ICAI Bank of Baroda Exclusive Credit Card

Bank of Baroda extends its exclusive ICAI BoB Credit Card to members, offering a lifetime-free card with compelling features. Kickstarting your journey, enjoy 1,000 bonus Reward Points and a complimentary FitPass Pro membership. Earn up to 5 Reward Points for every Rs. 100 spent, providing diverse redemption options. Achieve spend milestones to earn up to 16,000 bonus Reward Points annually. Beyond rewards, relish privileges like complimentary lounge access, insurance benefits, and fuel surcharge waiver. Experience a card tailored for ICAI members with a wealth of benefits.

Key Highlights of ICAI Bank of Baroda Exclusive Credit Card

Unlock unparalleled benefits with the ICAI Bank of Baroda Exclusive Credit Card.

  1. Enjoy a complimentary 6-month FitPass Pro membership valued at Rs.15,000.
  2. Earn 5 reward points for every Rs.100 spent on online transactions, utility bills, and dining.
  3. Avail the opportunity to acquire up to 3 additional cards for free.

Features and Benefits of ICAI Bank of Baroda Exclusive Credit Card

The ICAI Bank of Baroda Exclusive Credit Card offers several features and benefits:

1. Welcome Benefits:

  • FitPass Pro Membership worth Rs. 15,000.
  • 1,000 reward points within 30 days of card issuance.
  • Lifetime Free – No Annual or Joining Fee.

2. Rewards Program:

  • 5 Reward Points per Rs. 100 on dining, online spends, and utility bill payments.
  • 1 Reward Point per Rs. 100 spent.
  • 1 Reward Point = Re. 0.25.
  • 1,000 Reward Points for 5 transactions of Rs. 1,000 or more per month.

3. Lounge Access:

  • 12 free domestic airport lounge visits quarterly (3 visits per quarter).

4. Foreign Transactions:

  • Low 2% Foreign Exchange Mark-up Rate.

5. Spend Milestone Benefit:

  • 4,000 reward points quarterly for exceeding the credit limit.

6. Fuel Surcharge Waiver:

  • Waiver on fuel transactions between Rs. 400 and Rs. 5,000, up to Rs. 250 per cycle.

7. Insurance Coverage:

  • Professional Indemnity, Non-air accident, and Air accident covers of Rs. 5 lakh, Rs. 5 lakh, and Rs. 15 lakh, respectively.

ICAI Bank of Baroda Exclusive Credit Card Fees and Charges

Explore the fee structure for the ICAI Bank of Baroda Exclusive Credit Card and discover the financial advantages that come with it.

  1. Enjoy a lifetime free membership with the BoB ICAI Exclusive Credit Card – no joining or annual fees required.
  2. Benefit from a competitive interest rate of 3.49% per month on this credit card.
  3. Experience cost-effective international transactions with a foreign currency markup fee of only 2%, lower than many other cards in the market.
  4. For cash advances, incur a fee of 2.5% or Rs. 300 at domestic ATMs, and 3% or a minimum of Rs. 300 at international ATMs.

Eligibility Criteria for ICAI Bank of Baroda Exclusive Credit Card

Here are essential criteria for applying for an ICAI Bank of Baroda Exclusive Credit Card:

  1. Eligibility for ICAI Bank of Baroda Credit Card extends to active ICAI members, adhering to credit policies.
  2. Add-on cardholders must be at least 18 years old.
  3. Residency in India is a prerequisite for both primary and add-on cardholders.

Documents Required for ICAI Bank of Baroda Exclusive Credit Card

To apply for the ICAI Bank of Baroda Exclusive Credit Card, you will typically need to provide the following documents:

  1. Photocopy of PAN card
  2. Photocopy of ICAI Membership Card
  3. Latest Salary Slip/Latest ITR
  4. If you have another credit card, include a copy along with the latest bill statement
  5. Current Residence Proof
  6. One recent passport-size photograph.

How to apply for ICAI Bank of Baroda Exclusive Credit Card

Applying for ICAI Bank of Baroda Exclusive Credit Card offers both online and offline options.

1. Offline Method:

  • Apply for a credit card by personally visiting the bank.
  • Provide necessary documents and receive assistance from the branch representative.
  • Complete the application process with guidance and submit it at the bank.

2. Online Method:

  • Apply for a credit card conveniently through the Bank of Baroda’s official online portal.
  • Navigate to the designated section for credit card applications.
  • Fill out the online application form and submit it electronically for processing.

Frequently Asked Questions (FAQs)

1. What is the ICAI Bank of Baroda Exclusive Credit Card?

The ICAI Bank of Baroda Exclusive Credit Card is a specialized credit card designed exclusively for members of the Institute of Chartered Accountants of India (ICAI). It offers unique benefits and privileges tailored to the financial needs of chartered accountants.

2. How can I apply for the ICAI Bank of Baroda Exclusive Credit Card?

You can apply for the card through the Bank of Baroda website or by visiting a nearby Bank of Baroda branch. The application process typically involves filling out a form, providing necessary documents, and meeting eligibility criteria.

3. What are the key features of the ICAI Bank of Baroda Exclusive Credit Card?

The card comes with features such as exclusive rewards, accelerated reward points on specific categories, complimentary airport lounge access, and other perks designed to cater to the lifestyle and professional needs of chartered accountants.

4. What is the eligibility criteria for this credit card?

The eligibility criteria may vary, but generally, applicants need to be members of ICAI and meet the bank’s credit criteria. Income, credit score, and other factors may be considered during the application process.

5. What are the rewards and benefits offered by the ICAI Bank of Baroda Exclusive Credit Card?

Cardholders can enjoy rewards such as accelerated points on specific spending categories, discounts on partner merchants, complimentary lounge access at airports, and other exclusive privileges. The rewards may be tailored to suit the professional and personal needs of chartered accountants.

6. Is there an annual fee for the ICAI Bank of Baroda Exclusive Credit Card?

The annual fee and other charges may vary. It’s recommended to check the latest fee structure on the Bank of Baroda website or contact the bank directly for the most accurate and up-to-date information.

7. How can I redeem the reward points earned on this credit card?

Redemption options for reward points can include cashback, discounts on partner merchants, travel-related benefits, and more. The specific redemption methods and options can be found in the credit card’s terms and conditions or on the bank’s website.

8. Can I track my credit card transactions and statements online?

Yes, the Bank of Baroda usually provides online banking services where cardholders can log in to their accounts to track transactions, view statements, and manage their credit card account.

9. What should I do if my ICAI Bank of Baroda Exclusive Credit Card is lost or stolen?

In case of loss or theft, it is crucial to contact the bank’s customer service immediately to report the incident. The bank will guide you through the necessary steps, including blocking the card and issuing a replacement.

10. How can I contact customer support for the ICAI Bank of Baroda Exclusive Credit Card?

Customer support contact details, including phone numbers and email addresses, are typically available on the Bank of Baroda website. Cardholders can reach out to customer service for assistance with queries, issues, or information regarding their credit card.