Fibe Axis Bank RuPay Credit Card

In a pioneering move, Axis Bank has introduced India’s inaugural numberless credit card, setting a new standard for safety and security. The card distinguishes itself by featuring only a chip, devoid of traditional details such as Expiry and CVV, ensuring heightened protection for users. Crafted through a collaboration between Axis Bank and FIBE, this co-branded credit card promises a host of primary benefits for users.

Notably, this credit card stands out as a lifetime free offering, making it particularly appealing and financially advantageous for individuals venturing into the realm of credit cards for the first time. Whether embarking on your credit journey or seeking a UPI Credit Card, Axis Bank’s innovative offering proves highly advantageous. The seamless integration of this card with UPI applications facilitates effortless transactions, adding to the overall user convenience.

Key Highlights of Fibe Axis Bank RuPay Credit Card

  1. Enjoy a credit card with a lifetime free membership.
  2. Access 4 complimentary visits to domestic lounges as a cardholder perk.
  3. Earn rewards of up to 3% on eligible expenditures.

Features and Benefits of Fibe Axis Bank RuPay Credit Card

The Fibe Axis Bank RuPay Credit Card offers several features and benefits:

1. Numberless Design for Enhanced Security:

  • The Fibe Axis Bank RuPay Credit Card features a unique numberless design.
  • This design enhances card security by thwarting unauthorized access to your card information.

2. No Joining or Annual Fees:

  • This credit card offers a distinct advantage – no joining or annual fees.
  • Owning and using the card incur zero extra costs, making it a cost-effective choice.

3. Cashback Rewards on Various Categories:

  • Earn up to 3% cashback on specific spending categories.
  • Categories include 3% cashback on food delivery, entertainment, and local commute, and 1% cashback on all other spends.

4. RuPay Card with UPI Compatibility:

  • The Fibe Axis Bank Credit Card is a RuPay card.
  • Seamlessly connect it to UPI platforms, ensuring convenient transactions and payments.
  • Apply for Fibe Axis Bank RuPay Credit Card Online.

5. Enhanced Security with Absence of Visible Card Number:

  • The lack of a visible card number adds a robust layer of security.
  • This reduces the risk of card fraud and unauthorized transactions, ensuring better protection of financial data.

6. Cost Savings with No Fees:

  • Enjoy card features and benefits without joining or annual fees.
  • An excellent way to save money while enjoying credit card perks.

7. Cashback on Everyday Spending:

  • Cashback rewards provide a financial incentive for everyday expenses.
  • Earn back a portion of what you spend, especially on food delivery and entertainment.

8. Seamless UPI Transactions:

  • Link the card with UPI for a hassle-free experience in making transactions and payments.

9. Airport Lounge Access:

  • Cardholders get 4 complimentary domestic lounge visits annually at select airports.
  • A valuable benefit for frequent travelers seeking luxury.

10. Fuel Surcharge Waiver:

  • Receive a 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 5000
  • Maximum waiver of up to Rs. 400 per month, providing savings on fuel expenses.

Fibe Axis Bank RuPay Credit Card Fees and Charges

Explore the fee structure for the Fibe Axis Bank RuPay Credit Card and discover the financial advantages that come with it.

  1. The Fibe Axis Bank RuPay Credit Card is a lifetime free credit card, meaning it incurs no annual or renewal charges.
  2. All rental payments and transactions attract a 1% charge, with a maximum cap set at Rs. 1500.
  3. For foreign transactions, a 3.5% charge is applicable.

Eligibility Criteria for Fibe Axis Bank RuPay Credit Card

Here are essential criteria for applying for an Fibe Axis Bank RuPay Credit Card:

1. Age Requirement:

  • The main cardholder must be between 18 and 70 years old.
  • This age criterion is essential to ensure eligibility for credit card issuance.

2. Residency:

  • Applicants need to be residents of India.
  • The Fibe Axis Bank RuPay Credit Card is exclusively accessible to individuals residing in India.

