InterMiles HDFC Bank Signature Credit Card

The InterMiles HDFC Signature Credit Card stands out among the co-branded HDFC Bank Credit Cards, being a collaborative effort with intermiles.com. This card offers unique InterMiles incentives based on spending, along with diverse travel and dining advantages. Each year, cardholders enjoy 16 free visits to airport lounges through either the VISA Lounge Program or MasterCard Lounge Program. Additionally, they gain complimentary access to 5 International Lounges via the Priority Pass. To further enhance the dining experience, the card includes an exclusive Dineout Passport membership, presenting enticing dining offers for its customers.

Key Highlights of InterMiles HDFC Signature Credit Card

  1. Enjoy a welcome benefit of up to 8,000 InterMiles with the InterMiles HDFC Signature Credit Card.
  2. Earn 6 Inter Miles for every Rs. 150 spent on retail purchases.
  3. Get 2x Inter Miles for every Rs. 150 spent on flight bookings on the intermiles website.
  4. Avail 2x Inter Miles for every Rs. 150 spent on hotel bookings at www.intermiles.com/hotels.
  5. Receive a complimentary Priority Pass membership.
  6. Benefit from 16 complimentary domestic lounge visits annually.
  7. Enjoy 5 free visits to international lounges each year through the Priority Pass membership.
  8. Access an exclusive Dine out Passport membership.
  9. The renewal fee is waived off on spending Rs. 3 lakhs or more in the previous year.
  10. Enjoy a 1% fuel surcharge waiver.

Features and Benefits of InterMiles HDFC Bank Signature Credit Card

The InterMiles HDFC Bank Signature Credit Card offers several features and benefits:

1. Welcome Benefits:

  • 8,000 InterMiles on Joining.
  • Given as a welcome gift upon card activation.

2. Complimentary InterMiles Silver Membership:

  • Included as part of the welcome benefits.
  • Bonus InterMiles (8,000 in total).
  • 3,000 InterMiles on spending Rs. 6,000 within the first 30 days.
  • 5,000 InterMiles on total retail spend of Rs. 90,000 and above within the first 90 days.

3. Discount Vouchers:

  • Rs. 750 off on return flight tickets booked via InterMiles website for the first year.
  • Rs. 2,000 off on hotel bookings for the first year.
  • Renewal benefits apply on realization of the membership fee.

4. Earning InterMiles: Up to 12 InterMiles:

  • 6 InterMiles per Rs. 150 on all spends.
  • 12 InterMiles per Rs. 150 on flight bookings via InterMiles website.
  • 12 InterMiles per Rs. 150 on hotel bookings via InterMiles website.
  • 3,000 InterMiles on spending Rs. 6,000 within the first 30 days of the Anniversary date.

5. Etihad Airways Discounts:

  • Discounts on ticket bookings via InterMiles website:
  • 5% off on Economy Class.
  • 10% off on Business Class.
  • 2.5X reward points on Etihad Airways ticket bookings.

6. Complimentary Lounge Access:

  • Priority Pass Membership with 5 free international lounge visits yearly.
  • 16 free domestic lounge visits under Visa Lounge Access Program per year.

7. Renewal Benefit:

  • Spend Rs. 3 lakh within 12 months of card setup or renewal to waive the next year’s renewal fee.

8. Complimentary Dineout Membership:

  • Up to 35% off on dining for spending Rs. 75,000 or more quarterly.
  • Benefits include flat 25% off at premium restaurants, additional 10% off on InterMiles HDFC Bank Signature Club Credit Card, 1+1 on buffets at selected restaurants, and early access to events.

9. Other Credit Card Benefits:

  • Up to 50 days of free credit period.
  • Zero lost card liability cover.
  • Up to 3 add-on cards on one primary card.

InterMiles HDFC Bank Signature Credit Card Fees and Charges

Explore the fee structure for the InterMiles HDFC Bank Signature Credit Card and discover the financial advantages that come with it.

