Citibank PremierMiles Credit Card

The Citibank PremierMiles Credit Card stands out as a top choice in India’s credit card market, especially for avid travelers. Tailored for frequent fliers, especially those traveling domestically, this card operates on a reward points system, where you earn AirMiles (Miles). These Miles, convertible for various shopping purposes, offer enhanced value when redeemed for flight or hotel bookings with partner airlines or on Citibank’s PremierMiles portal. Additionally, you can transfer Miles to other airlines or hotel loyalty programs. Enjoy a sign-up bonus of 10,000 Miles and an annual renewal bonus of 3,000 Miles from Citibank.

Key Highlights of Citibank PremierMiles Credit Card

Unlock unparalleled benefits with the Citibank PremierMiles Credit Card.

  1. Welcome Benefit: Earn 10,000 Miles as a welcome bonus by spending Rs. 1000 or more within 60 days of receiving the Citibank PremierMiles Credit Card.
  2. Renewal Bonus: Receive 3,000 Miles every time you renew your card membership.
  3. Airline Transactions: Get 10 Miles for every Rs. 100 spent on airline transactions or through the bank’s Premier Miles portal using the Citibank PremierMiles Credit Card.
  4. General Expenditures: Earn 4 Miles for every Rs. 100 spent on all other expenditures with the Citibank PremierMiles Credit Card.
  5. Versatile Redemption: Redeem Miles on 100+ Airlines and transfer them to partner airlines or hotel loyalty programs.
  6. Lounge Access: Enjoy domestic lounge access at select airports across India.
  7. Restaurant Discounts: Avail up to a 20% discount on bills at partner restaurants.

Features and Benefits of Citibank PremierMiles Credit Card

The Citibank PremierMiles Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Receive a generous welcome bonus of 10,000 Miles upon acquiring the Citi PremierMiles Card.
  • Enjoy an additional 3,000 Miles annually upon membership renewal.

2. Travel Benefits:

  • Gain access to 8 complimentary domestic lounges per quarter (Visa Signature variant) or 6 lounges per quarter (Mastercard variant).
  • Redeem earned Miles for flight bookings or transfer to partner Airlines’ and hotel loyalty programs.
  • Double your benefits by earning PremierMiles along with regular AirMiles as a frequent flyer program member.

3. Dining Benefits:

  • Avail a 20% discount on dining bills at select partner restaurants.

4. Insurance Benefits:

  • Citibank provides personal accident insurance worth Rs. 1 crore in collaboration with The New India Assurance Co. Ltd.
  • Benefit from a lost card liability cover of Rs. 10 lakhs.
  • The accidental insurance covers loss of life due to an air accident and is applicable to the primary cardholder only.

5. Fuel Surcharge Waiver:

  • Experience a 1% fuel surcharge on all fuel station transactions in India, excluding authorized Indian Oil fuel stations where the charge is reversed.

Citibank PremierMiles Credit Card Fees and Charges

Explore the fee structure for the Citibank PremierMiles Credit Card and discover the financial advantages that come with it.

  1. Joining Fee
    Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
  2. Renewal Fee
    Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
  3. Spend Based Waiver
    N/A
  4. Rewards Redemption Fee
    Nil
  5. Foreign Currency Markup
    3.5% of the transaction amount
  6. Interest Rates
    3.75% per month (or 45% per annum)
  7. Fuel Surcharge
    1% fuel surcharge reversed at authorized Indian Oil refill stations
  8. Cash Advance Charges
    2% or the amount withdrawn, subject to a minimum charge of Rs. 300
  9. Add-on Card Fee
    Nil

Eligibility Criteria for Citibank PremierMiles Credit Card

Here are essential criteria for applying for an Citibank PremierMiles Credit Card:

  1. Age eligibility: Applicants must fall within the age range of 23 to 70 years.
  2. Employment status: Candidates must be either salaried individuals or self-employed, showcasing a commendable annual income.
  3. Creditworthiness: A prerequisite is a positive credit score for successful application processing.

Documents Required for Citibank PremierMiles Credit Card

To apply for the Citibank PremierMiles Credit Card, you will typically need to provide the following documents:

1. Proof of Current Address:

  • Acceptable proofs include Passport, Driving License, Aadhaar, or Voter ID.
  • If current address is not available in the above proofs, provide a Utility bill with the current address.
  • Alternative proofs: 3 months bank statement, Govt photo ID, Credit Card statement, Insurance policy, Vehicle registration, Spouse Passport, Marriage certificate, etc.

2. Aadhaar Copy:

  • Submit a copy of your Aadhaar for verification.

3. Income Documents:

  • For income verification, provide either a credit card statement not older than 2 months or 3 months of salary slips.

How to apply for Citibank PremierMiles Credit Card

Follow these steps to apply for the Citibank PremierMiles Credit Card online:

  1. Apply for the PremierMiles card online via Citibank’s official website.
  2. Provide accurate details and upload necessary documents during the online application process.
  3. Alternatively, apply offline at a nearby Citibank branch using a physical application form.
  4. Ensure you carry all required documents if applying in person at the branch.

Frequently Asked Questions (FAQs)

1. What is the Citibank PremierMiles Credit Card?

The Citibank PremierMiles Credit Card is a travel rewards credit card that allows cardholders to earn miles for their everyday purchases. These miles can be redeemed for flights, hotel stays, and other travel-related expenses.

2. How do I earn PremierMiles with this credit card?

You earn PremierMiles for every eligible purchase made with your Citibank PremierMiles Credit Card. The number of miles earned may vary based on the type of transaction and other factors. Please refer to the terms and conditions for specific details.

3. Can I use PremierMiles for any airline or hotel?

Yes, you can redeem your PremierMiles for flights on any airline and hotel stays with any hotel chain. Citibank’s travel rewards program offers flexibility and freedom in choosing your preferred travel options.

4. How do I redeem my PremierMiles?

You can redeem your PremierMiles through the Citibank online portal or by contacting the customer service. The redemption options include flights, hotel stays, car rentals, and merchandise. Please check the official Citibank website for the most up-to-date redemption options.

5. Is there an expiration date for PremierMiles?

PremierMiles typically have an expiry date, so it’s essential to check your account and plan your redemptions accordingly. Refer to the terms and conditions or contact Citibank customer service for information on the validity period of your PremierMiles.

6. Are there any annual fees associated with the Citibank PremierMiles Credit Card?

Credit card fees can vary, and it’s important to review the terms and conditions provided by Citibank. There may be an annual fee, and additional charges may apply for certain services or benefits.

7. Can I use my PremierMiles for non-travel-related expenses?

While PremierMiles are primarily designed for travel-related redemptions, some credit card programs may offer options to use miles for non-travel rewards. Check with Citibank for specific details on the redemption options available.

8. What travel-related benefits does the Citibank PremierMiles Credit Card offer?

The Citibank PremierMiles Credit Card may come with various travel-related benefits, such as airport lounge access, travel insurance coverage, and special discounts on travel bookings. Refer to the credit card’s terms and conditions or contact customer service for specific details on the benefits offered.

9. How do I apply for the Citibank PremierMiles Credit Card?

You can apply for the Citibank PremierMiles Credit Card online through the official Citibank website. The application process typically involves submitting personal and financial information for evaluation.

10. What do I do if my Citibank PremierMiles Credit Card is lost or stolen?

In case of a lost or stolen card, it is crucial to contact Citibank’s customer service immediately to report the incident. They will guide you through the process of securing your account and may assist in issuing a replacement card.