Snapdeal Bank of Baroda Credit Card

Bank of Baroda recently introduced the Snapdeal Bank of Baroda Credit Card in collaboration with the popular online shopping platform Snapdeal. Designed to offer top-notch shopping benefits, the card carries a modest joining and annual membership fee of just Rs. 249, ensuring affordability for all. Ideal for frequent Snapdeal shoppers, it boasts an attractive 5% reward rate on Snapdeal transactions. Additionally, the card extends impressive reward rates on various categories such as groceries, online expenditures, and more, making it a compelling choice for versatile spending.

Key Highlights of Snapdeal Bank of Baroda Credit Card

Unlock unparalleled benefits with the Snapdeal Bank of Baroda Credit Card.

  1. Ideal for: Earning cashback while shopping.
  2. Joining Fee: Rs. 249.
  3. Annual Fee: Rs. 249.
  4. Welcome Benefit: Get up to Rs. 500 Snapdeal vouchers by using the card within 30 days.
  5. Highlight Feature: Enjoy a 5% cashback on all expenditures made on Snapdeal.

Features and Benefits of Snapdeal Bank of Baroda Credit Card

The Snapdeal Bank of Baroda Credit Card offers several features and benefits:

1. Welcome Benefit:

  • Snapdeal vouchers up to Rs. 500 within 30 days of card issuance.

2. Cashback and Reward Benefits:

  • Earn 20 reward points (5% cashback) on Snapdeal Website & App.
  • 10 reward points on Online Shopping, Departmental Stores & Grocery (up to 2,000 points per statement).
  • 4 reward points on Other Categories.
  • 1 BOB reward point = Rs. 0.25.
  • Earned reward points credited as automatic cashback in the next month’s statement.

3. Other Features and Benefits:

  • Fuel Surcharge Waiver: 1% up to Rs. 250/month on fuel transactions between Rs. 400 and Rs. 5,000.
  • 3 free add-on cards for family members above 18 years.

Snapdeal Bank of Baroda Credit Card Fees and Charges

Explore the fee structure for the Snapdeal Bank of Baroda Credit Card and discover the financial advantages that come with it.

1. Joining Fee:

  • Initial fee: Rs. 249 + taxes

2. Renewal Fee:

  • Renewal cost: Rs. 249 + applicable taxes
  • Spend Based Waiver: Not applicable

3. Rewards Redemption Fee:

  • No fee for rewards redemption

4. Foreign Currency Markup:

  • Charge: 3.50% of the total transaction amount

5. Interest Rates:

  • Monthly interest rate: 3.25%

6. Fuel Surcharge:

  • 1% fuel surcharge waiver on fuel purchases between Rs. 400 and Rs. 5,000.

7. Cash Advance Charges:

  • Fee: 2.5% of the cash amount or Rs. 300 (whichever is higher)

Eligibility Criteria for Snapdeal Bank of Baroda Credit Card

Here are essential criteria for applying for an Snapdeal Bank of Baroda Credit Card:

  1. Indian residents eligible for the credit card must be either salaried or self-employed.
  2. Salaried individuals need an annual income of ₹3.6 L or more, while self-employed individuals should have ₹4.8 L or more.
  3. The primary cardholder must be between 21 to 65 years old.
  4. Add-on cardholders must be above 18 years of age.

Documents Required for Snapdeal Bank of Baroda Credit Card

To apply for the Snapdeal Bank of Baroda Credit Card, you will typically need to provide the following documents:

  1. Include a photocopy of your PAN card.
  2. Provide income documents such as the latest bank statement showing salary credits for the past 3 months or the latest Income Tax Return (ITR).
  3. Submit a current residence proof document.
  4. Enclose one recent passport-size photograph with your application.

How to apply for Snapdeal Bank of Baroda Credit Card

Follow these steps to apply for the Snapdeal Bank of Baroda Credit Card online:

  1. Go to BoB Financial’s official website.
  2. Find the list of BoB Credit Cards.
  3. Choose the Snapdeal BoB Credit Card.
  4. Click on the ‘Apply Now’ option.
  5. Complete the application by providing necessary details.
  6. Follow all the steps outlined attentively.

Frequently Asked Questions (FAQs)

1. What is the Snapdeal Bank of Baroda Credit Card?
The Snapdeal Bank of Baroda Credit Card is a co-branded credit card offered by Bank of Baroda in collaboration with Snapdeal. It provides users with exclusive benefits and rewards for their transactions on Snapdeal as well as other spending categories.

2. How can I apply for the Snapdeal Bank of Baroda Credit Card?
To apply for the Snapdeal Bank of Baroda Credit Card, you can visit the official website of Bank of Baroda or Snapdeal. The application process typically involves filling out an online form and providing necessary documents as per the bank’s requirements.

3. What are the key features of the Snapdeal Bank of Baroda Credit Card?
The credit card offers a range of features, including exclusive discounts on Snapdeal purchases, reward points for every transaction, fuel surcharge waiver, and additional benefits such as complimentary insurance coverage. Check the specific terms and conditions for the most up-to-date details.

4. What rewards do I earn with the Snapdeal Bank of Baroda Credit Card?
Cardholders can earn reward points for every transaction made using the credit card. These points can be redeemed for a variety of rewards, including discounts on Snapdeal, travel vouchers, merchandise, and more. Details about the rewards program can be found in the card’s terms and conditions.

5. Is there an annual fee for the Snapdeal Bank of Baroda Credit Card?
The annual fee and other associated charges may vary. It is advisable to check the latest fee structure on the official website or contact Bank of Baroda’s customer service for the most accurate and up-to-date information.

6. How can I track my Snapdeal Bank of Baroda Credit Card application status?
Once you have applied for the credit card, you can track your application status through the official website of Bank of Baroda or by contacting the bank’s customer service. They will provide you with the current status of your application.

7. Can I use the Snapdeal Bank of Baroda Credit Card for international transactions?
Yes, the Snapdeal Bank of Baroda Credit Card is usually enabled for international transactions. However, it’s recommended to check with the bank to ensure that your card is activated for international use and to understand any associated charges.

8. How do I pay my Snapdeal Bank of Baroda Credit Card bill?
You can make payments towards your credit card bill through various channels such as online banking, mobile banking, cheque payments, or by visiting the nearest Bank of Baroda branch. The specific payment methods and details will be provided in your credit card statement.

9. What should I do if my Snapdeal Bank of Baroda Credit Card is lost or stolen?
In case of a lost or stolen credit card, it is crucial to report it immediately to Bank of Baroda’s customer service. They will guide you through the process of blocking the card to prevent unauthorized transactions and assist you in getting a replacement card.

10. How can I contact customer support for the Snapdeal Bank of Baroda Credit Card?
For any queries or assistance, you can contact Bank of Baroda’s customer service through the provided helpline number or by visiting their official website for additional contact options.