  1. The Intermiles HDFC Signature Credit Card has an annual fee of Rs. 2,500, which can be avoided by spending Rs. 3 lakhs or more in the preceding year.
  2. The credit card carries an interest rate of 3.6% per month, equivalent to 43.8% annually.
  3. For international transactions, the HDFC Intermiles Signature Card imposes a 2% foreign currency markup fee. This fee is applicable whenever a transaction occurs in a different currency using the credit card.
  4. Cash advances on the Intermiles HDFC Signature card incur a charge of 2.5% of the withdrawn amount, with a minimum fee of Rs. 500. This fee is applied when cash is withdrawn using the credit card.

Eligibility Criteria for InterMiles HDFC Bank Signature Credit Card

Here are essential criteria for applying for an InterMiles HDFC Bank Signature Credit Card:

1. Age Criteria:

  • Applicants must be between 21 and 60 years old.
  • The age range has been extended to 65 years.

2. Income Requirements:

  • A minimum monthly income of Rs. 90,000 is necessary.
  • Alternatively, a minimum annual income of Rs. 12,00,000 is required, as per the Income Tax Return (ITR).

Documents Required for InterMiles HDFC Bank Signature Credit Card

To apply for the InterMiles HDFC Bank Signature Credit Card, you will typically need to provide the following documents:

1. Identification Documents:

2. Personal Identification and Travel Documents:

  • Ration Card
  • Aadhaar Card
  • Voter ID
  • Passport

3. Financial and Income Verification Documents:

  • Salary Slip
  • Form 16
  • Income Tax Returns

How To Apply for InterMiles HDFC Signature Credit Card?

Follow these steps to apply for the InterMiles HDFC Signature Credit Card:

  1. Go to HDFC Bank’s official website.
  2. Navigate to the ‘Borrow’ section.
  3. Choose ‘Credit Cards’ from the options.
  4. Within the ‘Travel’ category, pick the ‘Intermile HDFC Signature Credit Card.’
  5. Click on ‘Apply Online’ to initiate the application.
  6. Begin the application process by providing your mobile number and completing the captcha.
  7. Complete all necessary fields with the required information.
  8. Submit the application to finalize the process.

Frequently Asked Questions (FAQs) –

Q1: What is the InterMiles HDFC Bank Signature Credit Card?

A: The InterMiles HDFC Bank Signature Credit Card is a credit card offered in collaboration with InterMiles, providing various benefits related to travel and lifestyle.

Q2: What are the key features of the InterMiles HDFC Bank Signature Credit Card?

A: Some key features include travel benefits, reward points, airport lounge access, and exclusive privileges with InterMiles partners.

Q3: How can I apply for the InterMiles HDFC Bank Signature Credit Card?

A: Visit the HDFC Bank official website, go to the ‘Borrow’ section, select ‘Credit Cards,’ choose the InterMiles HDFC Bank Signature Credit Card under the Travel category, and click on ‘Apply Online.’

Q4: What travel benefits does the InterMiles HDFC Bank Signature Credit Card offer?

A: The card provides travel-related benefits such as reward points on travel spending, discounts on flight bookings, and access to airport lounges.

Q5: How do I earn and redeem InterMiles with this credit card?

A: You earn InterMiles for eligible transactions, and these can be redeemed for flight tickets, hotel stays, or other travel-related expenses through the InterMiles program.

Q6: Is there an annual fee for the InterMiles HDFC Bank Signature Credit Card?

A: Check the HDFC Bank website or contact customer service for the most up-to-date information on annual fees and any associated charges.

Q7: What privileges come with the InterMiles HDFC Bank Signature Credit Card?

A: Cardholders enjoy privileges such as exclusive discounts, access to airport lounges, and special offers with InterMiles partners.

Q8: Can I track my InterMiles and credit card transactions online?

A: Yes, HDFC Bank provides online banking services, allowing you to monitor your credit card transactions, check InterMiles balance, and manage your account.

Q9: What should I do if my InterMiles HDFC Bank Signature Credit Card is lost or stolen?

A: Contact HDFC credit card customer care service immediately to report the loss or theft, and they will guide you through the process of blocking the card and issuing a replacement.

Q10: Are there any foreign transaction fees associated with the InterMiles HDFC Bank Signature Credit Card?

A: Check the terms and conditions of the credit card to understand any foreign transaction fees that may apply, as these can vary based on the card agreement.