Axis Bank Vistara Infinite vs Club Vistara IndusInd Bank Explorer Credit CardAxis Bank Vistara Infinite vs Club Vistara IndusInd Bank Explorer Credit Card

Analyzing Axis Bank Vistara Infinite vs Club Vistara IndusInd Bank Explorer Credit Card: A Comparative Study

In the contemporary era, individuals often select credit cards not solely based on credit limits but also taking into account the accompanying perks. A credit card that offers substantial travel benefits is generally perceived as a favorable choice, enabling significant savings on travel expenditures. In alignment with this trend, Axis Bank has introduced three credit cards in collaboration with Club Vistara, and recently, IndusInd Bank has unveiled its own co-branded card. Within the trio of co-branded cards introduced by Axis Bank, the Axis Bank Vistara Infinite Credit Card stands out as the most premium option. Simultaneously, IndusInd Bank has introduced the Club Vistara IndusInd Bank Explorer Credit Card, representing a super-premium offering in their portfolio.

Axis Bank Vistara Infinite Vs Club Vistara IndusInd Bank Explorer Credit Card

Axis Bank Vistara Infinite Credit Card:

1. Welcome Benefits: Complimentary Air Vistara business class ticket.

2. Complimentary Club Vistara Membership: Lifetime Club Vistara Gold membership.

3. Club Vistara Points: 6 CV Points on every Rs. 200 spent (except on fuel).

4. Airport Lounge Access: 2 domestic lounge accesses every quarter.

5. Milestone Benefits: Up to 4 complimentary business class tickets based on annual spending.

6. Dining Benefit: Up to 20% discount at partner restaurants across India.

7. Movie Benefit: Not Applicable.

8. Golf Benefit: 6 complimentary golf rounds every year.

Club Vistara IndusInd Bank Explorer Credit Card:

1. Welcome Benefits:

  • Complimentary Air Vistara Business Class ticket.
  • Option to choose one of three gift vouchers worth Rs. 25,000.

2. Complimentary Club Vistara Membership: Club Vistara Gold membership for the first year only.
3. Club Vistara Points:

  • 8 CV Points on every Rs. 200 spent on Club Vistara.
  • 6 CV Points on every Rs. 200 spent on other travel-related expenses.
  • Earn 2 CV Points for every Rs. 200 spent on retail purchases, without any repetition.
  • 1 CV Point for every Rs. 200 spent on utility & insurance categories.

4. Airport Lounge Access:

  • 1 domestic lounge access every quarter.
  • 4 international lounge accesses every quarter.

5. Milestone Benefits: Up to 5 complimentary business class tickets based on annual spending.
6. Dining Benefit: Receive a discount of up to Rs. 3,000 on dining twice annually.
7. Movie Benefit: Buy 1 Get 1 Free offer on movie tickets on BookMyShow.
8. Golf Benefit: Not Applicable.

Fee and Charges of Axis Bank Vistara Infinite & Club Vistara IndusInd Bank Explorer Credit Card

Axis Bank Vistara Infinite Credit Card:

  • Axis Bank Vistara Infinite Credit Card has a joining fee and renewal fee both set at Rs. 10,000.
  • Axis Bank Vistara Infinite Credit Card and Club Vistara IndusInd Bank Explorer Credit Card target a similar customer base.

Club Vistara IndusInd Bank Explorer Credit Card:

  • Club Vistara IndusInd Bank Explorer Credit Card comes with a higher joining fee of Rs. 40,000 and a renewal fee of Rs. 10,000.
  • Vistara IndusInd Bank Explorer Credit Card is notably higher than that of the Axis Bank Vistara Infinite Credit Card.

Which credit card suits you best?

  1. Evaluate the Axis Bank Vistara Infinite Credit Card and Club Vistara IndusInd Bank Explorer Credit Card for their respective benefits.
  2. Compare the fees and features of both credit cards to determine the one that aligns better with your preferences and needs.
  3. Consider your lifestyle and spending habits when choosing between the two cards.
  4. If you are a frequent traveler who also enjoys booking movie tickets and dining out, the Club Vistara IndusInd Explorer Credit Card may be more suitable for you.
  5. On the other hand, if you intend to use your credit card for various types of purchases, the Axis Bank Vistara Infinite Credit Card could be a preferable option.
  6. Make an informed decision based on a comprehensive analysis of the benefits, fees, and features offered by each credit card.

Frequently Asked Questions (FAQs)

1. What are the key benefits of Axis Bank Vistara Infinite Credit Card?

Answer: The Axis Bank Vistara Infinite Credit Card offers benefits such as travel privileges, lounge access, and Vistara air miles.

2. What features distinguish Club Vistara IndusInd Bank Explorer Credit Card?

Answer: The Club Vistara IndusInd Bank Explorer Credit Card provides perks like travel benefits, movie ticket discounts, and dining privileges.

3. How do the fees of these credit cards differ?

Answer: Compare the annual fees, renewal charges, and other associated costs to understand the financial implications of each card.

4. Which card is more suitable for frequent travelers?

Answer: Both cards cater to travelers, but the Club Vistara IndusInd Explorer Credit Card may be preferred with its travel and dining benefits.

5. In terms of versatility, which credit card is recommended for all types of purchases?

Answer: The Axis Bank Vistara Infinite Credit Card is a good choice for those planning to use their card for a variety of purchases.

6. Do these credit cards offer any exclusive privileges for entertainment activities?

Answer: Yes, the Club Vistara IndusInd Explorer Credit Card provides discounts on movie tickets and other entertainment-related perks.

7. How can I maximize the air miles or travel benefits with Axis Bank Vistara Infinite Credit Card?

Answer: Explore the card’s travel-related features, such as Vistara lounge access and air miles accumulation, to optimize your benefits.

8. Are there any limitations or restrictions on redeeming rewards with these credit cards?

Answer: Understand the redemption process and any limitations on utilizing rewards or points for both credit cards.

9. What additional features or insurance coverage do these credit cards offer?

Answer: Explore the supplementary features, such as insurance coverage or concierge services, provided by each credit card.

10. How do I decide which credit card suits me best?

Answer: Evaluate your lifestyle, spending patterns, and preferences, and compare the benefits and fees of each card to make an informed decision.

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