Indian Coast Guard Rakshamah Bank of Baroda Card

BoB Financial introduces the BoB RuPay ‘Rakshamah’ Credit Card, tailor-made for Indian Coast Guards Personnel. Enjoy a lifetime free card with perks like Amazon Prime membership, generous reward rates, and complimentary airport lounge access. Experience exclusive privileges without any joining or annual fees. Join the league of specialized credit cards crafted for military, navy, ICAI members, and more. Elevate your financial journey with the unique advantages of the BoB RuPay Rakshamah Credit Card.

Key Highlights of Indian Coast Guard Rakshamah Bank of Baroda Card

Unlock unparalleled benefits with the Indian Coast Guard Rakshamah Bank of Baroda Card.

  1. No joining fee or annual cost for the card
  2. Get a complimentary FITPASS Pro Membership (Rs.15,000 value) for six months
  3. Enjoy Amazon Prime Membership for 12 months with a minimum spend of Rs.1 lakh
  4. Receive two free airport lounge accesses per quarter
  5. Avail one complimentary golf lesson or game per quarter
  6. Convert purchases of Rs.2,500 or more into smart EMIs (6 or 36 months)
  7. Enjoy a 1.00% fuel surcharge waiver on transactions between Rs.400 and Rs.5,000.

Features and Benefits of Indian Coast Guard Rakshamah Bank of Baroda Card

The Indian Coast Guard Rakshamah Bank of Baroda Card offers several features and benefits:

1. 5X Rewards on Daily Needs:

  • Earn 10 Reward Points for every ₹100 spent on Grocery & Departmental stores.
  • Note: 5X Reward points capped at 1,000 points per month.

2. Exclusive Privileges:

  • 8 Complimentary Airport Lounge accesses per calendar year (2 per quarter).
  • Rakshamah is Lifetime Free with no Joining Fee or Annual Fees.

3. Fuel Surcharge Waiver:

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000.
  • Maximum ₹250 per statement cycle.
  • Fuel spends eligible for surcharge waiver do not earn reward points.

4. Smart EMI Options:

  • Convert purchases of ₹2,500 & more into Smart EMIs of 6 to 36 months.

5. Golf Privileges (Powered by RuPay):

  • 4 Complimentary Golf Lessons/Games per Calendar year (1 Per Quarter).

6. Additional Benefits:

  • Free Add-on card: Up to 3 Lifetime Free add-on cards for family.
  • In-built Insurance Cover: Free Accidental Death Cover (Air & Non-Air: 20 Lakhs).
  • Zero Liability on Lost Card: Report loss immediately for zero liability on fraudulent transactions.
  • Interest-Free Credit Facility: Avail up to 50 days of interest-free credit.
  • Revolving Credit Facility: Pay Minimum Amount Due and finance your spends conveniently.

7. Important Notes:

  • GST not reversed on fuel surcharge.
  • Fuel surcharge may vary; levied by acquiring bank.
  • 24/7 concierge service by NPCI-RuPay for defined services.
  • Privileges applicable only if the card is used at least once in the preceding 30 days.
  • Benefits are subject to conditions; please check for details.

Indian Coast Guard Rakshamah Bank of Baroda Card Fees and Charges

Explore the fee structure for the Indian Coast Guard Rakshamah BoB Card and discover the financial advantages that come with it.

  • No joining fee or annual fee for the Assam Rifles Sentinel BoB Credit Card.
  • Fee waiver not applicable.
  • Enjoy a 1% fuel surcharge waiver on fuel transactions ranging from Rs. 400 to Rs. 5,000 at all fuel pumps in India.
  • Maximum fuel surcharge waiver is capped at Rs. 250 per statement cycle.

