HDFC Bank Doctor’s Superia Credit Card

The HDFC Doctor’s Superia Credit Card stands out as a unique, reward-centric offering tailored to complement the busy lifestyles of medical professionals. This card allows you to accumulate reward points at an accelerated rate. It proves particularly advantageous for frequent travelers, as these earned points can be seamlessly converted into AirMiles. This, in turn, offers the flexibility to redeem the AirMiles for booking flights with over 20 international airlines or any major domestic airline. Prospective cardholders can acquire this exclusive card by submitting a joining fee of Rs. 1,000 Additionally, the card is renewable annually at a fee of Rs. 1,000, with the possibility of waiver based on your spending patterns.

Key Highlights of HDFC Doctor’s Superia Credit Card

  1. Enjoy a welcome bonus of 1,000 Reward points upon joining.
  2. Receive a renewal bonus of 1,000 Reward points when renewing your membership.
  3. Redeem your Reward Points for Airmiles with various Airlines.
  4. Earn 50% extra reward points on dining expenses, credited directly to your account.
  5. Benefit from Professional Indemnity Insurance coverage, providing up to Rs. 20 Lakhs in protection.
  6. Enjoy up to 50 interest-free days from the date of purchase.

Features and Benefits of HDFC Doctor’s Superia Credit Card

The HDFC Doctor’s Superia Credit Card offers several features and benefits:

1. Rewards Program: Earn 3 Reward Points for every Rs.150 spent on eligible retail purchases.

2. Dining Benefits: Enjoy 50% more Reward Points when dining at restaurants.

3. Insurance Coverage:

Make a minimum of 4 transactions (Rs.100 or more) monthly to receive:

  • Up to Rs.50 lakh complimentary accidental death insurance coverage.

Make a purchase of Rs.5,000 or more with Doctor’s Superia Credit Card for:

  • Purchase protection for fire and burglary, up to Rs.25,000 per item for personal portable equipment.
  • Coverage up to Rs.2 lakh for all other assets.

4. Air Voucher: Spend over Rs.5 lakh and redeem points for an air voucher worth Rs.8,000 or corresponding air miles.

5. Welcome and Renewal Benefits:

  • Receive 1,000 Reward Points as a welcome gift upon card application.
  • Earn 1,000 Reward Points each time you renew your card membership.

6. Fee Waivers:

  • Waive first-year fee by spending Rs.15,000 within the first 90 days of card set-up.
  • Spend a minimum of Rs.1 lakh in the previous year for an annual fee waiver.

7. Zero Liability: In case of loss or theft, report immediately to HDFC’s customer care. The bank will block the card, and you won’t be liable for unauthorized transactions on your card.

HDFC Doctor’s Superia Credit Card Fees and Charges

Explore the fee structure for the HDFC Doctor’s Superia Credit Card and discover the financial advantages that come with it.

  1. The HDFC Bank Doctor’s Superia Credit Card requires an annual fee of Rs 1,000.
  2. Renewing the card incurs a charge of Rs. 1000.
  3. A monthly interest rate of 3.6% or an annual rate of 42.3% is applied to the outstanding balance on this credit card.
  4. All foreign currency transactions with the HDFC Bank Doctor’s Superia Credit Card attract a Foreign Currency mark-up fee of 3.5% of the transaction amount.
  5. Cash withdrawals using the card at ATMs are subject to a fee of 2.5% of the withdrawn amount, with a minimum charge of Rs. 500.

Eligibility Criteria for HDFC Bank Doctor’s Superia Credit Card

Here are essential criteria for applying for an HDFC Bank Doctor’s Superia Credit Card:

  1. Eligibility Requirement: The candidate must hold Indian citizenship and possess a medical degree.
  2. Salaried Doctors: If the applicant is a salaried doctor, their age should fall within the range of 21 to 60 years.
  3. Self-Practicing Doctors: For self-practicing doctors, the eligible age range is between 21 to 65 years.

Documents Required for HDFC Doctor’s Superia Credit Card

To apply for the HDFC Doctor’s Superia Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. (Choose any one)

2. Residence Proof:

Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. (Choose any one)

3. Income Proof:

Salary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16, etc. (Choose any one)

How To Apply for HDFC Doctor’s Superia Credit Card?

Follow these steps to apply for the HDFC Doctor’s Superia Credit Card online:

  1. Visit HDFC Bank Website:
    Go to the official HDFC Bank website and navigate to the “Credit Cards” section. Locate the Doctor’s Superia Credit Card and click on the “Apply Now” button.
  2. Fill in Personal Information:
    Complete the online application form with accurate personal details such as your name, date of birth, contact information, and residential address. Ensure that the information matches your supporting documents.
  3. Provide Professional Details:
    Input your professional details, including your occupation, employer’s name, work experience, and annual income. As this is a specialized card for doctors, there may be specific fields related to your medical profession.
  4. Submit Documents:
    Upload the necessary documents to support your application. Typically, these may include identity proof, address proof, income proof, and documents verifying your medical profession. Make sure the documents are clear and valid.
  5. Review and Submit:
    Before final submission, review all the entered information to ensure accuracy. Once satisfied, submit the application. You may receive an application reference number for future correspondence.

Frequently Asked Questions (FAQs) –

1. What is the HDFC Doctor’s Superia Credit Card?

The HDFC Doctor’s Superia Credit Card is a specialized credit card designed for medical professionals, offering exclusive benefits and rewards tailored to their needs.

2. Who is eligible to apply for the Doctor’s Superia Credit Card?

Medical professionals, including doctors, with a minimum specified income, are eligible to apply for this credit card. The specific eligibility criteria may vary, so it’s advisable to check with the bank for the latest details.

3. What are the key features of the Doctor’s Superia Credit Card?

Features may include accelerated reward points on medical expenses, complimentary airport lounge access, fuel surcharge waiver, and specialized benefits for the medical community.

4. How can I apply for the Doctor’s Superia Credit Card?

You can apply online through the HDFC Bank website. Fill out the application form with your personal and professional details, upload the required documents, and submit the application.

5. What documents are required for the HDFC Doctor’s Superia Credit Card application process?

Typically, you may need to provide identity proof, address proof, income proof, and documents verifying your medical profession. Specific requirements can be found on the HDFC Bank website.

6. What is the credit limit offered on the Doctor’s Superia Credit Card?

The credit limit is determined based on various factors, including your income, credit history, and other financial considerations. The bank will communicate the approved credit limit upon successful application processing.

7. Are there any joining or annual fees associated with the Doctor’s Superia Credit Card?

There may be joining and annual fees applicable. Check the terms and conditions on the HDFC Bank website or contact the bank’s customer service for the most up-to-date fee information.

8. How can I check the status of my Doctor’s Superia Credit Card application?

You can check the application status online through the HDFC Bank website or contact the customer service helpline. Have your application reference number ready for efficient assistance.

9. Can I redeem the reward points for medical-related benefits?

The reward points earned on the Doctor’s Superia Credit Card can often be redeemed for a variety of benefits, including medical-related vouchers, discounts, or merchandise. Check the rewards catalog for specific redemption options.

10. Is there a helpline for Doctor’s Superia Credit Card customer support?

Yes, HDFC Bank provides a dedicated HDFC credit card customer care service helpline for Doctor’s Superia Credit Cardholders. You can find the contact details on the bank’s website or on the back of your credit card.