HDFC Diners Club Black Metal Edition Credit Card

HDFC Bank introduces the all-new Diners Club Black Metal Credit Card, a remarkable upgrade over the existing HDFC Bank Diners Club Black Credit Card, competing head-to-head with the prestigious INFINIA Credit Card. This premium credit card offers an array of exceptional features, from golfing privileges for enthusiasts to unlimited airport lounge access for seamless travel experiences. Whether you’re into dining, travel, or shopping, the Diners Club Black Metal Card offers a plethora of benefits. On top of that, you can enjoy up to 10,000 Reward Points every quarter with spends of Rs. 4 lakh. It’s the ultimate card for your shopping indulgences.

Key Highlights of HDFC Diners Club Black Metal Edition Credit Card

Key Highlights of HDFC Diners Club Black Metal Edition Credit Card:

  1. Enjoy free rounds of golf at various courses in India and internationally.
  2. Get annual memberships for Amazon Prime, Forbes, Club Marriott, Times Prime, MMT Black, and Swiggy One at no extra cost.
  3. Receive complimentary vouchers for Ola Cabs, BookMyShow, TATA CLiQ, cult.fit Live, and more, with a total value of up to Rs. 80,000.
  4. Earn 5x reward points for every Rs. 150 spent on your card.

Features and Benefits of HDFC Diners Club Black Metal Edition Credit Card

The HDFC Diners Club Black Metal Edition Credit Card offers several features and benefits:

1. Reward Point Benefits:

  • Earn 5 Reward Points for every Rs.150 spent.
  • Enjoy up to 10X Reward Points with partner brands.
  • Earn 2X Reward Points on weekend dining expenses.

2. Lifestyle Benefits:

  • Access complimentary rounds of golf worldwide (6 rounds per quarter).

3. Wellness Benefits:

  • Receive discounts at partner salons, spas, wellness retreats, and gyms.

4. Welcome Benefits:

  • Get complimentary memberships from Club Marriott, Forbes, Amazon Prime, MMT BLACK, Swiggy One, and Times Prime.

5. Fuel Benefits:

  • Enjoy a 1% fuel surcharge waiver on transactions over Rs.400.

6. Annual Benefits:

  • Receive complimentary annual memberships for specific programs when you spend Rs.8 lakh within 12 months from card issuance. (Excludes Dineout Passport)

7. Monthly Milestone Benefits:

  • Choose two monthly vouchers (TataCLiQ, BookMyShow, or Ola Select Membership worth Rs.500 each) by spending Rs.80,000, whether you’re a new or existing cardholder.

HDFC Diners Club Black Metal Edition Credit Card Fees and Charges

Here are the fees and charges associated with the HDFC Diners Club Black Metal Edition Credit Card:

  1. Spend-based waiver: Spend Rs. 8 lakh annually to waive renewal fee.
  2. Rewards redemption fee: Not applicable.
  3. Foreign currency markup: 2% of transaction amount.
  4. Interest rates: 1.99% monthly, 23.88% annually.
  5. Fuel surcharge: Not applicable.
  6. Cash advance charges: 2.5% of total amount or Rs. 500, whichever is higher.
  7. Add-on card fee: Not applicable.

HDFC Bank Diners Club Black Metal Edition Credit Card Eligibility

To qualify for the HDFC Bank Diners Club Black Metal Edition Credit Card, you must adhere to the following conditions:

For Salaried Indian Nationals:

  • Age: 21 to 60 years.
  • Minimum Net Monthly Income: Rs 1.75 Lakhs or higher.

For Self-Employed Indian Nationals:

  • Age: 21 to 65 years.
  • Minimum Annual Income (ITR): Rs 21 Lakhs or more for self-employed individuals.

Documents Required for HDFC Diners Club Black Metal Edition Credit Card

To apply for the HDFC Diners Club Black Metal Edition Credit Card, you must provide the following documents:

  1. Identity Proof: Any government-issued photo ID card like Aadhar card, passport, voter ID, or driver’s license.
  2. Address Proof: Documents that verify your current residential address such as a utility bill, rental agreement, or a bank statement.
  3. Income Proof: Bank statements, salary slips, or income tax returns to demonstrate your financial eligibility.
  4. Passport-size Photographs: Usually, a couple of passport-sized photographs are required.

How to apply for HDFC Bank Diners Club Black Metal Edition Credit Card

You have two convenient options to apply for the HDFC Bank Diners Club Black Metal Edition Credit Card:

Application for HDFC Bank Diners Club Black Credit Card is possible through online and offline channels.

  1. Online application involves visiting HDFC Bank’s credit cards webpage, selecting the Diners Club Black card, and submitting required documents.
  2. Offline submission is an option by visiting a nearby HDFC branch and providing necessary paperwork.
  3. Essential documents for both methods include identity, address, and income verification.
  4. Bank staff will process your application for both online and offline submissions.

Frequently Asked Questions (FAQs)

1. What is the HDFC Bank Diners Club Black Metal Edition Credit Card?

The HDFC Bank Diners Club Black Metal Edition Credit Card is an exclusive credit card offering premium benefits, designed for high-net-worth individuals. It comes with a distinctive metal design and offers a range of privileges across travel, lifestyle, and dining.

2. How can I apply for the HDFC Bank Diners Club Black Metal Edition Credit Card?

You can apply for the HDFC Bank Diners Club Black Metal Edition Credit Card through the HDFC Bank website or by visiting a branch. The application process typically involves submitting necessary documents and meeting the eligibility criteria.

3. What are the key features of the HDFC Bank Diners Club Black Metal Edition Credit Card?

The key features include a metal card design, exclusive airport lounge access, travel benefits, dining privileges, reward points, and concierge services. Check the official HDFC Bank website for the most up-to-date features.

4. Is there an annual fee for the HDFC Bank Diners Club Black Metal Edition Credit Card?

Yes, there is an annual fee associated with the card. The exact amount may vary, and it’s advisable to check the current fee structure on the HDFC Bank website or contact the customer service.

5. What travel benefits are offered with this credit card?

The HDFC Bank Diners Club Black Metal Edition Credit Card provides various travel benefits such as airport lounge access, air accident cover, travel insurance, and discounts on hotel bookings. Refer to the card’s terms and conditions for specific details.

6. Can I redeem the reward points earned on this credit card?

Yes, the HDFC Bank Diners Club Black Metal Edition Credit Card comes with a rewards program. You can redeem the accumulated reward points for a range of options, including travel bookings, merchandise, or cashback. The redemption process can be done through the HDFC Bank website or customer service.

7. What is the eligibility criteria for the HDFC Bank Diners Club Black Metal Edition Credit Card?

The eligibility criteria may include age, income, credit score, and other factors. It’s recommended to check the specific eligibility requirements on the HDFC Bank website or contact the bank directly.

8. How can I contact customer service for queries related to the HDFC Bank Diners Club Black Metal Edition Credit Card?

You can contact HDFC Bank’s customer service through their helpline numbers or visit the nearest branch. The contact details are usually available on the official HDFC Bank website.

9. Are there any foreign transaction charges on this credit card?

The HDFC Bank Diners Club Black Metal Edition Credit Card may have foreign transaction charges. It’s essential to review the card’s terms and conditions or contact customer service to get accurate information on fees associated with international transactions.

10. Can I upgrade or downgrade my HDFC Bank Diners Club Black Metal Edition Credit Card?

HDFC Bank may provide options for card upgrades or downgrades based on your spending patterns and credit history. Contact the bank’s customer service to inquire about the possibilities and process for such changes.