Standard Chartered Emirates World Credit Card vs Emirates Skywards ICICI Bank Sapphiro Credit CardStandard Chartered Emirates World Credit Card vs Emirates Skywards ICICI Bank Sapphiro Credit Card

Standard Chartered Emirates World vs Emirates Skywards ICICI Bank Sapphiro Credit Card

Previously, only Standard Chartered Bank provided a credit card in collaboration with Emirates Airlines – the Standard Chartered Emirates World Credit Card. However, the bank discontinued this card due to the conclusion of its valued partnership with Emirates Airlines. Currently, ICICI Bank has entered into a partnership with Emirates Airlines, introducing three co-branded travel cards: Emirates Skywards ICICI Emeralde, Emirates Skywards ICICI Sapphiro, and Emirates Skywards ICICI Rubyx Credit Card. Notably, the Emirates ICICI Bank Sapphiro Credit Card closely resembles the now-discontinued Standard Chartered Emirates World Credit Card. Given this, individuals loyal to Emirates Airlines, who previously considered the SC Emirates World Card, may find the Emirates Skywards ICICI Sapphiro Card to be a suitable alternative.

Both cards share a similar annual fee and offer comparable features and benefits. Just like the Standard Chartered Emirates Credit Card, the Emirates World Sapphiro Credit Card provides Skyward Miles with every transaction you make. Additionally, cardholders enjoy exclusive welcome benefits, travel privileges, milestone benefits, lifestyle privileges, and more. For those who had planned to obtain the SC Emirates World Credit Card but were unable to do so due to its discontinuation, there’s no need for disappointment. ICICI Bank now offers not just one, but three co-branded cards in collaboration with Emirates.com.

Features & Benefits of Standard Chartered Emirates World Credit Card and Emirates Skywards ICICI Bank Sapphiro Credit Card

Standard Chartered Emirates World Credit Card:

  1. The card, now discontinued, charged an annual fee of Rs. 3,000.
  2. Welcome bonus: 4,000 Skyward Miles on joining.
  3. Earn 6 Skyward Miles per Rs. 150 spent on Emirates Airlines, and 3 Miles elsewhere.
  4. Emirates Skyward Miles are promptly deposited into the associated Emirates Skyward account without any need for manual action.
  5. 5% cashback (up to Rs. 1,000) on duty-free shopping.
  6. Each month, customers who have spent Rs. 10,000 or more in the previous month will receive two complimentary lounge accesses, valid for both domestic and international lounges.
  7. Additional domestic lounge access under the MasterCard Lounge Program.
  8. 1 complimentary golf lesson monthly and 4 complimentary golf games yearly.
  9. Complimentary insurance covers: Rs. 1 Crore on accidental air death and up to USD 6,000 against travel.

Emirates Skywards ICICI Bank Sapphiro Credit Card:

  1. Newly launched card with an annual fee of Rs. 5,000.
  2. Welcome bonus: 5,000 Skyward Miles in the first year and annually upon renewal.
  3. Complimentary Emirates Skywards membership for the first year, renewable with a spend milestone of Rs. 5 lakhs.
  4. Earn up to 2 Skyward Miles on every Rs. 100 spent.
  5. Receive two free passes to domestic lounges every quarter if you expend Rs. 5,000 or above during the previous quarter.
  6. 2 complimentary international lounge accesses and 2 spa sessions annually.
  7. Buy 1 Get 1 Free offer on BookMyShow twice monthly (max Rs. 500 per ticket).
  8. Complimentary Dreamfolks membership.
  9. Enjoy a 1% exemption from fuel surcharges on every fuel transaction made within India.

Comparison b/w Standard Chartered Emirates World Credit Card and Emirates Skywards ICICI Bank Sapphiro Credit Card

Standard Chartered Emirates World Credit Card:

  1. Annual Fee: Rs. 3,000
  2. Reward Rate:
    • 6 Skyward Miles on every Rs. 150 spent on Emirates Airlines.
    • 3 Skyward Miles on every Rs. 150 spent elsewhere.
  3. Welcome/Renewal Benefits:
    • 4,000 bonus Skyward Miles
    • Enjoy a complimentary Emirates Skywards membership for the inaugural year, automatically renewed annually upon spending Rs. 5 lakhs in the preceding year.

