HDFC Diners Club Privilege Credit Card

The HDFC Diners Club Privilege Credit Card is a high-end card that brings a host of exclusive perks to its users. New cardholders are greeted with complimentary memberships to Times Prime and Swiggy One upon spending Rs. 75,000 within the first 90 days of card activation.

With this premium card, you can earn 4 Reward Points for every Rs. 150 spent and enjoy up to 10 times the reward points on SmartBuy purchases. Additionally, you can accelerate your earnings with 5 times the RPs on Swiggy and Zomato expenses, plus a Buy One Get One offer for weekend BookMyShow tickets. These versatile reward points can later be redeemed for various options like flights, hotels, products, vouchers, and cash credits at competitive rates.

Key Highlights of HDFC Diners Club Privilege Credit Card

Key Highlights of HDFC Diners Club Privilege Credit Card:

  1. Earn 2x reward points on weekend dining expenses.
  2. Enjoy medical emergency insurance coverage of up to Rs. 25 lakh.
  3. Receive a monthly free voucher worth Rs. 500 for spending Rs. 40,000 in a calendar month, choose from BookMyShow, Ola Select membership, or TataCLiQ.
  4. Benefit from travel insurance, covering Rs. 55,000 for baggage loss or delay.

Features and Benefits of HDFC Bank Diners Club Privilege Credit Card

The HDFC Bank Diners Club Privilege Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Free annual memberships upon your first HDFC Bank Diners Club Privilege Credit Card transaction.
  • Memberships for Amazon Prime, Zomato Gold, Times Prime, MakeMyTrip Double Black, and BigBasket Star.

2. Spending-based Benefits:

  • Exceed Rs. 5 lakh/year in transactions for 4x reward points and annual memberships.
  • Spend over Rs. 40,000/year for monthly Rs. 500 vouchers (BookMyShow, Ola Select, or TataCLiQ).

3. Reward Benefits:

  • Earn 2x reward points on weekend dining expenses.

4. Lifestyle Benefits:

  • Enjoy complimentary golf games globally.
  • Avail discounts at salons, gyms, and spas.

5. Insurance Benefits:

  • Medical emergency insurance up to Rs. 25 lakh.
  • Air accident insurance (Rs. 1 crore).
  • Travel inconvenience insurance (Rs. 55,000 for baggage loss/delay).
  • Credit Liability Cover up to Rs. 9 lakh.

6. Travel Benefits:

  • Access 12 free airport lounge visits across 700+ lounges in India and worldwide.

HDFC Bank Diners Club Privilege Credit Card Fees and Charges

Here are the fees and charges associated with the HDFC Bank Diners Club Privilege Credit Card:

  1. Joining Fee: Rs. 2,500 + GST
  2. Finance Fee: 3.6% per month | 43.2% per annum
  3. Annual Charges: Rs. 2,500 + GST
  4. Late Payment Charges:
  • Less than Rs. 100: Nil
  • Rs. 100 to Rs. 500: Rs. 100
  • Rs. 501 to Rs. 5,000: Rs. 500
  • Rs. 5,001 to Rs. 10,000: Rs. 600
  • Rs. 10,001 to Rs. 25,000: Rs. 800
  • Rs. 25,000 to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300

HDFC Diners Club Privilege Credit Card Eligibility

To qualify for the HDFC Diners Club Privilege Credit Card, you must adhere to the following conditions:

For Salaried Indian Nationals:

  • Age: Between 21 and 60 years.
  • Net Monthly Income: Must exceed Rs 70,000.

For Self Employed Indian Nationals:

  • Age: Between 21 and 65 years.
  • Income: Annual Income Tax Return (ITR) should be more than Rs 8.4 Lakhs per annum.

Documents Required for HDFC Bank Diners Club Privilege Credit Card

To apply for the HDFC Bank Diners Club Privilege Credit Card, you must provide the following documents:

1. Identity Proof:

  • Aadhaar Card
  • Passport
  • Voter ID
  • Driver’s License
  • PAN Card

2. Address Proof:

  • Aadhaar Card
  • Passport
  • Voter ID
  • Driver’s License
  • Utility bills (electricity, water, gas, etc.)
  • Rent agreement (if applicable)

3. Income Proof:

  • Salary slips or income tax returns for salaried individuals
  • Business proof or financial statements for self-employed individuals
  • Form 16

4. Passport-size photographs

How to apply for HDFC Diners Club Privilege Credit Card

You have two convenient options to apply for the HDFC Diners Club Privilege Credit Card:

Offline Application:

  1. Visit the nearest HDFC Bank branch.
  2. Complete the offline application form.
  3. Bring necessary documents: identity, address, and income proof.

Online Application:

  1. Visit HDFC Bank’s official website.
  2. Navigate to ‘Cards’ and select ‘Credit Cards’ in the ‘Borrow’ section.
  3. Choose HDFC Diners Club Privilege Credit Card from the ‘Lifestyle’ category.
  4. Click ‘Apply now.’
  5. Fill out the digital application form online.

Frequently Asked Questions (FAQs)

1. What is HDFC Diners Club Privilege Credit Card?

The HDFC Diners Club Privilege Credit Card is a premium credit card offered by HDFC Bank. It comes with exclusive privileges, benefits, and rewards designed to enhance your lifestyle and travel experiences.

2. What are the key features of the HDFC Diners Club Privilege Credit Card?

Some key features include complimentary lounge access, milestone benefits, reward points on spending, and a range of travel and lifestyle benefits.

3. How can I apply for the HDFC Diners Club Privilege Credit Card?

You can apply for the card online through the HDFC Bank website or by visiting a local HDFC Bank branch. Ensure you meet the eligibility criteria and have the required documents.

4. What is the eligibility criteria for the HDFC Diners Club Privilege Credit Card?

Eligibility criteria typically include a minimum age, a stable income, and a good credit score. Specific requirements may vary, so it’s advisable to check with the bank for the most accurate information.

5. What is the annual fee for the HDFC Diners Club Privilege Credit Card?

The annual fee is subject to change, and it’s best to check the current fee structure on the HDFC Bank website or by contacting their customer service.

6. Can I convert my purchases into EMI using this credit card?

Yes, HDFC Diners Club Privilege Credit Card offers the option to convert your purchases into easy monthly installments (EMI) with attractive interest rates. You can check the terms and conditions for this facility.

7. How does the reward points system work on this credit card?

The card earns reward points on every eligible transaction, and these points can be redeemed for a variety of options such as air miles, hotel stays, merchandise, and more. The rewards program may have different redemption values for different categories.

8. Are there any foreign transaction fees on this credit card?

Yes, there may be foreign transaction fees associated with using the card for transactions made in a currency other than the card’s base currency. Check the terms and conditions for details.

9. How can I check my credit card statement and track my rewards?

You can access your credit card statement and track your rewards through the HDFC Bank net banking portal or the mobile banking app. Statements are typically available online, and you can view your reward points balance in your account.

10. What kind of insurance coverage does the HDFC Diners Club Privilege Credit Card offer?
The card may offer insurance coverage such as travel insurance, credit shield, and other benefits. It’s recommended to review the insurance policy document provided by the bank for specific details and coverage terms.