AU Bank Vetta Credit Card

Welcome to our comprehensive guide on the AU Bank Vetta Credit Card. In this in-depth review, we’ll navigate through the world of this premium credit card, highlighting its exclusive features, lucrative rewards, and the simple application process. Whether you’re a seasoned credit card user or new to the world of credit, join us as we explore the exciting opportunities offered by the AU Bank Vetta Credit Card.

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AU Bank Vetta Credit Card

Key Highlights of AU Bank Vetta Credit Card

Annual card membership feeRs. 2,999 + applicable taxes
EMI conversion facilityAvailable on transactions above Rs. 2,000
Suitable forShopping & travel
Age21 to 60 years

Features and Benefits of AU Bank Vetta Credit Card

First Time Card Holders Offer:

    • Get vouchers worth INR 2000 by spending at least INR 30,000 within 60 days of getting the card.
    • Choose your vouchers from popular brands.

Accelerated Credit Card Rewards Program:

    • Earn 4 Reward Points for every INR 100 spent on Grocery & Departmental stores and Utility bill payments.
    • Earn 2 Reward Points for every INR 100 spent on other merchant categories.
    • Earn 1 Reward Point for every INR 100 spent on Rent, Insurance, Education & Govt. categories.
    • Fuel transactions are not eligible for earning Reward Points.

Quarterly & Yearly Milestone Benefits:

    • Quarterly Milestone:
      Get 500 Bonus Reward Points for spending INR 50,000 per calendar quarter.
      Earn an additional 1,000 Bonus Reward Points for reaching INR 1 lakh spending per quarter.
      Maximize rewards with up to 1,500 Bonus Reward Points every quarter.
    • Yearly Milestone:
      Receive INR 1,000 worth of vouchers by spending a minimum of INR 2.50 lakh in a card anniversary year.

Complimentary Lounge Access:

Airport Lounges: Enjoy 1 complimentary lounge access per quarter in India using your VISA Card.
Priority Pass: Access 1 complimentary lounge per quarter at participating lounges (charges apply within India).
Railway Lounges: Get 2 complimentary lounge accesses per quarter at railway stations using VISA Card.

Dedicated Concierge Services:
Access Global Concierge Assistance for personalized travel, entertainment, and leisure experiences.

Fuel Surcharge Waiver:
Enjoy 1% fuel surcharge waiver for transactions between INR 400 and INR 5,000 at all fuel stations (up to INR 250 per statement cycle).

AU Rewardz:
Redeem Reward Points for e-vouchers, merchandise, mobile/DTH recharges, flights, hotel bookings, and more.

Comprehensive Protection Cover:

Air Accident Cover: INR 50 Lakhs.
Card Liability Cover: Zero liability for fraudulent transactions after reporting card loss.
Credit Shield: Up to INR 5 Lakhs.
Purchase Protection: Up to INR 25,000.
Other Travel Covers: Baggage loss, delay, flight delay, loss of passport, and hijack.

Contactless Card Usage:
Make quick, secure & easy payments by tapping the card for amounts up to INR 5000 at participating merchants.

XpressEMI:
Convert transactions of INR 2,000 or more into easy EMI options by contacting Customer Care.

AU Bank Vetta Credit Card Fees and Charges

The yearly fee for the card is Rs. 2,999, and you have to pay taxes on top of it.

Conditions to avoid paying the yearly fee:

    • In the first year, you don’t need to pay the fee if you spend at least Rs. 40,000 on shopping within 90 days after getting the card.
    • From the second year onwards, you won’t have to pay the fee if you spend a minimum of Rs. 1,50,000 on shopping in the year before your card’s anniversary.

AU Bank Vetta Credit Card Eligibility

  • Main cardholder must be aged 21 to 60 years.
  • Additional cardholders must be at least 18 years old.
  • All cardholders should be Indian residents.

Documents Required for AU Bank Vetta Credit Card

To apply for a Vetta credit card, you need to provide these documents:
Address proof: Passport, Utility Bills, Voter ID, Aadhaar Card, Ration Card, etc.
Identity proof: Passport, Driving License, Aadhaar Card, etc.
Income proof: Recent Salary Slips, Form 16, and Income Tax Returns.

How to apply for AU Bank Vetta Credit Card?

  1. Go to the AU Bank official website.
  2. Click on ‘Cards’ and choose ‘Credit Cards’.
  3. Select ‘Vetta Credit Card’.
  4. Click ‘Apply Now’.
  5. Complete the online application form.
  6. Wait for a call from AU Bank to verify your details and process your application.

Frequently Asked Questions (FAQs) -

AU Bank Vetta Credit Card is a premium credit card offered by AU Small Finance Bank. It comes with a range of exclusive benefits, rewards, and features designed to enhance your lifestyle and financial well-being.

You can apply for AU Bank Vetta Credit Card through the bank’s official website or by visiting a nearby AU Small Finance Bank branch. The application process typically involves filling out an online form and providing necessary documents.

AU Bank Vetta Credit Card offers features such as rewards points on every purchase, complimentary airport lounge access, cashback offers, and exclusive discounts on dining, shopping, and travel. It also provides insurance coverage and other lifestyle benefits.

The eligibility criteria for AU Bank Vetta Credit Card may vary, but generally, it is based on factors such as age, income, credit score, and employment status. It’s advisable to check the specific requirements on the bank’s official website.

AU Bank Vetta Credit Card comes with a rewards program where you earn points on every eligible transaction. These points can be redeemed for a variety of rewards, including merchandise, gift vouchers, and travel benefits. Details on the rewards program can be found in the credit card terms and conditions.

The annual fee and other charges associated with AU Bank Vetta Credit Card are mentioned in the terms and conditions provided by the bank. It’s essential to review these details before applying for the card.

You can check your AU Bank Vetta Credit Card statement through the bank’s online banking portal or mobile app. The statement will provide a summary of your transactions, outstanding balance, and payment due date.

AU Bank Vetta Credit Card is equipped with security features such as EMV chip technology, SMS alerts for transactions, and the option to set spending limits. Additionally, the card may offer zero-liability protection against unauthorized transactions.

For any queries or assistance related to AU Bank Vetta Credit Card, you can contact the bank’s customer support through the helpline number provided on the back of your credit card or on the bank’s official website.

Yes, AU Bank Vetta Credit Card is usually accepted internationally. However, it’s advisable to inform the bank about your travel plans to avoid any inconvenience. You can also check the card’s terms and conditions for details on international usage.