Federal Bank Credit Card

The Federal Bank Credit Card is a financial product offered by Federal Bank, a leading private sector bank in India. This credit card provides customers with a convenient and secure means of making purchases and payments both online and offline. With a wide range of card options to suit various needs and preferences, the Federal Bank Credit Card offers attractive rewards programs, cashback benefits, and discounts on dining, shopping, travel, and other lifestyle expenses. The bank prioritizes customer safety by incorporating advanced security features and robust fraud protection measures. By availing themselves of a Federal Bank Credit Card, customers can enjoy greater financial flexibility and ease in managing their expenses while also accessing exclusive offers and privileges.

Features and Benefits of Federal Bank Credit Card

Global Acceptance: The cards can be used at over a million places around the world.
Welcome Gifts: You get gifts and special offers when you join.
Rewards: You earn rewards for using your credit card, which you can use for different offers.
Fuel Surcharge: No fuel surcharge on Gold ‘N More, and only Rs. 100 per month on the Platinum card.
Add-on cards: You can get extra cards for your family members.
Bill payments: You can easily and securely pay your bills online.
Balance Transfer: You can move your other bank’s credit card balance to a Federal Bank card at lower interest rates.
Easy EMI: You can choose simple monthly instalment plans to pay back what you owe.
Digital Access: You can receive your credit card statements via email.

Eligibility Criteria

Age:

    • Secured Federal Credit Card: Minimum age required is 18 years.
    • Unsecured Federal Credit Card: Minimum age required is 21 years.

Credit history: Having a good credit history will make it easier to get a Credit Card.
Nationality: To apply for a Credit Card in India, you must be either an Indian resident or a Non-resident Indian (NRI).

Documents Required

To apply for a Federal Bank Credit Card, applicants need to provide the following documents:

Proof of Identity:

PAN Card
Aadhaar Card
Driver’s License

Proof of Address:

Aadhaar Card
Driver’s License
Passport
Utility Bill (not older than 3 months)

Proof of Income:

Latest one or two salary slips (not older than 3 months)
Latest Form 16
Last three months’ bank statement

How To Apply for Federal Bank Credit Card?

To apply for a Federal Bank Credit Card, follow these steps:

  1. Visit the Federal Bank’s official website or go to a nearby branch.
  2. Obtain the credit card application form. You can either download it from the website or get a physical copy from the branch.
  3. Fill out the application form completely and accurately. Make sure to provide all the required information, such as your name, address, contact details, income details, and employment information.
  4. Gather the necessary documents for the application, which include proof of identity, proof of address, and proof of income. Refer to the list of acceptable documents provided by the bank.
  5. Attach the required documents to the filled-out application form.
  6. Submit the application form along with the supporting documents to the bank. You can do this in person at the branch or through the online application portal, if available.
  7. After submitting the application, the bank will review your details and assess your creditworthiness.
  8. If your application is approved, you will receive your Federal Bank Credit Card at the address provided in the application form.
  9. Once you receive your credit card, activate it as per the instructions provided by the bank.