Eligibility Criteria for Indian Coast Guard Rakshamah Bank of Baroda Card

Here are essential criteria for applying for an Indian Coast Guard Rakshamah Bank of Baroda Card:

  1. Age: Applicants typically need to be within a specified age range, often between 18 and 65 years.
  2. Income: A minimum income requirement may be set to ensure the applicant’s financial capacity.
  3. Employment: Some credit cards may require applicants to be salaried or self-employed with a steady source of income.
  4. Credit Score: A good credit history and a satisfactory credit score are usually essential for approval.
  5. Nationality: Applicants may need to be Indian citizens or meet specific residency criteria.
  6. Documentation: Required documents such as proof of identity, address, income, and employment may be necessary.
  7. Relationship with Bank: Existing customers of Bank of Baroda or the Indian Coast Guard may be given preference.

Documents Required for Indian Coast Guard Rakshamah Bank of Baroda Card

To apply for the Indian Coast Guard Rakshamah Bank of Baroda Card, you will typically need to provide the following documents:

  1. Provide a photocopy of your PAN card.
  2. Submit your latest payslip, Form 16, or IT return copy as proof of income.
  3. Include color photographs in your documentation.
  4. Furnish a residential proof document.
  5. Present a valid identity proof along with your application.

How to apply for Indian Coast Guard Rakshamah Bank of Baroda Card

Follow these steps to apply for the Indian Coast Guard Rakshamah Bank of Baroda Card online:

  1. Visit BOB Financial’s official website.
  2. Select ‘Apply Now’ for the Rakshamah credit card.
  3. Enter your name matching the PAN card.
  4. Input the Aadhar-linked mobile number for OTP.
  5. Fill in PAN card number, current address PIN, email, DOB, and nationality.
  6. Click ‘Generate OTP’.
  7. Enter the received OTP to complete and submit the application form.

Frequently Asked Questions (FAQs)

Q1: What is the Indian Coast Guard Rakshamah Bank of Baroda Card?

A1: The Indian Coast Guard Rakshamah Bank of Baroda Card is a special credit card offered by Bank of Baroda in collaboration with the Indian Coast Guard. It is designed to provide exclusive benefits and privileges to members of the Indian Coast Guard.

Q2: Who is eligible for the Indian Coast Guard Rakshamah Card?

A2: The card is exclusively available to serving and retired personnel of the Indian Coast Guard. Eligibility criteria may vary, and applicants are advised to check with Bank of Baroda for specific details.

Q3: What are the key features of the Rakshamah Card?

A3: The Rakshamah Card comes with features tailored for Indian Coast Guard members, including special discounts, rewards, and benefits on various transactions. It may also offer exclusive access to events and services.

Q4: How can I apply for the Indian Coast Guard Rakshamah Card?

A4: Eligible individuals can apply for the Rakshamah Card through Bank of Baroda’s official website or by visiting a Bank of Baroda branch. The application process typically involves providing necessary documents and meeting the specified eligibility criteria.

Q5: What are the benefits offered by the Rakshamah Card?

A5: The card may provide benefits such as discounts on fuel, travel, dining, and shopping. Additionally, cardholders may earn reward points for every transaction, which can be redeemed for various offers.

Q6: Is there an annual fee for the Indian Coast Guard Rakshamah Card?

A6: Details regarding annual fees, renewal charges, and other applicable fees can be obtained from Bank of Baroda. The fee structure may vary, and it is advisable to check the terms and conditions before applying.

Q7: Can family members of Indian Coast Guard personnel apply for the Rakshamah Card?

A7: The card is typically designed for Indian Coast Guard personnel, and eligibility may be restricted to serving and retired members. Family members are encouraged to explore other credit card options offered by the bank.

Q8: How can I check my Rakshamah Card balance and transactions?

A8: Cardholders can check their balance and transactions through Bank of Baroda’s online banking portal, mobile app, or by contacting the customer service helpline provided on the back of the card.

Q9: What should I do if my Rakshamah Card is lost or stolen?

A9: In case of a lost or stolen card, immediately contact Bank of Baroda’s customer service helpline to report the incident. The bank will guide you through the necessary steps to secure your card and prevent unauthorized transactions.

Q10: Are there any additional security features with the Rakshamah Card?

A10: The Rakshamah Card may come with security features such as chip technology, PIN protection, and additional authentication layers to ensure the security of transactions. Cardholders are advised to follow best practices for card security.