RBL World Safari vs Axis Bank Atlas Credit CardRBL World Safari vs Axis Bank Atlas Credit Card

RBL World Safari vs Axis Bank Atlas Credit Card

Frequent travelers can enjoy numerous benefits with a travel credit card, making it an ideal choice for both local and global adventures. Axis Bank introduces the Atlas, a sub-premium card requiring a joining fee of Rs. 5000 plus taxes. Unlike co-branded cards, Atlas isn’t tied to any particular airline but generously rewards users with Airmiles. By spending, cardholders accumulate Edge Miles, which can be conveniently redeemed for flight or hotel bookings through the Travel Edge portal. Additionally, the card offers extra rewards for international transactions and includes complimentary access to airport lounges, concierge services, and various other perks.

The RBL World Safari credit card falls into the mid-range category, catering specifically to millennials. Priced at a joining fee of Rs. 3000, it offers welcome gift vouchers from MakeMyTrip along with Travel Points for your spending. Moreover, cardholders can relish perks such as airport lounge access, golf rounds, and bonus Travel Points upon hitting designated spending thresholds. Notably, one of its standout features is the absence of forex markup fees for transactions made in foreign currencies.

Features and Benefits of RBL World Safari and Axis Bank Atlas Credit Card

RBL World Safari Credit Card:

  • Welcome Benefit:
    • MakeMyTrip travel vouchers worth Rs. 3000.
  • Milestone Benefit:
    • Bonus Travel Points on specified spends.
    • Gift vouchers on higher spends.
  • Reward Rate:
    • 2 Travel Points per Rs. 100 spent.
    • 5 Travel Points per Rs. 100 on travel.
  • Travel Benefit:
    • Complimentary domestic and international lounge access.
    • Extra access on spending Rs. 50,000 or more in a quarter.
  • Golf Benefits:
    • 4 complimentary golf games and lessons per year.
    • 50% off on green fees after complimentary rounds.
  • Fuel Surcharge Waiver:
    • 1% waiver on Rs. 500 to Rs. 4000 spends, max Rs. 250/month.

Axis Bank Atlas Credit Card:

  • Welcome Benefit:
    • Earn 5000 Edge Miles on first transaction within 1 month.
  • Credit Card Tiers:
    • Silver, Gold, Platinum.
    • The greater the tier, the higher the accumulation of Edge Miles upon annual renewal.
  • Annual Benefit:
    • Bonus Edge Miles on renewal:
      • Silver: 2500 Edge Miles
      • Gold: 5000 Edge Miles
      • Platinum: 10,000 Edge Miles
  • Milestone Benefit:
    • Bonus Edge Miles on reaching spend milestones:
      • 3 Lakhs: 2500 Edge Miles
      • 7.5 Lakhs: 5000 Edge Miles
      • 15 Lakhs: 10,000 Edge Miles
  • Reward Rate:
    • 5 Edge Miles per Rs. 100 on hotel/flight bookings.
    • 2 Edge Miles per Rs. 100 on other transactions.
  • Reward Redemption:
    • Use Edge Miles for Travel Edge portal bookings.
    • Transfer Edge Miles to partner airlines or hotels.
  • Travel Benefits:
    • Lounge access based on tier.
    • Platinum-level membership includes two free airport pickup services annually.
  • Dining Benefit:
    • 25% off at partner restaurants through EazyDiner.
  • Fuel Surcharge Waiver:
    • 1% waiver on Rs. 400 to Rs. 4000 spends, max Rs. 400/month.

Fee and Charges of RBL World Safari and Axis Bank Atlas Credit Card

RBL World Safari Credit Card:

  • Joining and annual fee: Rs. 5000 plus taxes.
  • Interest rate: 3.6% per month.
  • Forex markup fee: 3.5%.
  • Cash advance fee: 2.5% or Rs. 500, whichever is higher.

Axis Bank Atlas Credit Card:

  • Joining and renewal fee: Rs. 3000 plus taxes.
  • Interest rate: 3.99% per month.
  • Zero forex markup fee.
  • Cash advance fee: 2.5% or Rs. 500, whichever is higher.

