City Union Bank Credit Card Bill Payment

City Union Bank Credit Card Bill Payment refers to the process of settling the outstanding dues on a credit card issued by City Union Bank. This typically involves the cardholder making a payment to cover the total amount owed on their credit card, which includes charges for purchases, interest, and any applicable fees. The payment can be made through various channels, such as online banking, mobile banking apps, or at City Union Bank branches. To facilitate a seamless and timely payment experience, City Union Bank provides its credit cardholders with convenient options to settle their bills, ensuring financial responsibility and helping customers manage their credit effectively. It’s essential for cardholders to be aware of their billing cycles, due dates, and available payment methods to avoid late fees and maintain a positive credit history.

How to Make your City Union Bank Credit Card Bill Payments Online?

Online Banking

To make your City Union Bank Credit Card Bill Payments online through Online Banking, follow these steps:

1. Log in to Online Banking:

  • Visit the official website of City Union Bank or use the mobile app.
  • Enter your username and password to log in to your online banking account.

2. Navigate to Credit Card Section:

  • Once logged in, look for the credit card section or bill payment option. This could be labeled as “Credit Cards,” “Payments,” or something similar.

3. Select City Union Bank Credit Card:

  • Within the credit card section, choose your City Union Bank Credit Card as the payment option.

4. Enter Payment Details:

  • Enter the payment details, including the amount you want to pay, the payment date, and any other required information.

5. Choose Payment Account:

  • Select the account from which you want to make the payment. This is the account that will be debited for the credit card payment.

6. Review and Confirm:

  • Review the payment details to ensure accuracy.
  • Confirm the payment to initiate the transaction.

7. Transaction Confirmation:

  • After confirming the payment, you should receive a transaction confirmation. Note down the transaction reference number for your records.

8. Check for Updates:

  • Check your online banking account for updates on the payment status. The credit card payment should reflect in your transaction history.

It’s essential to ensure that you have sufficient funds in the chosen account to cover the credit card payment. Additionally, make sure to complete the transaction before the due date to avoid late fees.

Mobile Banking App

To make your City Union Bank Credit Card Bill Payments online through Mobile Banking App, follow these steps:

  1. Download App: Download and install the City Union Bank mobile banking app on your smartphone.
  2. Login: Log in to the app using your credentials.
  3. Navigate: Locate the credit card payment section within the app.
  4. Enter Details: Enter the required details, such as the payment amount and your credit card information.
  5. Confirm: Review the details, and once satisfied, confirm the payment to complete the transaction.

Auto Debit

To make your City Union Bank Credit Card Bill Payments online through Auto Debit, follow these steps:

1. Log In:

  • Log in to your City Union Bank online banking account.

2. Navigate to Credit Card Section:

  • Find the credit card section or bill payment option.

3. Auto Debit Enrollment:

  • Look for the Auto Debit or Standing Instruction option.
  • Choose to enroll in Auto Debit for your credit card payments.

4. Provide Details:

  • Enter the required details, including the source account from which payments will be debited.

5. Authorize:

  • Authorize the bank to automatically debit the specified amount from your linked account on the due date.

6. Confirmation:

  • Confirm and save the Auto Debit setup.

NEFT/IMPS

To make your City Union Bank Credit Card Bill Payments online through NEFT/IMPS, follow these steps:

Using NEFT:

1. Log in to Your Bank’s Online Banking:

  • Access your bank’s online banking portal using your username and password.

2. Add City Union Bank Credit Card as a Payee:

  • Navigate to the “Fund Transfer” or “NEFT” section.
  • Add City Union Bank Credit Card as a payee by providing the card details and the bank’s NEFT code.

3. Initiate a Funds Transfer:

  • Select “NEFT” as the payment option.
  • Choose City Union Bank Credit Card as the payee.
  • Enter the payment amount and any other required details.

4. Verify and Confirm:

  • Review the payment details and ensure accuracy.
  • Confirm the transaction to initiate the NEFT transfer.

Using IMPS:

1. Access Mobile Banking App:

  • Download and log in to your bank’s mobile banking app.

