City Union Bank Credit Card

City Union Bank extends its product range to include credit cards, developed in collaboration with the State Bank of India. These cards are designed to meet the diverse needs of customers, offering a plethora of benefits and features tailored to enhance their banking experience.

Powered by VISA, the City Union Bank credit cards, in partnership with the State Bank of India, ensure global acceptance. Customers can enjoy a welcome offer and a range of benefits on various transactions. Additionally, the credit cards are equipped with cutting-edge contactless technology, adding a layer of convenience and efficiency to the overall user experience.

Features and Benefits of City Union Bank Credit Card

The City Union Bank Credit Card offers several features and benefits:

  1. City Union Bank provides add-on credit cards for family members aged 18 and above, extending the benefits of the primary credit card.
  2. The bank offers robust customer support, addressing various complaints and queries to enhance customer satisfaction.
  3. Cardholders can take advantage of the balance transfer feature, allowing them to move balances from other credit cards to the City Union Bank Credit Card and enjoy lower interest rates.
  4. The credit card also provides an EMI facility, enabling users to convert high-value purchases into manageable installment payments for added financial flexibility.

City Union Bank Credit Card Fees and Charges

Here are the fees and charges associated with the City Union Bank Credit Card:

  1. Annual Fee: INR 2,999
  2. Renewal Fee: INR 2,999
  3. Add-on Card Fee: Nil
  4. Finance Charge: 3.35%

City Union Bank Credit Card Eligibility Criteria

Here are essential criteria for applying for an City Union Bank Credit Card:

1. Work Status

  • Applicants should be employed either as salaried individuals or self-employed.

2. Age Requirement

  • Prospective cardholders must be a minimum of 18 years old.

3. Nationality Criteria

  • The main applicant must hold Indian citizenship.

4. Creditworthiness

  • Individuals with a favorable credit score are eligible for the card.

Documents Required for City Union Bank Credit Card

To apply for the City Union Bank Credit Card, you must provide the following documents:

1. Identity Proof:

  • Aadhar Card
  • Passport
  • Voter ID
  • Driver’s License

2. Address Proof:

  • Utility bills (electricity, water, gas)
  • Rental/Lease Agreement
  • Aadhar Card

3. Income Proof:

  • Salary slips for salaried individuals
  • Income tax returns or financial statements for self-employed

4. Passport Size Photographs:

  • Recent passport-sized photos of the applicant

5. Bank Statements:

  • Recent bank statements for the last few months

6. Credit Score:

  • A good credit score may be required for approval.

How To Apply for City Union Bank Credit Card

To apply for the City Union Bank Credit Card, follow these steps:

1. Visit the Official Website:
Go to the City Union Bank official website.

2. Explore Credit Card Options:
Browse through the available credit card options to find one that suits your needs.

3. Check Eligibility:
Review the eligibility criteria for the chosen credit card. Ensure you meet the age, income, and other requirements.

4. Collect Required Documents:
Gather the necessary documents, including identity proof, address proof, income proof, passport-size photographs, and others as specified.

5. Online Application:
Fill out the online application form with accurate information. Provide details such as personal information, employment details, and financial information.

6. Submit Application:
Once you’ve filled in the required details, submit the application online.

7. Application Review:
City Union Bank will review your application along with the provided documents. This may take some time.

8. Verification Process:
Expect a verification process to validate the information provided. This may include a visit from bank representatives.

9. Approval or Rejection:
After thorough review, you will be informed about the status of your application. If approved, you will receive your credit card.

10. Activate the Card:
Upon receiving the card, follow the activation instructions provided by the bank.