Comparison between RBL World Safari and Axis Bank Atlas Credit Card

RBL World Safari Credit Card:

  • Joining/Annual Fees: Rs. 3000 plus taxes
  • Welcome Benefits: Rs. 3000 worth voucher from MakeMyTrip
  • Reward Earning: 5 Travel Points per Rs. 100 spent on travel, 2 Travel Points per Rs. 100 spent elsewhere
  • You can utilize your Travel Points to redeem for various perks such as air travel, hotel reservations, and other offerings accessible through the RBL Rewards platform.
  • Movie and Dining Benefits: NA
  • Travel Benefits: Complimentary domestic and international lounge access, 4 complimentary golf rounds, and 12 golf lessons per year
  • Renewal Fee Waiver: NA
  • Forex Markup Fee: Nil

Axis Bank Atlas Credit Card:

  • Joining/Annual Fees: Rs. 5000 plus taxes
  • Welcome Benefits: Earn 5000 Edge Miles simply by making one transaction within the first month of receiving your card.
  • Reward Earning: For each Rs. 100 spent on travel, you accumulate 5 Edge Miles, while for every Rs. 100 spent on other purchases, you gather 2 Edge Miles.
  • Reward Redemption: Edge Miles are versatile rewards that can be utilized for hotel or flight reservations, or exchanged for airline miles or loyalty points with partner airlines or hotels.
  • Movie and Dining Benefits: 25% discount up to Rs. 800 via EazyDiner
  • Travel Benefits: Complimentary domestic and international lounge access, Complimentary airport concierge service, and airport pickup service
  • Renewal Fee Waiver: NA
  • Forex Markup Fee: 3.5% of the transaction amount

Which credit card suits you best?

  • Axis Bank Atlas and RBL World Safari credit cards cater to the needs of frequent travelers by providing a plethora of travel benefits.
  • The Atlas credit card has a Rs. 5000 joining fee, providing Edge Miles convertible to airmiles, dining discounts, and complimentary domestic and international lounge access.
  • RBL World Safari card, with a Rs. 3000 joining fee, offers welcome benefit vouchers of the same value, similar reward rates as Atlas, and complimentary golf rounds.
  • The RBL card offers a range of perks such as access to airport lounges, insurance benefits tailored for travelers, and a notable feature of no foreign exchange markup fees, making it particularly advantageous for those journeying abroad.
  • We recommend the RBL World Safari credit card due to its lower joining fee, comparable features, and the added advantage of zero forex markup fee, making it more advantageous than the Atlas card.

Frequently Asked Questions (FAQs)

Q1: What are the key features that distinguish RBL World Safari and Axis Bank Atlas credit cards?

A1: The RBL World Safari and Axis Bank Atlas credit cards target frequent travelers, each offering unique perks. The RBL card distinguishes itself with perks such as complimentary golf rounds and no forex markup, whereas the Atlas card offers Edge Miles that can be converted into airmiles and dining discounts.

Q2: How do the joining fees compare between RBL World Safari and Axis Bank Atlas credit cards?

A2: The Axis Bank Atlas credit card requires a joining fee of Rs. 5000, whereas the RBL World Safari credit card offers a lower joining fee of Rs. 3000.

Q3: What travel perks are offered by the Axis Bank Atlas credit card?

A3: The Atlas credit card offers Edge Miles that can be converted into airmiles, along with discounts on dining and complimentary access to both domestic and international airport lounges.

Q4: What unique features does the RBL World Safari credit card offer?

A4: The RBL World Safari credit card stands out for its exclusive perks tailored for globetrotters. These include complimentary golf rounds, access to airport lounges, and the advantage of zero forex markup, making it exceptionally advantageous for those who frequently travel abroad.

Q5: Are there any specific advantages of the RBL World Safari credit card over the Axis Bank Atlas credit card?

A5: Yes, the RBL World Safari card not only has a lower joining fee but also offers comparable features and the added advantage of zero forex markup, making it a recommended choice for many travelers.

Q6: Do both credit cards provide travel insurance benefits?

A6: Indeed, both cards provide insurance perks tailored for travel, guaranteeing protection for a range of unforeseen circumstances during your journeys.

Q7: How do the reward rates of the RBL World Safari credit card stack up against those of the Axis Bank Atlas credit card?

A7: The reward rates offered by both cards are alike, granting users comparable benefits for their expenditures.

Q8: Is it possible to convert the Edge Miles earned through the Axis Bank Atlas credit card into airmiles?

A8: Certainly, the Edge Miles accrued with the Axis Bank Atlas credit card are convertible into airline miles.

Q9: Which credit card is recommended based on the comparison?

A9: Given its lower joining fee and added perks, opting for the RBL World Safari credit card is advisable in comparison to the Axis Bank Atlas credit card.

Q10: How does the RBL World Safari credit card benefit foreign travelers?

A10: The RBL World Safari credit card offers a unique benefit with its absence of foreign exchange markup fees, making it particularly advantageous for individuals who travel abroad frequently.

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