Marriott Bonvoy HDFC Bank Credit Card

The initial co-branded hotel credit card in the country is the Marriott Bonvoy HDFC Credit Card, featuring a joining and annual fee of Rs. 3000 plus taxes. It provides cardholders, particularly devoted Marriott customers, with a range of value-added benefits and privileges.

With over 30 hotel brands globally, Marriott offers a complimentary Silver Elite status alongside the card. This status brings advantages such as discounted hotel stays, complimentary stays, and dining offers. As a welcome perk, cardholders receive a Free Award Night, valid for one year. Additionally, upon achieving specific spending milestones, users can earn up to 3 additional award nights.

Key Highlights of Marriott Bonvoy HDFC Credit Card

1. Welcome Benefit: Enjoy a complimentary Free Night Award as a welcome benefit, valid for one year, at participating Marriott hotels.
2. Elite Status and Night Credits: Receive complimentary Marriott Bonvoy Silver Elite status, accompanied by 10 Elite Night credits annually.
3. Points on Marriott Hotel Spends: Earn 8 Marriott Bonvoy points for every expenditure at participating Marriott hotels.
4. Reward Points for Other Categories:

  • Gain 4 reward points for travel, entertainment, and dining spends.
  • Acquire 2 reward points for all other types of expenditures.

5. Bonus Free Night Awards: Unlock up to 3 bonus Free Night Awards upon reaching specified spending milestones.
6. Lounge Access: Enjoy the luxury of 12 complimentary domestic and international lounge access privileges.
7. Golf Benefits: Access two complimentary golf courses and golf lessons per quarter globally.

Features and Benefits of Marriott Bonvoy HDFC Credit Card

The HDFC Bank Marriott Bonvoy Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Exclusive privileges on stays at Marriott Hotels.
  • Free Night Award (up to 15,000 Marriott Bonvoy Points).
  • Complimentary Marriott Bonvoy Silver Elite Status (typically earned after 10 nights at Marriott hotels).
  • 10 Elite Night Credits for room and membership upgrades under the Marriott Bonvoy Program.

Note: Elite Night Credits may be more suitable for solo travelers than those sharing card benefits with family members.

2. Reward Points:

  • Earn Marriott Bonvoy Points for spending.
  • 8 Points per Rs. 150 at participating Marriott Bonvoy hotels.
  • 4 Points per Rs. 150 on travel, dining, and entertainment.
  • 2 Points per Rs. 150 on other applicable purchases.
  • Exemptions for earning points on specific transactions.

3. Complimentary Lounge Access:

  • 12 complimentary lounge accesses annually outside India.
  • 12 complimentary lounge accesses annually within India at both domestic and international terminals.
  • Superior lounge access compared to other credit cards in the same fee range, such as SBI Card Prime and HDFC Regalia Gold.

4. Milestone Benefits:

  • Free Night Award on spending Rs. 6 lakh in an anniversary year.
  • Additional Free Night Awards on spending Rs. 9 lakh and Rs. 15 lakh in an anniversary year.

Marriott Bonvoy HDFC Credit Card Fees and Charges

Explore the fee structure for the HDFC Marriott Bonvoy Credit Card and discover the financial advantages that come with it.

  1. The credit card entails both a joining fee and an annual fee, both amounting to Rs. 3000 plus applicable taxes.
  2. An interest rate of 3.6% per month is levied on the credit card for outstanding balances.
  3. For cash withdrawals, a fee is imposed at 2.5% of the withdrawn amount, with a minimum charge of Rs. 500, whichever is higher.
  4. The credit card imposes a forex markup fee of 3.5% on the transaction amount for foreign currency transactions.

Eligibility Criteria for Marriott Bonvoy HDFC Credit Card

Here are essential criteria for applying for an Marriott Bonvoy HDFC Bank Credit Card:

  1. Self-employed individuals in India must fall within the age range of 21 to 65 years.
  2. Their annual Income Tax Return (ITR) should exceed Rs. 15 Lakhs per year.
  3. Salaried citizens in India should be in the age group of 21 to 60 years.
  4. They need to have a gross monthly income surpassing Rs. 1 Lakh.

