Federal Bank Visa Imperio Credit Card

Federal Bank has recently introduced three new credit cards, with the Federal Bank Visa Imperio Credit Card being one of them. The other two cards in this lineup are the Federal Bank Visa Celesta Credit Card and the Federal Bank Visa Signet Credit Card. Specifically designed for family-oriented individuals, the Imperio Credit Card is tailored to meet the diverse needs of such users, offering a range of rewards and benefits. For every Rs. 100 spent, cardholders can accrue up to 3 Reward Points. In addition to reward incentives, the card extends exclusive entertainment perks, including a Buy 1 Get 1 Free offer on Inox movie tickets. Dining benefits are also noteworthy, with cardholders enjoying a discount of up to 15% at participating establishments using the Federal Bank Visa Imperio Credit Card. Further advantages of the card encompass complimentary access to airport lounges, a fuel surcharge waiver, complimentary gift vouchers, and various other privileges.

Key Highlights of Federal Bank Visa Imperio Credit Card

Unlock unparalleled benefits with the Federal Bank Visa Imperio Credit Card.

  1. Receive a Rs.1,000 Amazon Pay e-voucher as a welcome gift.
  2. Benefit from a 1% fuel surcharge waiver when using the card for fuel purchases at any Indian fuel station.
  3. Enjoy a complimentary movie ticket when you purchase one INOX movie ticket.

Features and Benefits of Federal Bank Visa Imperio Credit Card

The Federal Bank Visa Imperio Credit Card offers several features and benefits:

1. Welcome Benefit:

  • Receive a Rs.1,000 Amazon Pay e-voucher as a welcome gift upon card issuance.
  • To qualify, spend Rs.5,000 or more within the initial 30 days of receiving the card.

2. Milestone Benefits:

  • Waive off the annual fee of Rs.1,500 for the next year by spending over Rs.1.5 lakh annually.
  • Earn Big Basket vouchers by spending Rs.50,000 every quarter.

3. Reward Points Benefits:

  • Earn double reward points on utility bill payments (electricity, gas, mobile, etc.).
  • Receive triple reward points on grocery and health care expenditures.
  • Earn one-time rewards for spending in other categories.

4. Fuel Benefits:

  • Enjoy a 1% waiver on fuel surcharge when using the Federal Bank Visa Imperio Credit Card at any fuel station in India.

5. Entertainment Benefits:

  • Avail a “Buy One, Get One Free” offer on INOX movie tickets.

6. Travel and Airport Lounge Benefits:

  • Access 2 complimentary domestic airport lounge visits every quarter.

7. Dining Benefits:

  • Enjoy up to a 15% discount at partner hotels under the FedDelights program.

Federal Bank Visa Imperio Credit Card Fees and Charges

Explore the fee structure for the Federal Bank Visa Imperio Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: No joining fee.
  2. Renewal Fee: No renewal fee.
  3. Spend Based Waiver: Not applicable (N/A).
  4. Rewards Redemption Fee: Rs. 99 per redemption request.
  5. Foreign Currency Markup: 3.5% on all foreign currency transactions.
  6. Interest Rates: Monthly interest rates range from 0.49% to 3.49%.
  7. Fuel Surcharge: 1% fuel surcharge waiver at all fuel stations.
  8. Cash Advance Charges: 2.5% of the withdrawn amount or a minimum of Rs. 500.
  9. Add-on Card Fee: Rs. 100 per add-on card.

Eligibility Criteria for Federal Bank Visa Imperio Credit Card

Here are essential criteria for applying for an Federal Bank Visa Imperio Credit Card:

1. Age Requirements:

  • Secured Federal Credit Card: Applicants must be a minimum of 18 years old.
  • Unsecured Federal Credit Card: Applicants must be a minimum of 21 years old.

2. Credit History Importance:

  • A favorable credit history enhances the likelihood of obtaining a Credit Card with ease.

3. Nationality Criteria:

  • For Credit Card applications in India, eligibility extends to Indian residents and Non-resident Indians (NRIs).

Documents Required for Federal Bank Visa Imperio Credit Card

To apply for the Federal Bank Visa Imperio Credit Card, you will typically need to provide the following documents:

1. Proof of Identity:

  • PAN Card
  • Aadhaar Card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Overseas Citizen of India Card
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Letters issued by the UIDAI

2. Proof of Address:

  • Aadhaar Card
  • Driver’s License
  • Passport
  • Utility Bill (not more than 3 months old)
  • Ration Card
  • Property Registration Document
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Bank Account Statement

3. Proof of Income:

  • Latest one or two salary slips (not more than 3 months old)
  • Latest Form 16
  • Last 3 months’ bank statement

How to apply for Federal Bank Visa Imperio Credit Card

Follow these steps to apply for the Federal Bank Visa Imperio Credit Card online:

1. Form Submission:

  • Initiate the application process by filling out the form.
  • Include your mobile number for further communication.

2. OTP Verification and Offer Viewing:

  • Verify your identity through OTP.
  • Upon verification, view available pre-approved offers displayed on the screen.

3. Credit Card Selection:

  • Compare the various credit card options provided.
  • Choose the credit card that aligns best with your specific needs and preferences.

4. Application and Document Submission:

  • Apply for the selected credit card.
  • Submit the necessary documents to facilitate a smooth processing of your application.

Frequently Asked Questions (FAQs)

1. What is the Federal Bank Visa Imperio Credit Card?

The Federal Bank Visa Imperio Credit Card is a premium credit card offering exclusive benefits, privileges, and rewards to cardholders.

2. What are the key features of the Federal Bank Visa Imperio Credit Card?

The card comes with features such as complimentary airport lounge access, reward points on transactions, fuel surcharge waiver, and more. Refer to the card brochure for a detailed list of features.

3. How can I apply for the Federal Bank Visa Imperio Credit Card?

You can apply for the Visa Imperio Credit Card online through the official Federal Bank website or by visiting a Federal Bank branch. Follow the application process and submit the required documents.

4. What eligibility criteria do I need to meet to apply for this credit card?

The eligibility criteria include factors such as age, income, credit score, and employment status. Check the specific requirements on the Federal Bank website or contact the bank directly for details.

5. What are the annual fees and charges associated with the Federal Bank Visa Imperio Credit Card?

Refer to the latest fee schedule provided by Federal Bank for details on annual fees, joining fees, interest rates, and other charges associated with the Visa Imperio Credit Card.

6. How do I check the reward points earned on my Federal Bank Visa Imperio Credit Card?

You can check your reward points balance through the Federal Bank online banking portal or by contacting the customer service helpline. Monthly statements also provide a summary of earned reward points.

7. Is there a limit on the complimentary airport lounge access with this credit card?

Yes, there may be a limit on the number of complimentary lounge visits. Refer to the terms and conditions of the Visa Imperio Credit Card for details on lounge access benefits and limitations.

8. Can I convert my purchases into easy monthly installments (EMIs) with this credit card?

Yes, the Federal Bank Visa Imperio Credit Card may offer the option to convert high-value purchases into EMIs. Check with the bank for specific details and eligibility criteria.

9. How do I report a lost or stolen Federal Bank Visa Imperio Credit Card?

In case of a lost or stolen card, contact the Federal Bank customer service helpline immediately to report the incident and request card blocking. Follow the bank’s instructions for card replacement.

10. Are there any international transaction fees associated with this credit card?

Check the terms and conditions for information on international transaction fees. Some credit cards may have foreign currency transaction charges, and it’s essential to be aware of these fees before using the card internationally.