Shoppers Stop Black HDFC Credit Card

Experience the Shopper’s Stop Black HDFC Bank Credit Card, tailored for shopping enthusiasts. Elevate your style with exciting year-round benefits and rewards, designed for those who crave fashion. Earn generous First Citizen Points on Shopper’s Stop and other brands, plus enjoy a complimentary First Citizen BLACK membership. This card caters to high-spending customers, aligning with the increased footfall at Shopper’s Stop. Joining and renewal fees for this card amount to Rs. 5,000.

Key Highlights of Shoppers Stop Black HDFC Bank Credit Card

Key Highlights of Shoppers Stop Black HDFC Bank Credit Card:

  1. Enjoy a complimentary First Citizen BLACK membership.
  2. Earn 20 First Citizen Points when you shop Shoppers Stop private label brands.
  3. Gain 15 First Citizen Points on all other Shoppers Stop brand purchases.
  4. Receive 16 free domestic lounge accesses yearly (4 per quarter).
  5. Collect 5 First Citizen Points on non-Shoppers Stop purchases.

Features and Benefits of Shoppers Stop Black HDFC Credit Card

The Shoppers Stop Black HDFC Credit Card offers several features and benefits:

Card Type: Shoppers Stop Black HDFC Bank Credit Card

First Citizen Points:

  • Complimentary FC Black membership worth Rs 4,500
  • Earn 20 First Citizen Points for every Rs 150 spent on Shoppers Stop Private label brands (capped at 2,000 points/month)
  • Earn 15 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands (capped at 2,000 points/month)
  • Earn 5 First Citizen Points for every Rs 150 spent on all other non-fuel and non-wallet expenses
  • 1 FC point = 60 paise

T&C (w.e.f 1st Jan, 2023):

  • Grocery spend rewards capped at 1,000 points/month per customer
  • No rewards on rental and government category payments
  • 1% fee on the 2nd rental transaction every calendar month
  • 1% mark-up on all International DCC transactions

Additional Features:

  • Zero lost card liability
  • Lounge access: 16 domestic and 8 international per year
  • 1% fuel surcharge waiver up to ₹500 per statement cycle
  • ₹1,500 Shoppers Stop voucher on ₹5,000+ shopping (w.e.f. 5th Dec, 2022)
  • Smart EMI option
  • Contactless payment option (up to ₹5,000 without PIN)

Please note that terms and conditions apply.

Shoppers Stop Black HDFC Bank Credit Card Fees and Charges

Here are the fees and charges associated with the Shoppers Stop Black HDFC Bank Credit Card:

  • No spend-based waiver
  • Zero rewards redemption fee
  • Foreign currency markup: 3.5% (plus taxes)
  • Interest rates: 3.6% per month (43.2% annually)
  • Fuel surcharge: 1% waiver (up to Rs. 500 per statement cycle)
  • Cash advance charges: 2.5% of withdrawal amount or Rs. 500 (whichever is higher)
  • No add-on card fee.

Shoppers Stop Black HDFC Credit Card Eligibility

To qualify for the Shoppers Stop Black HDFC Credit Card, you must adhere to the following conditions:

For Salaried Indian Nationals:

  • Age: Minimum 21 years, maximum 60 years.
  • Net Monthly Income: Must exceed ₹2,00,000.

For Self-employed Indian Nationals:

  • Age: Minimum 21 years, maximum 65 years.
  • Income: Minimum ITR (Income Tax Return) of ₹8 Lakhs per annum.

Documents Required for Shoppers Stop Black HDFC Bank Credit Card

To apply for the Shoppers Stop Black HDFC Bank Credit Card, you must provide the following documents:

1. Proof of Identity:

  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Overseas Citizen of India Card
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Letters issued by the UIDAI or any other government-approved photo ID proof

2. Proof of Address:

  • Aadhaar card
  • Driver’s License
  • Passport
  • Utility Bill not more than 3 months old
  • Ration Card
  • Property Registration Document
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Bank Account Statement or any other government-approved address proof

3. Proof of Income:

  • Latest one or two salary slips (not more than 3 months old)
  • Latest Form 16
  • Last 3 months’ bank statement

How to apply for Shoppers Stop Black HDFC Credit Card

To apply for the Shoppers Stop Black HDFC Credit Card, follow these steps:

1. Eligibility Check: Ensure you meet the eligibility criteria, such as age, income, and credit score requirements, set by HDFC Bank for this specific credit card.

2. Documentation: Gather the necessary documents, including proof of identity, address, and income. Refer to the list provided by HDFC Bank.

3. Online Application:

  • Visit the HDFC Bank official website.
  • Navigate to the credit cards section.
  • Find and select the Shoppers Stop Black HDFC Credit Card.
  • Click on the “Apply Now” or “Apply Online” button.
  • Fill out the application form with accurate personal and financial information.

4. Submission: Review the application form for accuracy and completeness. Ensure all required documents are attached.

5. Application Submission: Submit your application form and documents online.

6. Application Verification: HDFC Bank will verify your application and documents. This may include a credit check.

7. Approval: If your application is approved, HDFC Bank will notify you of the approval and the credit limit granted.

8. Card Delivery: After approval, the credit card will be delivered to your registered address.

Frequently Asked Questions (FAQs)

1. What is the Shoppers Stop Black HDFC Bank Credit Card?

The Shoppers Stop Black HDFC Bank Credit Card is a co-branded credit card offered in partnership with Shoppers Stop, a leading retail chain in India. It provides exclusive benefits, rewards, and discounts for cardholders when shopping at Shoppers Stop and its affiliated outlets.

2. How can I apply for the Shoppers Stop Black HDFC Bank Credit Card?

You can apply for the card online through the official HDFC Bank website or by visiting a HDFC Bank branch. The application process usually involves filling out an online form and submitting necessary documents.

3. What are the key features of the Shoppers Stop Black HDFC Bank Credit Card?

Some key features include accelerated reward points on Shoppers Stop purchases, welcome benefits, milestone rewards, dining discounts, and fuel surcharge waiver. Refer to the official terms and conditions for a comprehensive list of features.

4. What is the eligibility criteria for this credit card?

Eligibility criteria may include factors such as age, income, credit score, and others. It is advisable to check with HDFC Bank for the specific eligibility requirements for the Shoppers Stop Black HDFC Bank Credit Card.

5. How do the reward points work on this credit card?

Cardholders earn reward points on every transaction, especially on Shoppers Stop purchases. These points can be redeemed for discounts or merchandise. The details on earning and redemption can be found in the card’s reward program terms.

6. What are the annual fees and charges associated with the Shoppers Stop Black HDFC Bank Credit Card?

The annual fees, renewal fees, and other charges vary. Refer to the terms and conditions provided by HDFC Bank for the most up-to-date information on fees and charges.

7. Is there a joining bonus with this credit card?

Typically, credit cards offer joining bonuses to new cardholders. Check the latest promotions from HDFC Bank to know about any current joining bonuses or welcome offers.

8. How can I check my Shoppers Stop Black HDFC Bank Credit Card statement?

You can view your credit card statement online through the HDFC Bank net banking portal. Statements are also sent to the registered email address. Additionally, you can opt for SMS alerts for transaction updates.

9. What is the validity of the reward points earned on this credit card?

Reward points usually have a validity period. Check the terms and conditions to understand the expiration policy and make sure to redeem your points before they expire.

10. How can I contact customer support for the Shoppers Stop Black HDFC Bank Credit Card?

For any queries or assistance, you can contact HDFC Bank’s customer care through the phone number provided on the official website or visit the nearest HDFC Bank branch.