Documents Required for Fibe Axis Bank RuPay Credit Card

To apply for the Fibe Axis Bank RuPay Credit Card, you will typically need to provide the following documents:

  1. PAN Card: Ensure you have your PAN card, a crucial document for various financial and official transactions.
  2. Address Proof: Provide a valid address proof, such as an Aadhaar Card, Passport, or Driving License, to verify your residential details.
  3. Income Documents: Include either your Latest Salary Slips or Form 16, showcasing your income details for the specified period.
  4. Passport Size Photographs: Submit recent passport size photographs as part of the documentation process. Ensure they meet the specified criteria for clarity and compliance.

How To Apply for Fibe Axis Bank RuPay Credit Card?

Follow these steps to apply for the Fibe Axis Bank RuPay Credit Card:

  1. Visit the Axis Bank Official Website:
    Go to the official website of Axis Bank.
  2. Navigate to Credit Cards Section:
    Look for the “Credit Cards” section on the Axis Bank website. It is usually found in the main navigation menu or on the homepage.
  3. Explore Fibe Axis Bank RuPay Credit Card:
    Once in the credit cards section, find and select the Fibe Axis Bank RuPay Credit Card. There should be detailed information about the card’s features, benefits, and eligibility criteria.
  4. Click on “Apply Now” or “Apply Online”:
    Locate the button that allows you to apply for the Fibe Axis Bank RuPay Credit Card. It may be labeled as “Apply Now” or “Apply Online.” Click on it to initiate the application process.
  5. Fill in the Online Application Form:
    Complete the online application form with accurate and up-to-date information. This typically includes personal details, contact information, employment details, and financial information. Ensure that you provide all necessary documents as per the bank’s requirements.
  6. Upload Documents:
    The online application may require you to upload scanned copies of supporting documents, such as proof of identity, address, income, and any other documents specified by the bank.
  7. Review and Submit:
    Double-check the information provided in the application form. Once you are satisfied that all details are accurate, submit the application.
  8. Receive Application Acknowledgment:
    After submission, you should receive an acknowledgment or reference number for your application. Note this number for future reference.
  9. Wait for Processing:
    The bank will review your application, and the processing time may vary. You may receive updates on the status of your application through email or SMS.
  10. Receive the Card:
    If your application is approved, you will receive the Fibe Axis Bank RuPay Credit Card at the address provided in your application.

Frequently Asked Questions (FAQs) –

Q: What is the Fibe Axis Bank RuPay Credit Card?

A: The Fibe Axis Bank RuPay Credit Card is a credit card offered by Axis Bank in association with RuPay. It comes with various features and benefits, and it is a lifetime-free credit card.

Q: How can I apply for the Fibe Axis Bank RuPay Credit Card?

A: You can apply for the card online by visiting the official Axis Bank website, navigating to the Credit Cards section, selecting the Fibe Axis Bank RuPay Credit Card, and filling out the online application form.

Q: Are there any annual or renewal charges for this credit card?

A: No, the Fibe Axis Bank RuPay Credit Card is a lifetime-free credit card, and it does not have any annual or renewal charges.

Q: What charges are applicable for rental payments and transactions on this credit card?

A: A 1% charge is applicable on all rental payments and transactions, with a maximum cap set at Rs. 1500.

Q: How much is the charge for foreign transactions with the Fibe Axis Bank RuPay Credit Card?

A: For foreign transactions, a 3.5% charge is applicable.

Q: What documents are required for the Fibe Axis Bank RuPay Credit Card application?

A: The necessary documents may include proof of identity, address, income, and any other documents specified by Axis Bank. Check the bank’s requirements during the application process.

Q: How will I know the status of my credit card application?

A: You will receive updates on the status of your application through email or SMS. Additionally, you can check the application status online using the provided acknowledgment or reference number.

Q: Can I track my Fibe Axis Bank RuPay Credit Card transactions online?

A: Yes, Axis Bank provides online banking services that allow you to track your credit card transactions, view statements, and manage your account.

Q: Are there any reward programs associated with the Fibe Axis Bank RuPay Credit Card?

A: Details of reward programs, if available, will be provided by Axis Bank. Check the card features for information on rewards, cashback, or any other benefits.

Q: How do I report a lost or stolen Fibe Axis Bank RuPay Credit Card?

A: In case of a lost or stolen card, immediately contact Axis Bank credit card customer care helpline number or use the online banking portal to report the incident and request card blocking or replacement.