DBS Vantage Credit Card

DBS Bank India’s Vantage Credit Card is an elite choice for high-net-worth individuals, delivering tailored benefits. Perfect for frequent international travelers, it grants unlimited access to lounges for a serene journey. Enjoy a 10% cashback at Duty-Free stores during airport transits. New users receive 10,000 Vantage Points and select a membership from Taj Epicure, ITC Culinaire, or Club Marriott. With spend-based renewal fee waivers and milestone perks, this card is essential for those seeking a luxurious lifestyle.

Key Highlights of DBS Vantage Credit Card

  • DBS Bank India presents the super-premium Credit Card.
  • Joining and renewal fee stand at Rs. 50,000.
  • Gain 4 Vantage Points on domestic and 8 on international transactions.
  • Enjoy unlimited lounge access both domestically and internationally with this card.

Features and Benefits of DBS Vantage Credit Card

The DBS Vantage Credit Card offers several features and benefits:

  • Welcome Benefit:
    • Earn 10,000 Vantage Points (Rs. 10,000 value) on the first transaction within 30 days.
    • Choose a luxury hotel membership (Taj Epicure, ITC Culinaire, or Club Marriott) redeemable at DBS Delights.
  • Complimentary Golf Sessions:
    • Primary cardholders enjoy four free golf sessions with the DBS Vantage Credit Card.
  • Zero Forex Charge in Singapore:
    • No Forex charge for transactions in Singapore.
    • 1.75% markup for transactions in other countries, lower than the usual 3.5% charged by competitors.
  • Unlimited Lounge Access:
    • Primary cardholders get unlimited domestic and international lounge access worldwide.
  • Milestone Benefits:
    • Earn Vantage Points for spending milestones:
      • 5,000 points for Rs. 3 lakh in a calendar quarter.
      • 10,000 points for Rs. 5 lakh in a calendar quarter.
      • 40,000 points for Rs. 20 lakh in a calendar year (max limit).
  • Concierge Services:
    • Contact concierge via call, web chat, email, and messaging apps ([email protected]).
    • Services include dining reservations, health, entertainment, staycations, gift ideas, and special assistance for business, home, and roadside needs.

DBS Vantage Credit Card Fees and Charges

Explore the fee structure for the DBS Vantage Credit Card and discover the financial advantages that come with it.

  1. Spend Based Waiver:
    • Annual Fee Waiver on Spends of Rs. 10,00,000 in a Year
  2. Rewards Redemption Fee:
    • Rs. 99 + GST
  3. Foreign Currency Markup:
    • 1.75% (Zero for Singapore)
  4. Interest Rates:
    • Monthly: 3.5% – 4% (42-48% Per Annum)
  5. Fuel Surcharge:
    • 1% Fuel Surcharge Waiver
  6. Cash Advance Charges:
    • 2.5% of the Cash Amount (Minimum Rs. 500)
  7. Add-on Card Fee:
    • Not Applicable (N/A)

How To Apply for DBS Vantage Credit Card?

Follow these steps to apply for the DBS Vantage Credit Card:

  1. Visit DBS Bank’s official website: Go to the DBS Bank website and navigate to the credit cards section.
  2. Select DBS Vantage Credit Card: Choose the DBS Vantage Credit Card from the list of available cards.
  3. Click on “Apply Now”: Locate the “Apply Now” button associated with the DBS Vantage Credit Card and click on it.
  4. Fill out the Online Application Form: Complete the online application form with accurate personal and financial information. Ensure all required fields are filled.
  5. Submit Documents and Verification: Upload the necessary documents as specified by the bank. Complete any additional verification steps required by DBS. Once everything is in order, submit your application.

Frequently Asked Questions (FAQs)

1. What is DBS Vantage Credit Card?

  • DBS Vantage Credit Card is a premium card offering exclusive benefits, including cashback, rewards, and privileges tailored for specific spending categories.

2. How can I apply for a DBS Vantage Credit Card?

  • Visit the DBS Bank website, select the Vantage Credit Card, click “Apply Now,” and complete the online application form. Submit required documents for verification.

3. What are the key features of DBS Vantage Credit Card?

  • Enjoy cashback, rewards, and discounts on specific spending categories. Benefit from a low foreign currency markup and attractive interest rates.

4. Is there an annual fee for DBS Vantage Credit Card?

  • Check DBS Bank’s current terms, as fees may vary. Some cards offer an annual fee waiver based on specified spending.

5. How can I check my DBS Vantage Credit Card application status?

  • Use the application tracking tools on the DBS website or contact DBS customer service for updates on your credit card application.

6. What are the cash advance charges with DBS Vantage Credit Card?

  • Cash advance charges are typically 2.5% of the cash amount, with a minimum charge of Rs. 500.

7. Is there a foreign currency markup for international transactions?

  • Yes, there is a foreign currency markup, but it may vary. Check the current terms, and note that there might be zero markup for specific locations, such as Singapore.

8. Are add-on cards available for DBS Vantage Credit Card?

  • Check the current terms, but typically, DBS Vantage Credit Card may not have an add-on card fee.

9. How can I redeem rewards earned with DBS Vantage Credit Card?

  • Visit the DBS rewards redemption portal or follow the specified process to redeem your accumulated rewards.

10. What benefits does the DBS Vantage Credit Card offer for fuel purchases?

  • The card often provides a 1% fuel surcharge waiver, offering savings on fuel expenses. Check the latest terms for details.