IndianOil Citibank Credit Card

Citibank introduces the IndianOil Citi Credit Card, a co-branded fuel card in partnership with IndianOil. Its robust reward rate competes with IndianOil HDFC Bank Credit Card. Priced at an annual fee of Rs. 1,000, the card offers up to 71 liters of free fuel annually, rewarding you with Turbo Points. The welcome gift includes 250 Turbo Points on your first transaction. Earn 1 Turbo Point for every Rs. 150 spent and accelerated Reward Points for purchases at groceries, departmental stores, and IndianOil outlets. The Turbo Points are versatile, redeemable for fuel, shopping, gift vouchers, AirMiles, and more. Experience unmatched benefits with this co-branded card.

Key Highlights of IndianOil Citi Credit Card

Unlock unparalleled benefits with the Citi IndianOil Credit Card.

  1. Earn 1 Turbo Point for every Rs. 150 spent.
  2. Enjoy 2x Turbo Points on grocery and supermarket purchases.
  3. Get 4x Turbo Points on fuel spending at IndianOil outlets.
  4. Receive a welcome bonus of 250 Turbo Points.
  5. Redeem Turbo Points for fuel, cashback, shopping, and more.
  6. Access dining discounts at various restaurants.
  7. Benefit from a 1% fuel surcharge waiver.
  8. Avail spending-based renewal fee waivers.
  9. Enjoy 24*7 customer support for assistance.

Features and Benefits of IndianOil Citi Credit Card

The IndianOil Citi Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Receive a generous welcome gift of 250 Turbo Points by making your first transaction within 30 days of card activation.

2. Dining Benefits:

  • Enjoy up to a 20% discount on dining bills at various participating restaurants with your IndianOil Citi Credit Card.

3. Other Benefits:

  • Access exclusive flight savings with MakeMyTrip, up to Rs. 1000 off on EaseMyTrip, and up to 15% discounts/cashback at Vista Rooms and duty-free stores.

4. Joining and Renewal Fee Waiver:

  • Spend Rs. 30,000 or more in the previous year to waive the Rs. 1,000 annual fee for the Indian Oil CitiBank Card.

5. Fuel Surcharge Waiver:

  • Avail a 1% fuel surcharge waiver at all authorized IndianOil outlets for transactions above Rs. 10.

6. IndianOil Citi Credit Card Rewards:

  • Earn Turbo Points for every spend: 1 Turbo Point for every Rs. 150, 2 Turbo Points for supermarkets & groceries (with additional points for spends above Rs. 5,000), and 4 Turbo Points for fuel purchases at IndianOil outlets. Caps apply for incremental Turbo Points in each category.

IndianOil Citi Credit Card Fees and Charges

Explore the fee structure for the IndianOil Citi Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: Rs. 1,000
  2. Annual Fee: Rs. 1,000
  3. Fee Waiver: Achieve an annual fee waiver by spending Rs. 30,000 or more in the previous year.
  4. Fuel Surcharge Benefit: Enjoy a 1% fuel surcharge waiver at all IndianOil outlets across every fuel pump in India when using this credit card.

Eligibility Criteria for IndianOil Citi Credit Card

Here are essential criteria for applying for an IndianOil Citi Credit Card:

  1. Age Requirement: Applicants must be at least 21 years old.
  2. Income Criteria: A stable source of income is necessary for eligibility.
  3. Credit Score: A decent credit score is required to qualify for this opportunity.

Documents Required for IndianOil Citi Credit Card

To apply for the IndianOil Citi Credit Card, you will typically need to provide the following documents:

1. Present one of the following for identity verification:

  • Driving Licence
  • Aadhar Card
  • Voter ID
  • Passport

2. Choose from the following for address verification:

  • Voter ID
  • Driving Licence
  • Passport
  • Aadhar Card

3. Salaried employees must provide the last two months’ salary slips.

4. Self-employed individuals should submit the latest year’s Income Tax Return (ITR) along with income computation details.

How to apply for IndianOil Citi Credit Card

Follow these steps to apply for the IndianOil Citi Credit Card:

  1. Visit the Citibank website at https://www.online.citibank.co.in/.
  2. Navigate to the ‘Credit Cards’ section.
  3. Locate and choose the ‘IndianOil Credit Card’ option.
  4. Opt for the ‘IndianOil Citi Credit Card’ variant.
  5. Initiate your application by clicking on ‘Begin your application.’
  6. Complete the application by providing all required details as specified on the bank’s website. Ensure you fulfill all necessary formalities.

Frequently Asked Questions (FAQs)

1. What is the IndianOil Citi Credit Card?

The IndianOil Citi Credit Card is a co-branded credit card offered by Citibank in partnership with Indian Oil Corporation. It is designed to provide exclusive benefits and rewards to cardholders for fuel purchases and other spending categories.

2. How can I apply for the IndianOil Citi Credit Card?

You can apply for the IndianOil Citi Credit Card through the official Citibank website or by visiting a Citibank branch. The application process typically involves submitting required documents and meeting eligibility criteria set by Citibank.

3. What are the key features of the IndianOil Citi Credit Card?

Key features include accelerated rewards on fuel purchases at Indian Oil outlets, discounts on fuel, rewards on other spends, annual fee waivers based on usage, and access to various Citibank privileges.

4. How does the fuel benefits program work with the IndianOil Citi Credit Card?

Cardholders earn turbo points for fuel transactions at Indian Oil outlets, and these points can be redeemed for fuel purchases. The card may also offer additional discounts or cashback on fuel expenses.

5. What are Turbo Points, and how can they be redeemed?

Turbo Points are the reward points earned on the IndianOil Citi Credit Card. These points can be redeemed for fuel at authorized Indian Oil outlets. The redemption process is usually done through the Citibank rewards portal.

6. Is there an annual fee for the IndianOil Citi Credit Card?

Yes, the card typically comes with an annual fee. However, some variants may offer fee waivers based on the cardholder’s spending pattern. It’s advisable to check the specific terms and conditions related to fees.

7. What are the eligibility criteria for the IndianOil Citi Credit Card?

Eligibility criteria may include age, income, credit score, and other factors. Specifics can vary, so it’s recommended to check the official Citibank website or contact customer support for the latest eligibility requirements.

8. How can I check the status of my IndianOil Citi Credit Card application?

You can check the status of your credit card application online through the Citibank website or by contacting the customer service helpline. Typically, you will need to provide application reference details.

9. Are there any international transaction fees with the IndianOil Citi Credit Card?

Yes, like most credit cards, the IndianOil Citi Credit Card may have charges for international transactions. It’s essential to review the card’s terms and conditions or contact customer support for specific details.

10. How can I contact customer support for the IndianOil Citi Credit Card?
You can reach the Citibank customer support team through the contact numbers provided on their official website. Additionally, you may find relevant contact information on the credit card statement or welcome kit.