HDFC Bank Diners Club Premium Credit Card

Named after its premium status, the HDFC Diners Club Premium Credit Card, offered by HDFC Bank, boasts enticing rewards and travel perks. For an initial fee of Rs. 2,500, you’ll receive a welcoming bonus of 2,500 Reward Points. This card earns you 4 Reward Points for every Rs. 150 spent on retail purchases. These points can be utilized for a variety of benefits, including air tickets, hotel bookings, air miles, cashback, and a product catalogue. Make the most of your earned Reward Points to save on various expenses.

Key Highlights of HDFC Bank Diners Club Premium Credit Card

  • Reserve hotels and book flights via Diners Club website.
  • Pay annual fee, receive a 2,500-point welcome bonus.
  • Access domestic and international airport lounges for free.
  • Renewal bonus: 2,500 points.
  • Earn 10X reward points on international transactions.
  • Gain 4 reward points for every Rs.150 spent.
  • Convert reward points to AirMiles for Singapore Airlines and Jet Airways partners.
  • Benefit from Rs.1 crore air accident cover.

Features and Benefits of HDFC Diners Club Premium Credit Card

The HDFC Diners Club Premium Credit Card offers several features and benefits:

1. Reward Points:

  • Earn 4 points per Rs. 150 spent.
  • 10X points on international spends.

2. Reward Points Redemption:

  • Redeem for flights and hotels on HDFC Diners Club website (1 point = 0.50 air mile).
  • Convert points to miles on Jet Airways, Air India, and Singapore Airlines.
  • Redeem up to 70% of booking value in points for flights and hotels.
  • Get exclusive gifts or cashback.

3. Additional Benefits:

  • Welcome benefits: 2,500 points on joining.
  • Renewal benefits: 2,500 points on renewal fee payment.
  • Lounge access: 6 complimentary visits to 1,000+ lounges worldwide.
  • Annual fee waiver: Spend Rs. 3 lakh in 12 months for fee waiver.

4. Travel Insurance:

  • Baggage loss up to Rs. 50,000.
  • Overseas emergency hospitalization cover of Rs. 25 lakh.
  • Air accident cover of Rs. 1 crore.
  • Credit liability cover worth Rs. 9 lakh.

5. FX Markup Fee: Lowest 2% mark-up fee on foreign currency transactions.

HDFC Bank Diners Club Premium Credit Card Fees and Charges

Here are the fees and charges associated with the HDFC Bank Diners Club Premium Credit Card:

1. Annual fees:

  • First year and renewal fee: ₹ 2,500 + taxes
  • Spend ₹ 3 lakhs in 12 months for a free renewal

2. Cash advance fee:

  • 2.5% fee, with a minimum of ₹ 500, on all cash withdrawals

3. Interest:

  • 3.6% per month charged on outstanding amounts carried beyond the due date

HDFC Bank Diners Club Premium Credit Card Eligibility

To qualify for the HDFC Bank Diners Club Premium Credit Card, you must adhere to the following conditions:

  • For salaried individuals, the age requirement is 21 to 60 years, with a minimum net monthly income of Rs 60,000.
  • Self-employed individuals should be aged between 21 to 65 years and have an annual income exceeding Rs 7.2 lakhs based on their Income Tax Return (ITR).

Documents Required for HDFC Bank Diners Club Premium Credit Card

To apply for the HDFC Bank Diners Club Premium Credit Card, you must provide the following documents:

  1. Complete the application form.
  2. Provide valid address proof: PAN card, Passport, Aadhaar card, or electricity bill copy.
  3. Include Form 60 and PAN card copies.
  4. Attach two passport-sized color photos.
  5. Show proof of income: Form 16, recent salary slips, or IT returns.
  6. Include identity proof: Aadhaar card, PAN card, or driver’s license.

How to apply for HDFC Diners Club Premium Credit Card

You have two convenient options to apply for the HDFC Diners Club Premium Credit Card:

1. Offline Application:

  • Visit your nearest HDFC branch.
  • Fill in a physical application form.

2. Online Application:

  • Go to the HDFC Bank’s official website.
  • Navigate to the ‘Borrow’ section.
  • Select ‘Credit Cards.’
  • Find ‘HDFC Bank Diners Premium Credit Card’ under ‘Others.’
  • Click ‘Know More,’ then ‘Apply Online.’
  • Complete the required details and continue with the application.

Frequently Asked Questions (FAQs)

1. What is the HDFC Diners Club Premium Credit Card?
The HDFC Diners Club Premium Credit Card is a premium credit card offered by HDFC Bank, providing exclusive benefits, rewards, and privileges to cardholders.

2. What are the key features of the HDFC Diners Club Premium Credit Card?

  • Earn accelerated reward points on dining, travel, and other categories.
  • Access to airport lounges worldwide.
  • Exclusive lifestyle privileges and discounts.
  • Complimentary golf games and lessons.

3. How can I apply for the HDFC Diners Club Premium Credit Card?
You can apply for the card online through the HDFC Bank website or by visiting a branch. Ensure you meet the eligibility criteria and provide the required documents.

4. What is the eligibility criteria for the HDFC Diners Club Premium Credit Card?
The eligibility criteria typically include age, income, and credit score requirements. Specific details may vary, so it’s advisable to check the latest criteria on the HDFC Bank website.

5. How can I check the status of my HDFC Diners Club Premium Credit Card application?
You can check the application status online through the HDFC Bank website or by contacting the customer service helpline.

6. What are the annual fees and charges associated with the HDFC Diners Club Premium Credit Card?
The annual fees and charges may vary, and it’s recommended to refer to the latest fee schedule provided by HDFC Bank.

7. How can I earn and redeem reward points with this credit card?
You can earn reward points on various transactions, including dining, travel, and retail purchases. These points can be redeemed for a range of options, such as air tickets, hotel stays, merchandise, or statement credit.

8. What travel benefits are offered with the HDFC Diners Club Premium Credit Card?
Cardholders can enjoy travel benefits such as airport lounge access, travel insurance coverage, and exclusive discounts on hotel bookings and car rentals.

9. Is there a foreign currency markup fee for international transactions?
Yes, there may be a foreign currency markup fee applicable to international transactions. Check the terms and conditions or contact customer service for specific details.

10. How do I contact customer support for the HDFC Diners Club Premium Credit Card?
You can reach HDFC Bank’s customer support through the helpline number provided on the back of your credit card or on the official HDFC Bank website.