2. Add City Union Bank Credit Card as a Beneficiary:

  • Navigate to the “Fund Transfer” or “IMPS” section.
  • Add City Union Bank Credit Card as a beneficiary by providing the card details.

3. Initiate the Payment:

  • Choose the City Union Bank Credit Card beneficiary.
  • Enter the payment amount and any other required details.

4. Verify and Confirm:

  • Review the payment details.
  • Confirm the transaction to initiate the IMPS transfer.

Important Tips:

  • Ensure that you have accurate information, including City Union Bank Credit Card details and the correct NEFT/IMPS code.
  • Verify the transaction details before confirming to avoid errors.
  • Check the processing time for NEFT/IMPS to ensure timely payment.

How to Make your City Union Bank Credit Card Bill Payments Offline?

City Union Bank Branch

To make your City Union Bank Credit Card Bill Payments offline through City Union Bank Branch, follow these steps:

1. Visit a City Union Bank Branch:
Go to the nearest City Union Bank branch. You can locate the branch through the bank’s official website or by using online mapping services.

2. Collect a Credit Card Payment Slip:
Once at the branch, approach the bank’s counter or customer service desk. Request a City Union Bank Credit Card payment slip.

3. Fill Out the Payment Slip:
Complete the payment slip with the necessary details, including:

  • Your City Union Bank Credit Card number
  • Your name as it appears on the card
  • Contact details
  • Payment amount

4. Submit the Payment Slip and Cash/Cheque:
Provide the filled-out payment slip along with the payment amount in either cash or cheque to the bank teller.

5. Receive Acknowledgment:
The bank teller will process your payment and provide you with an acknowledgment receipt. This receipt serves as proof of payment.

6. Check Your Statement:
Monitor your City Union Bank Credit Card statement to ensure that the payment has been credited to your account. This information is typically available in your monthly credit card statement.

Cheque or Demand Draft

To make your City Union Bank Credit Card Bill Payments offline through Cheque or Demand Draft, follow these steps:

1. Prepare the Cheque or Demand Draft:

  • Write a cheque or demand draft in favor of your City Union Bank Credit Card account.
  • Make sure to write the correct amount in words and figures, and ensure that the cheque or demand draft is signed.

2. Fill Out the Payment Slip:

  • Obtain a City Union Bank Credit Card payment slip, either from the bank’s branch or download it from the official website.
  • Fill out the payment slip with accurate details, including your credit card number, name, contact details, and the payment amount.

3. Visit a City Union Bank Branch:

  • Locate the nearest City Union Bank branch.
  • Visit the branch in person, bringing along the filled-out payment slip, cheque, or demand draft.

4. Submit Payment at the Teller Counter:

  • Approach the bank’s teller counter and inform the bank staff that you want to make a payment towards your City Union Bank Credit Card.
  • Submit the filled payment slip along with the cheque or demand draft to the teller.

5. Collect Receipt:

  • Once the payment is processed, the bank teller will provide you with a receipt.
  • Verify the details on the receipt, including the payment amount and date.

6. Check Payment Status:

  • Monitor your City Union Bank Credit Card statement to ensure that the payment reflects within the stipulated time.

ATM

To make your City Union Bank Credit Card Bill Payments offline through ATM, follow these steps:

1. Visit City Union Bank ATM:

  • Locate a City Union Bank ATM near you.

2. Insert Debit Card:

  • Insert your City Union Bank debit card into the card slot.

3. Enter PIN:

  • Enter your ATM PIN when prompted.

4. Select “Other Services” or “Card to Card Transfer”:

  • Different ATMs may have slightly different menu options. Look for a menu option related to “Other Services” or “Card to Card Transfer.”

5. Choose “Credit Card Payment” or “Bill Payment”:

  • Select the option that allows you to make a credit card payment.

6. Enter Credit Card Details:

  • Enter your City Union Bank Credit Card details, such as the credit card number.

7. Enter Payment Amount:

  • Input the amount you want to pay towards your credit card bill.

8. Confirm Transaction:

  • Review the details, and if everything is correct, confirm the transaction.

9. Collect Receipt:

  • Once the transaction is complete, collect the transaction receipt for your records.