HDFC Bank Diners Club Rewardz Credit Card

The HDFC Diners Club Rewardz Credit Card is designed to offer customers exclusive rewards for their card transactions. For a nominal joining fee of just Rs. 1,000, you receive a welcoming bonus of 1,000 Reward Points. With this card, you earn 3 Reward Points for every Rs. 150 spent, and when you shop with partner brands, you can accumulate 10x Reward Points. These points can be redeemed for a wide range of options, including flight and hotel bookings, Air Miles, products from the catalogue, and cashback.

Key Highlights of HDFC Diners Club Rewardz Credit Card

Unlike some credit cards with limited rewards, the HDFC Diners Club Rewardz Credit Card stands out. It offers rewards on all your spending, no matter how small. For an annual fee of Rs.1,000 (excluding taxes), you get:

  • 3 Reward Points for every Rs.150 spent.
  • 1,000 Reward Points as a welcome gift and 1,000 Reward Points annually upon fee payment.
  • Redeem points for travel, lifestyle, retail, and entertainment vouchers.
  • Enjoy the flexibility to choose from over 150 airlines and hotels when booking via www.hdfcdinersclub.com.

Features and Benefits of HDFC Bank Diners Club Rewardz Credit Card

The HDFC Bank Diners Club Rewardz Credit Card offers several features and benefits:

Welcome and Renewal Benefits:

  • Receive 1,000 Reward Points upon card sign-up for a head start.
  • Enjoy an additional 1,000 Reward Points annually when you pay the card’s renewal fee.

Reward Points:

  • Earn 3 Reward Points for every Rs.150 spent.
  • Shop with partner brands for a 10x point boost.

Milestone Benefits:

  • Spend Rs.1 lakh in a year to have your renewal fee waived.

Travel Benefits:

  • Choose from 150+ airline and hotel partners on the Diners Club website.
  • Redeem Reward Points for air tickets or hotel stays (1 Point = 0.30 air miles).
  • Transfer Reward Points to frequent flyer programs like Jet Privilege and KrisFlyer miles.

Lifestyle Benefits:

  • Access a 24/7 concierge service for seamless travel assistance. Call 1800 209 4006 to use this service.

HDFC Bank Diners Club Rewardz Credit Card Fees and Charges

Here are the fees and charges associated with the HDFC Bank Diners Club Rewardz Credit Card:

1. Joining Fee: Rs.1,000
2. Renewal Fee: Rs.1,000
3. Interest Rate: 1.99% per month
4. Minimum Repayment Amount: 5% or a maximum of Rs.200
5. Cash Withdrawal Fee: 2.5% of the withdrawn amount (Minimum Rs.500)
6. Cash Advance Limit: 40% of the credit limit
7. Rewards Redemption Fee: NIL
8. Add-on Cards Charges: NIL
9. Foreign Currency Mark-Up Fee: 3.00%
10. Late Payment Charges:

  • Less than Rs.100 – Nil
  • Rs.100 to Rs.500 – Rs.100
  • Rs.501 to Rs.5,000 – Rs.500
  • Rs.5,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs.25,000 – Rs.800
  • Rs.25,000 to Rs.50,000 – Rs.1,100
  • Over Rs.50,000 – Rs.1,300

11. Over Limit Charges: 2.5% of the over-the-limit amount (Min. of Rs.550)
12. Cash Processing Fee: Rs.100 per transaction
13. Payment Return Charges: 2% of the payment amount (Minimum of Rs.450)
14. Card Re-issuance Charges: Rs.100 per instance
15. Duplicate Statement: Rs.10

HDFC Bank Diners Club Rewardz Credit Card Eligibility

To qualify for the HDFC Bank Diners Club Rewardz Credit Card, you must adhere to the following conditions:

For Salaried Individuals:

  • Age: You should be between 21 and 60 years old.
  • Income: Your net monthly income should be more than Rs 30,000 per month.

For Self-Employed Individuals:

  • Age: Your age should be between 21 and 65 years.
  • Income: Your annual income as per the Income Tax Return (ITR) should exceed Rs 3.6 lakhs per annum.

Documents Required for HDFC Bank Diners Club Rewardz Credit Card

Document requirements can differ for various applicant categories. However, typically, you will need the following:

  1. Identity documents: These may include, but are not limited to, PAN card, Aadhaar card, passport, and driver’s license.
  2. Address proof: This may include, but is not limited to, your Aadhaar card and passport.
  3. Income-related documents: These may include, but are not limited to, your most recent payslip, income tax returns, and Form 16.

How to apply for HDFC Diners Club Rewardz Credit Card

You have two options to apply for the HDFC Diners Club Black Credit Card: online and in person.

Online Application:

  • Visit HDFC Bank’s credit cards webpage.
  • Select the Diners Club Black card and complete the online application.
  • Submit the required documents.
  • Bank staff will process your application.

Offline Application:

  • Visit your nearby HDFC Bank branch.
  • Provide the essential documents for application.
  • Complete the application process in person.
  • In both cases, identity, address, and income verification are necessary steps in the application process.

Frequently Asked Questions (FAQs)

1. What is HDFC Diners Club Rewardz Credit Card?

The HDFC Diners Club Rewardz Credit Card is a premium credit card offered by HDFC Bank, providing exclusive rewards, privileges, and benefits to cardholders.

2. How can I apply for the HDFC Diners Club Rewardz Credit Card?

You can apply for the card online through the HDFC Bank website or by visiting a branch. Check the eligibility criteria and documentation requirements before applying.

3. What are the key features of the HDFC Diners Club Rewardz Credit Card?

Some key features include accelerated reward points, airport lounge access, exclusive dining privileges, and special discounts on various lifestyle categories.

4. How does the rewards program work?

Cardholders earn reward points for every eligible transaction. These points can be redeemed for a variety of options, including merchandise, air miles, hotel stays, and more.

5. What is the eligibility criteria for this credit card?

Eligibility criteria typically include age, income, and credit score requirements. Check with HDFC Bank for the most up-to-date eligibility criteria.

6. What is the annual fee for the HDFC Diners Club Rewardz Credit Card?

The annual fee varies, and there may be different variants of the card with different fee structures. Check the HDFC Bank website or contact customer service for the latest information.

7. How can I check my reward points balance?

You can check your reward points balance through HDFC NetBanking, the mobile app, or by contacting the customer care service.

8. Are there any travel benefits with this credit card?

Yes, the HDFC Diners Club Rewardz Credit Card often comes with travel benefits such as airport lounge access, travel insurance, and special discounts on travel bookings.

9. Is there a foreign transaction fee for using this credit card abroad?

Yes, there may be foreign transaction fees applicable. Check the terms and conditions or contact HDFC Bank for details on charges related to international transactions.

10. What should I do if my HDFC Diners Club Rewardz Credit Card is lost or stolen?

Contact HDFC Bank’s customer care immediately to report the loss or theft. They will guide you through the process of blocking the card and issuing a replacement.

11. How can I pay my HDFC Diners Club Rewardz Credit Card bill?

You can make payments through various channels, including NetBanking, mobile banking, cheque payments, or by visiting an HDFC Bank branch. Online payment is the most convenient and quick option.