Additional Benefits:

  • You’ll receive two free passes to domestic and international airport lounges every month if you’ve spent Rs. 10,000 in the previous month.

Emirates Skywards ICICI Bank Sapphiro Credit Card:

  1. Annual Fee: Rs. 5,000
  2. Reward Rate:
    • Earn 2 Skyward Miles for every Rs. 100 spent.
    • 1 Skyward Mile on every Rs. 100 spent on insurance categories.
  3. Welcome/Renewal Benefits:
    • 5,000 bonus Skyward Miles.
    • Receive a complimentary Emirates Skywards membership for the initial year, automatically renewed annually upon reaching a spending threshold of Rs. 5 lakhs in the preceding year.

Additional Benefits:

  • 1 complimentary golf lesson every month and 4 complimentary rounds of green fees every year.
  • Receive two free entries to domestic lounges every quarter by making purchases worth Rs. 5,000 or above in the preceding quarter.
  • Each year, Priority Pass offers two complimentary accesses to international lounges, providing travelers with exclusive relaxation and amenities.
  • Buy 1 Get 1 Free offer on movie tickets twice a month.

Which credit card suits you best?

  • The discontinuation of the Standard Chartered Emirates World Credit Card disappointed loyal Emirates Airlines cardholders.
  • ICICI Bank and Emirates have joined forces to unveil a series of co-branded credit cards, featuring the prestigious Emirates Skywards ICICI Sapphiro Credit Card among the offerings.
  • Though slightly more expensive than the Standard Chartered card, the Emirates Sapphiro card justifies its Rs. 5,000 annual fee with its features and benefits.
  • The ICICI Emirates Sapphiro card offers various benefits, extending beyond travel perks such as complimentary lounge access. It also offers extra privileges, such as a special buy one get one free deal for movies.
  • A comparison of features and benefits makes it clear that for Emirates loyal customers, the Emirates Skywards ICICI Bank Sapphiro Credit Card is a worthwhile choice.
  • Potential cardholders should carefully review all features, fees, charges, and eligibility criteria before applying to avoid future complications.

Frequently Asked Questions (FAQs)

Q1: What led to the discontinuation of the Standard Chartered Emirates World Credit Card?

A1: The decision to discontinue the Standard Chartered Emirates World Credit Card could stem from various factors, such as alterations in partnership agreements or strategic shifts within Standard Chartered.

Q2: What options are Emirates Airlines loyalists offered following the discontinuation of the Standard Chartered card?

A2: ICICI Bank now offers co-branded credit cards, notably the Emirates Skywards ICICI Bank Sapphiro Credit Card, catering to the needs of loyal Emirates customers.

Q3: How does the yearly charge for the Emirates Skywards ICICI Bank Sapphiro Credit Card stack up against the former Standard Chartered Emirates World Credit Card, which is no longer available?

A3: While the annual fee for the Emirates Skywards ICICI Bank Sapphiro Credit Card stands slightly higher at Rs. 5,000, its range of features and benefits may justify the increased cost.

Q4: What travel perks come with the Emirates Skywards ICICI Bank Sapphiro Credit Card?

A4: Cardholders enjoy travel benefits like complimentary lounge access with the Emirates Skywards ICICI Bank Sapphiro Credit Card, making it an attractive choice for frequent flyers.

Q5: Does the Emirates Skywards ICICI Bank Sapphiro Credit Card offer any exclusive privileges absent in the Standard Chartered Emirates World Credit Card?

A5: Yes, the Emirates Skywards ICICI Bank Sapphiro Credit Card introduces new privileges such as a buy one get one free offer on movies, a feature not present in the Standard Chartered card.

Q6: Why should loyal Emirates customers consider the Emirates Skywards ICICI Bank Sapphiro Credit Card?

A6: Tailored specifically for Emirates loyalists, the Emirates Skywards ICICI Bank Sapphiro Credit Card presents a range of benefits and features ideal for frequent flyers, making it a compelling choice.

Q7: What steps should one take before applying for the Emirates Skywards ICICI Bank Sapphiro Credit Card?

A7: Prospective cardholders should diligently review all features, fees, charges, and eligibility criteria to ensure alignment with their preferences and financial circumstances, thereby averting potential future issues.

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