HDFC Bank Doctor’s Regalia Credit Card

The HDFC Doctor’s Regalia Credit Card is exclusively crafted for medical professionals, aiming to enhance their lifestyle with enticing travel perks and tailor-made features. Beyond conventional retail transactions, you earn reward points for paying rent and utility bills. Additionally, the card grants you access to opulent airport lounges worldwide each year through the Priority Pass.

To cater to the international travel requirements of doctors, the card boasts a modest Foreign Currency Markup fee of 2%. Operating on a rewarding principle, you accumulate 4 Reward Points for every Rs. 150 spent on retail purchases, encompassing rent and utility bill payments.

Key Highlights of HDFC Doctor’s Regalia Credit Card

  1. Welcome Benefit: Receive 2,500 Reward Points as a welcome bonus.
  2. Earning Rewards: Earn 4 Reward Points for every Rs. 150 spent.
  3. Airport Lounge Access: Enjoy complimentary access to airport lounges worldwide with a free Priority Pass membership.
  4. Foreign Currency Markup Fee: Benefit from a low foreign currency markup fee of 2%.
  5. Protection Against Professional Negligence: The Doctor’s Regalia Credit Card provides protection up to Rs. 20 Lakh against costs arising from professional negligence.
  6. Travel Insurance for Air Accidents: Get travel insurance coverage of Rs. 1 Crore in case of air accidents.
  7. Credit Liability Cover: Avail Credit Liability Cover of up to Rs. 9 Lakhs.

Features and Benefits of HDFC Bank Doctor’s Regalia Credit Card

The HDFC Bank Doctor’s Regalia Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Enjoy a welcome gift of 2,500 reward points upon card activation.

2. Spend-based Benefits:

  • Earn 15,000 reward points when your annual expenses reach Rs.8 lakh or more during the card’s anniversary year.
  • Achieve an annual expense of Rs.5 lakh or more during your card’s anniversary year and receive 10,000 reward points.
  • Gain 4 reward points for every Rs.150 spent on education and utilities.

3. Insurance Benefits:

  • The HDFC Doctor’s Regalia Credit Card offers protection up to Rs.20 lakh, covering costs due to professional negligence.

4. Zomato Benefits:

  • Receive a complimentary Zomato Gold membership with the card.
  • Enjoy up to two free drinks at over 4,000 restaurants in India.

5. Foreign Currency Benefits:

  • Experience the lowest foreign currency mark-up (2%) on transactions made in foreign currencies.

6. Airport and Lounge Benefits:

  • Enjoy a free Priority Pass Membership, providing access to over 1,000 airport lounges worldwide.

HDFC Bank Doctor’s Regalia Credit Card Fees and Charges

Explore the fee structure for the HDFC Bank Doctor’s Regalia Credit Card and discover the financial advantages that come with it.

  1. The HDFC Bank Doctor’s Regalia Credit Card entails fees and charges amounting to Rs. 2,500, plus applicable taxes.
  2. The renewal membership fee for this card is also Rs. 2,500. However, this fee can be waived if the cardholder spends Rs. 3 Lakhs or more through the card in the preceding year.
  3. The card offers a favorable Foreign Currency markup fee of 2%.
  4. The interest rate on the HDFC Bank Doctor’s Regalia Credit Card is 3.49% per month, equivalent to an annual rate of 41.88%.
  5. Cash advance charges on the card are 2.5% of the withdrawn amount or Rs. 500, whichever is higher.

Eligibility Criteria for HDFC Bank Doctor’s Regalia Credit Card

Here are essential criteria for applying for an HDFC Bank Doctor’s Regalia Credit Card:

  1. Salaried employees must be within the age range of 21 to 60 years.
  2. To qualify for the HDFC Bank Doctor’s Regalia Credit Card as a self-employed individual, the age requirement is between 21 and 65 years.

Documents Required for HDFC Bank Doctor’s Regalia Credit Card

To apply for the HDFC Bank Doctor’s Regalia Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

2. Proof of Address:

  • Ration Card
  • Voter ID
  • Passport
  • Aadhaar card

3. Income Proof:

  • Form 16
  • Salary Slip
  • IT Returns

How To Apply for HDFC Doctor’s Regalia Credit Card?

Follow these steps to apply for the HDFC Doctor’s Regalia Credit Card:

  1. Visit HDFC Bank Website:
    Go to the official HDFC Bank website and navigate to the “Credit Cards” section.
  2. Choose Doctor’s Regalia Credit Card:
    Select the Doctor’s Regalia Credit Card from the list of available credit cards. Review the card features, benefits, and eligibility criteria to ensure it suits your needs.
  3. Fill Online Application Form:
    Complete the online application form with accurate personal and professional details. Provide necessary documents such as proof of identity, address, income, and professional qualifications as required.
  4. Submit Documents and Verify:
    Upload the necessary documents online or visit the nearest HDFC Bank branch to submit them in person. The bank will verify the information provided, including your professional credentials.
  5. Wait for Approval:
    Once you have submitted the application and necessary documents, wait for HDFC Bank to review and process your request. You will be notified of the approval status, and if approved, the Doctor’s Regalia Credit Card will be dispatched to your registered address.

Frequently Asked Questions (FAQs) –

1. What are the key features of HDFC Doctor’s Regalia Credit Card?

The Doctor’s Regalia Credit Card offers exclusive benefits such as accelerated reward points, complimentary lounge access, and specialized insurance coverage. It is tailored to meet the unique needs of doctors.

2. Can I track the status of my HDFC Bank Doctor’s Regalia Credit Card application?

Yes, you can track your application status online through the HDFC Bank website. Once you’ve submitted your application, you will be provided with a reference number that you can use for tracking.

3. Are there any annual fees for the Doctor’s Regalia Credit Card, and how can I make payments?

Information about annual fees and payment methods is available in the terms and conditions provided by HDFC Bank. Typically, there is an annual fee, and payments can be made through various channels, including online banking and at HDFC Bank branches.

4. What additional benefits does the Doctor’s Regalia Credit Card offer for medical professionals?

Apart from the standard benefits, the Doctor’s Regalia Credit Card may offer specific rewards or features tailored for medical professionals. Check the card details for information on any additional perks.

5. How do I contact HDFC Bank for queries related to my Doctor’s Regalia Credit Card?

You can reach HDFC credit card customer care through the helpline number provided on the back of your credit card or on the official HDFC Bank website. Additionally, you can visit the nearest HDFC Bank branch for assistance.