American Express Platinum Travel Credit Card

Internationally acclaimed for its premium credit cards and exclusive air mile perks, American Express introduces its elite offering in India—the American Express Platinum Travel Credit Card. This distinguished card stands out among the premium Amex Credit Cards. While they previously featured the Jet Airways Platinum Credit Card, it was discontinued following the airline’s suspension in 2019. True to its name, the American Express Platinum Travel Credit Card is designed for the avid traveler, providing a unique and luxurious travel experience.

Key Highlights of American Express Platinum Travel Credit Card

Unlock unparalleled benefits with the American Express Platinum Travel Credit Card.

  1. Receive a Welcome Gift of 10,000 Membership Rewards Points upon card activation.
  2. Earn 2 Membership Rewards Points for every Rs. 100 spent on your card.
  3. Unlock milestone benefits at Rs. 1.9 lac and Rs. 4 lac expenditure in a membership year.
  4. Enjoy a complimentary Taj Stay voucher when your annual expenditure reaches Rs. 4 lac.
  5. Access 8 domestic airport lounges annually (up to 2 per quarter).
  6. Experience 0% convenience fee at all HPCL fuel stations across India.

Features and Benefits of American Express Platinum Travel Credit Card

The American Express Platinum Travel Credit Card offers several features and benefits:

1. Welcome Benefit:

  • Earn 10,000 bonus Membership Rewards points with Rs. 15,000 spend in the first 90 days.
  • Redeem 10,000 points for a Rs. 3,000 Flipkart voucher or Pay with Points on Amex Travel.

2. Travel Benefits:

  • Lounge Access: 8 complimentary visits/year to airport lounges across India.
  • Complimentary Priority Pass Membership, with waived US$99 annual fee*.
  • *Usage fee applies as per prevailing retail rates.

3. Reward Program:

  • Earn 1 Membership Rewards Point for every Rs. 50 spent (exclusions apply).
  • Bonus points at spending milestones.

4. Annual Spending Milestones – Rs. 1.90 Lakh:

  • 15,000 Points for a Rs. 4,500 Flipkart voucher or Amex Travel redemption.
  • Additional 3,400 Points for Rs. 1,020 worth of vouchers or travel benefits.

5. Annual Spending Milestones – Rs. 4 Lakh:

  • 25,000 Points for a Rs. 7,500 Flipkart voucher or Amex Travel redemption.
  • Additional 3,600 Points for Rs. 1,080 worth of vouchers or travel benefits.
  • Taj Stay voucher worth Rs. 10,000 for reaching Rs. 4 Lakh spend threshold.

6. Point Expiry Update:

  • From May 3, 2022, accrued points won’t expire while the card is active and in good standing.
  • Points forfeited within 30 days of cancellation.

7. Other Benefits:

  • Fuel Convenience Fee Waiver: 0% fee for <Rs. 5,000, 1% for Rs. 5,000 and above at HPCL.
  • Dining Discount: Up to 20% off at selected partnered restaurants.

American Express Platinum Travel Credit Card Fees and Charges

Explore the fee structure for the American Express Platinum Travel Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: Rs. 3,500 + Taxes
  2. Annual/Renewal Fee: Rs. 5,000 + Taxes
  3. Finance Charges: 3.5% per month
  4. Cash Advance Fee: 3.5% (Min Rs. 250)

Eligibility Criteria for American Express Platinum Travel Credit Card

Here are essential criteria for applying for an American Express Platinum Travel Credit Card:

  1. Be at least 18 years old.
  2. Hold permanent residency in India.
  3. Possess a savings or current account in an Indian or multinational bank.
  4. Qualify as either salaried or self-employed.
  5. Maintain an annual income of Rs.6 lakh or more.
  6. Demonstrate a favorable credit history.
  7. If self-employed, ensure the firm has been operational for over 12 months.

Documents Required for American Express Platinum Travel Credit Card

To apply for the American Express Platinum Travel Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Accepted documents include Aadhar Card, Voter ID Card, PAN Card, driving license, passport, etc.

2. Address Proof:

  • Valid proofs encompass Aadhar Card, Voter ID Card, electricity/telephone bills, passport, etc.

3. Proof of Income:

  • Provide evidence through salary slips or ITR acknowledgments.

How to apply for American Express Platinum Travel Credit Card

Follow these steps to apply for the American Express Platinum Travel Credit Card online:

  1. Apply online for the American Express Platinum Travel Credit Card on their official website.
  2. Choose the card that matches your eligibility criteria.
  3. Complete the application form provided on the website.
  4. Submit the necessary documents for verification.
  5. The bank will review your information and proceed with your request.

Frequently Asked Questions (FAQs)

1. What is the American Express Platinum Travel Credit Card?

The American Express Platinum Travel Credit Card is a premium credit card that offers a range of travel benefits, rewards, and exclusive privileges. It is designed for individuals who frequently travel and seek a combination of luxury and convenience.

2. What are the key features of the Platinum Travel Credit Card?

The card features include complimentary airport lounge access, travel and lifestyle benefits, reward points on every transaction, travel vouchers, and exclusive access to events and experiences.

3. How can I apply for the American Express Platinum Travel Credit Card?

You can apply for the card online through the official American Express website or by visiting a local American Express branch. The application process typically involves providing personal and financial information.

4. What are the eligibility criteria for the Platinum Travel Credit Card?

Eligibility criteria may vary, but generally, applicants should have a good credit score, a stable source of income, and meet the age requirements set by American Express.

5. What is the annual fee for the Platinum Travel Credit Card?

The annual fee is subject to change and may vary based on promotional offers and terms. It is advisable to check the latest fee information on the American Express website or contact customer service.

6. How does the reward points system work on the Platinum Travel Credit Card?

Cardholders earn reward points for every eligible purchase, and these points can be redeemed for travel vouchers, hotel stays, flight bookings, and more. The redemption process is typically facilitated through the American Express rewards program.

7. Are there any foreign transaction fees associated with the Platinum Travel Credit Card?

Details regarding foreign transaction fees, if applicable, can be found in the terms and conditions provided by American Express. It is recommended to check this information before using the card internationally.

8. What type of travel insurance does the Platinum Travel Credit Card offer?

The card often includes travel insurance coverage, which may encompass benefits such as travel accident insurance, trip cancellation coverage, and baggage insurance. The specific coverage details can be found in the card’s terms and conditions.

9. How can I access airport lounges with the Platinum Travel Credit Card?

Cardholders typically gain access to airport lounges through programs like Priority Pass or American Express Centurion Lounge access. The number of complimentary lounge visits may vary, so it’s important to check the specific terms associated with lounge access.

10. What should I do if my Platinum Travel Credit Card is lost or stolen?

If your card is lost or stolen, it’s crucial to contact American Express customer service immediately to report the incident. They will guide you through the process of blocking the card and issuing a replacement.