with these credit cards?

Promotions and introductory offers may vary, and it’s advisable to check the respective bank websites or contact their customer service for the most up-to-date information on any special deals or promotions.

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