InterMiles HDFC Bank Diners Club Credit Card

Introduced in collaboration with intermiles.com, the InterMiles HDFC Diners Club Credit Card stands as the second card under the InterMiles umbrella, alongside the Intermiles HDFC Signature Credit Card. With an initial fee of Rs. 5,000, the card offers enticing welcome perks, including InterMiles Gold Membership, discount vouchers for flight and hotel reservations, and a potential bonus of up to 20,000 intermiles. Earning rewards in the form of Intermiles, the card grants you 8 Intermiles for every Rs. 150 spent on retail transactions, and 2x Intermiles for every Rs. 150 expended on Flight or Hotel bookings through intermiles.com.

Key Highlights of InterMiles HDFC Diners Club Credit Card

  1. Receive up to 25,000 bonus Intermiles as a welcome benefit.
  2. Enjoy a complimentary Intermiles Gold membership for the initial year.
  3. Earn an additional 10,000 bonus Intermiles annually by spending over Rs. 20,000 within the first 30 days after card renewal.
  4. Get 8 InterMiles for every Rs. 150 spent on retail purchases using your InterMiles HDFC Bank Diners Club Credit Card.
  5. Avail 2x InterMiles for every Rs. 150 spent on flight bookings at www.intermiles.com/flights and hotel bookings at www.intermiles.com/hotels.
  6. Access exclusive discount offers on Etihad Airways tickets.
  7. Enjoy unlimited access to airport lounges through the Domestic Lounge Program.

Features and Benefits of InterMiles HDFC Bank Diners Club Credit Card

The InterMiles HDFC Bank Diners Club Credit Card offers several features and benefits:

Welcome Benefits (Up to 25,000 InterMiles):

  1. Complimentary Gold Membership in the InterMiles Program for the first year.
  2. Rs. 2,000 flight and Rs. 3,000 hotel discount vouchers for the first year.
  3. Up to 16 InterMiles.
  4. 25,000 bonus InterMiles with the following breakdown:
  • 10,000 InterMiles on spending Rs. 20,000 within the first 30 days of card setup.
  • 15,000 InterMiles on a total retail spend of Rs. 1.5 lakh and above within the first 90 days.

Earning InterMiles with the InterMiles HDFC Bank Diners Club Credit Card:

  1. 8 InterMiles for every Rs. 150 spent across all categories.
  2. 16 InterMiles for every Rs. 150 spent on flight tickets via the InterMiles website.
  3. 16 InterMiles for every Rs. 150 spent on hotel bookings.
  4. Up to 10% off on Etihad Airways.

Discounts on Etihad Airways:

  1. 10% discount on Etihad Airways Business Class tickets.
  2. 5% discount on Etihad Airways Economy Class tickets.
  3. 2.5X bonus InterMiles on Etihad Airways tickets.

Special Renewal Benefit:

  1. 10,000 InterMiles on spending Rs. 20,000 within the first 30 days of the Anniversary date.
  2. Renewal discount vouchers:
  • Rs. 1,000 flight discount voucher.
  • Rs. 2,000 hotel discount voucher.

Additional Privileges:

1. Complimentary Lounge Access:

  • Unlimited access to 1,000+ domestic and international airport lounges.
  • Facilities include light refreshments, conference rooms, fax machines, etc.

2. Complimentary Dineout Passport Membership:

  • Exclusive benefits such as up to 40% off on dining.
  • Flat 25% off at 2,000+ premium restaurants.
  • Additional 15% off with the InterMiles HDFC Diners Club Credit Card.
  • 1+1 on the buffet at 200+ restaurants.
  • Early access to events and festivals like Gourmetlicious.

3. Insurance Benefits:

  • Air accident insurance cover worth Rs. 2 crore.
  • Emergency overseas hospitalization worth Rs. 50 lakh.
  • Travel insurance cover of up to Rs. 55,000 on baggage delay.
  • Credit liability cover of up to Rs. 9 lakh.

4. Other Benefits:

  • Renewal Membership Fee Waiver: Spend Rs. 8 lakh in a year and get the next year’s annual membership fee waived off.
  • Golf Benefit: Unlimited complimentary golf games at leading courses in India and select courses worldwide.
  • Interest-free Credit Period: Avail up to 50 days of interest-free credit from the date of purchase.
  • Add-on Cards: Up to 3 add-on cards for immediate family members.
  • Concierge Service: 24×7 service for reservations, referrals, car rental, business services, etc.

InterMiles HDFC Bank Diners Club Credit Card Fees and Charges

Explore the fee structure for the InterMiles HDFC Bank Diners Club Credit Card and discover the financial advantages that come with it.