Documents Required for Marriott Bonvoy HDFC Credit Card

To apply for the Marriott Bonvoy HDFC Credit Card, you will typically need to provide the following documents:

1. Proof of Identity:

  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Person of Indian Origin Card
  • Job card issued by NREGA

2. Proof of Address:

  • Aadhaar card
  • Driver’s License
  • Passport
  • Utility Bill (not more than 3 months old)
  • Property Registration Document
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Bank Account Statement

3. Proof of Income:

  • Latest one or two salary slips (not more than 3 months old)
  • Latest Form 16
  • Last 3 months’ bank statement

How To Apply for Marriott Bonvoy HDFC Credit Card?

Follow these steps to apply for the Marriott Bonvoy HDFC Credit Card online:

1. Visit HDFC Bank Website:

  • Navigate to the official HDFC Bank website using your preferred web browser.

2. Explore Credit Card Section:

  • Locate the credit card section on the HDFC Bank website.
  • Look for the Marriott Bonvoy credit card among the available options.

3. Check Eligibility and Features:

  • Review the eligibility criteria for the HDFC Marriott Bonvoy Credit Card.
  • Familiarize yourself with the features, benefits, and associated terms and conditions.

4. Online Application:

  • Click on the “Apply Now” or “Online Application” button for the Marriott Bonvoy credit card.
  • Fill in the required information, including personal details, contact information, employment details, and financial information.

5. Submit Documents and Verification:

  • Upload the necessary documents as specified by HDFC Bank.
  • Complete the identity verification process, which may include providing proof of identity, address, and income.

Frequently Asked Questions (FAQs) –

Q: What is the HDFC Marriott Bonvoy Credit Card?

A: The HDFC Marriott Bonvoy Credit Card is a co-branded credit card that offers exclusive benefits and rewards associated with Marriott Bonvoy, a loyalty program for Marriott International.

Q: How can I apply for the HDFC Bank Marriott Bonvoy Credit Card?

A: You can apply for the card by visiting the HDFC Bank official website, navigating to the credit card section, and selecting the Marriott Bonvoy credit card. Follow the online application process and submit the required documents.

Q: What are the key features of the Marriott Bonvoy HDFC Bank Credit Card?

A: The card comes with features such as Marriott Bonvoy membership, accelerated reward points on Marriott spends, complimentary annual nights, and various travel and lifestyle benefits.

Q: What documents do I need to submit during the application process?

A: Typically, you will need to provide proof of identity, address, and income. This may include PAN card, Aadhaar card, salary slips, and other documents as specified by HDFC Bank.

Q: How does the Marriott Bonvoy reward system work on this credit card?

A: Cardholders earn Marriott Bonvoy points for eligible transactions, and these points can be redeemed for hotel stays, travel, and other lifestyle rewards within the Marriott Bonvoy program.

Q: Are there any annual fees associated with the Marriott Bonvoy HDFC Bank Credit Card?

A: Check the terms and conditions for the most accurate information. Some credit cards may have annual fees, while others may offer fee waivers based on spending patterns.

Q: What is the validity of the complimentary annual nights offered with the card?

A: The validity period for the complimentary annual nights may vary. Refer to the card’s terms and conditions or contact HDFC Bank for specific details.

Q: How can I check my Marriott Bonvoy HDFC Bank Credit Card account balance and transactions?

A: You can monitor your credit card account through HDFC Bank’s online banking portal, mobile app, or by contacting the customer service helpline.

Q: What travel and lifestyle benefits come with the Marriott Bonvoy HDFC Bank Credit Card?

A: The card may offer benefits such as airport lounge access, discounts on dining, and exclusive privileges at Marriott properties. Check the card’s features for detailed information.

Q: How can I contact HDFC Bank for queries related to my Marriott Bonvoy Credit Card?

A: You can contact HDFC credit card customer care service through the helpline provided on the back of your credit card or visit the bank’s official website for contact information.