1. Joining Fee: Rs. 5,000

2. Renewal Fee:

  • Initial Fee: Rs. 5,000
  • Waived off on annual spending of Rs. 8 lakh

3. Charges on Revolving Credit:

  • Monthly Rate: 1.99%
  • Annual Rate: 23.88%

4. Late Payment Charges:

  • Statement Balance Less than Rs. 100: Nil
  • Rs. 100 to Rs. 500: Rs. 100
  • Rs. 501 to Rs. 5,000: Rs. 500
  • Rs. 5,001 to Rs. 10,000: Rs. 600
  • Rs. 10,001 and Rs. 25,000: Rs. 800
  • Rs. 25,001 and Rs. 50,000: Rs. 950
  • Above Rs. 50,000: Rs. 1,300

Eligibility Criteria for InterMiles HDFC Bank Diners Club Credit Card

Here are essential criteria for applying for an InterMiles HDFC Bank Diners Club Credit Card:

Salaried Employees Eligibility:

  • Age requirement: Individuals must fall within the age range of 21 to 60 years.
  • Monthly income criteria: The minimum monthly income should be Rs. 1,75,000.

Self-Employed Individuals Eligibility:

  • Age limit: Applicants should be between 21 and 65 years of age.
  • Income Tax Return (ITR): The annual ITR should exceed 21 lakhs.

Documents Required for InterMiles HDFC Bank Diners Club Credit Card

To apply for the InterMiles HDFC Bank Diners Club Credit Card, you will typically need to provide the following documents:

1. Proof of Identity:

  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Voter’s ID
  • Overseas Citizen of India Card
  • Letters issued by the UIDAI or any other government-approved photo ID proof

2. Proof of Address:

  • Aadhaar card
  • Driver’s License
  • Passport
  • Property Registration Document
  • Job card issued by NREGA
  • Bank Account Statement
  • Any other government-approved address proof

3. Proof of Income:

  • Latest one or two salary slips (not more than 3 months old)
  • Latest Form 16
  • Last 3 months’ bank statement

How To Apply for InterMiles HDFC Diners Club Credit Card?

Follow these steps to apply for the InterMiles HDFC Diners Club Credit Card:

  1. Visit the HDFC Bank Website:
    Go to the official HDFC Bank website and navigate to the section for credit cards. Look for the InterMiles HDFC Diners Club Credit Card option.
  2. Check Eligibility:
    Before applying, check the eligibility criteria for the InterMiles HDFC Bank Diners Club Credit Card. Ensure you meet the age, income, and other requirements specified by HDFC Bank.
  3. Fill in the Online Application Form:
    Complete the online application form with accurate personal and financial details. Provide information such as your name, address, employment details, income, and contact information. Double-check the details for accuracy.
  4. Submit Supporting Documents:
    Upload the necessary supporting documents as per the bank’s requirements. This may include proof of identity, address, income, and any other documents requested by HDFC Bank. Ensure that the documents are clear and in the prescribed format.
  5. Review and Submit:
    Review the information provided in the application form and the uploaded documents. Once satisfied, submit the application. After submission, you will receive an acknowledgment and reference number. Keep these details for future reference.

Frequently Asked Questions (FAQs) –

Q: What are the key features of the InterMiles HDFC Diners Club Credit Card?

A: The InterMiles HDFC Diners Club Credit Card offers various benefits such as travel rewards, dining privileges, lounge access, and more. It is designed to enhance the travel and lifestyle experience of cardholders.

Q: How can I apply for the InterMiles HDFC Bank Diners Club Credit Card?

A: To apply for the card, visit the HDFC Bank website, navigate to the credit card section, and choose the InterMiles HDFC Bank Diners Club Credit Card. Fill in the online application form, submit supporting documents, and await the bank’s processing.

Q: What eligibility criteria do I need to meet to apply for this credit card?

A: The eligibility criteria typically include age, income, and credit score requirements. Check the specific criteria on the HDFC Bank website or contact the bank for accurate information.

Q: What documents are required for the InterMiles HDFC Diners Club Credit Card application?

A: Commonly required documents include proof of identity, address, and income. Specific documents may include PAN card, Aadhaar card, salary slips, and more. Refer to the bank’s guidelines for the complete list.

Q: What are the travel benefits associated with this credit card?

A: The InterMiles HDFC Bank Diners Club Credit Card provides travel benefits such as air miles accumulation, redemption options for flights and hotels, and airport lounge access. These benefits may vary, so it’s advisable to review the card’s terms and conditions.

Q: Are there any annual fees for the InterMiles HDFC Bank Diners Club Credit Card?

A: Credit card fees, including annual fees, may be applicable. Refer to the HDFC Bank website or contact their customer service to get the latest information on fees and charges associated with the card.

Q: How can I check the status of my InterMiles HDFC Bank Diners Club Credit Card application?

A: After submitting your application, you can check the status online through the HDFC Bank website or by contacting the bank’s customer service. Use the reference number provided during the application process.

Q: Can I convert my InterMiles into other reward points or benefits?

A: The ability to convert InterMiles into other reward points or benefits may depend on the terms and conditions of the credit card. Review the rewards program details or contact HDFC credit card customer care for specific information on point conversion options.