HDFC Solitaire Credit Card

HDFC Bank offers the Solitaire Credit Card, designed for women professionals along with the Premium Credit Card. The Solitaire Card comes with a modest annual fee of Rs. 500 and includes a complimentary wellness package. Cardholders earn 3 Reward Points for every Rs. 150 spent and enjoy accelerated points on grocery and dining expenses. Additionally, the card offers an annual bonus of 1,000 reward points upon renewal, which can be redeemed for a variety of products, vouchers, airmiles, or cashback.

Key Highlights of HDFC Bank Solitaire Credit Card

Key Highlights of HDFC Bank Solitaire Credit Card:

  1. Yearly free shopping vouchers.
  2. Earn reward points for grocery and dining expenses.
  3. Enjoy appealing travel benefits.

Features and Benefits of HDFC Solitaire Credit Card

The HDFC Solitaire Credit Card offers several features and benefits:

  1. Reward Points: You earn 3 points for every Rs. 150 spent, with a 50% bonus on grocery and dining purchases.
  2. Milestone Advantage: Spend Rs. 75,000 every six months to get a Rs. 1,000 shopping voucher, up to two vouchers annually.
  3. Redeeming for Air Miles: Convert reward points into InterMiles or KrisFlyer Miles.
  4. Incentive to Money: Pay bills with points (100 points = Rs. 20). Spend Rs. 5 lakh yearly, get over Rs. 4,000 in cashback.
  5. Yearly Fee Waiver: Spend Rs. 50,000 in a calendar year for an annual fee waiver.
  6. Fuel Surcharge Waiver: Enjoy 1% fuel surcharge waiver at all Indian petrol stations for transactions between Rs. 400 and Rs. 5,000 (Max waiver of Rs. 250 per statement cycle).

HDFC Bank Solitaire Credit Card Fees and Charges

Here are the fees and charges associated with the HDFC Bank Solitaire Credit Card:

Interest:

  • Interest is levied on overdue balances beyond the due date. Initially, it was 3.49% per month. However, as of September 1, 2020, it increased to 3.6% per month (equivalent to 43.2% annually).

Annual Fees:

  • The annual fee is ₹500 plus GST. Spend ₹50,000 within a year to have the next year’s annual fee waived.

HDFC Solitaire Credit Card Eligibility

To qualify for the HDFC Solitaire Credit Card, you must adhere to the following conditions:

  1. If you’re a salaried person, your age should range from 21 to 60 years.
  2. If you’re self-employed, your age must fall within the 21 to 65 years.

Documents Required for Solitaire Credit Card HDFC Bank

To apply for the Solitaire Credit Card HDFC Bank, you must provide the following documents:

  1. Identity Proof: Voter ID, Aadhar Card, Passport, PAN Card, Driving License, etc.
  2. Address Proof: Utility bills, passport, Aadhar Card, rent agreement, driving license, flat maintenance bills, Ration Card, etc.
    Copy of PAN Card
  3. Income Proof: Latest bank statements, the most recent month’s salary slips, or the latest audited ITR.

How to apply for HDFC Bank Solitaire Credit Card

You have two convenient options to apply for the HDFC Bank Solitaire Credit Card:

  1. For an offline application, visit your nearest HDFC Bank branch, complete a physical application form, and bring all necessary documents.
  2. If you prefer an online application, follow these simple steps:
  • Visit the HDFC Bank’s official website.
  • Go to the ‘Borrow’ section and select ‘Credit Cards.’
  • Explore the categorized credit cards page.
  • Under ‘Other Cards,’ locate the ‘HDFC Solitaire Credit Card.’
  • Click on ‘Know More,’ then ‘Apply Online.’
  • Provide your mobile number and complete the captcha.
  • Fill in the required details and submit the form.

Frequently Asked Questions (FAQs)

1. What is the HDFC Bank Solitaire Credit Card?

The HDFC Bank Solitaire Credit Card is a premium credit card designed exclusively for women, offering a range of benefits such as reward points, shopping vouchers, and lifestyle privileges.

2. How can I apply for the HDFC Bank Solitaire Credit Card?

You can apply for the HDFC Bank Solitaire Credit Card online through the official HDFC Bank website or by visiting the nearest HDFC Bank branch.

3. What are the key features of the HDFC Bank Solitaire Credit Card?

The key features include accelerated reward points on shopping, dining, and grocery spends, milestone benefits, fuel surcharge waiver, and access to exclusive lifestyle privileges.

4. What is the eligibility criteria for the HDFC Bank Solitaire Credit Card?

The eligibility criteria typically include age, income, and credit score requirements. It is advisable to check the specific eligibility criteria on the HDFC Bank website or contact the bank directly.

5. What are the annual fees and charges associated with the HDFC Bank Solitaire Credit Card?

The annual fees, joining fees, and other charges may vary. Refer to the HDFC Bank website or the terms and conditions document for the most up-to-date information on fees and charges.

6. How does the rewards program work on the HDFC Bank Solitaire Credit Card?

The Solitaire Credit Card usually offers accelerated reward points on select categories such as shopping, dining, and grocery spends. These points can be redeemed for a variety of rewards, including vouchers and merchandise.

7. Is there a welcome bonus with the HDFC Bank Solitaire Credit Card?

HDFC Bank often provides a welcome bonus in the form of reward points or other benefits for new cardholders. Check the latest promotions and offers on the official website for details.

8. Does the HDFC Bank Solitaire Credit Card offer any insurance coverage?

Some credit cards come with insurance coverage. Check the terms and conditions of the Solitaire Credit Card to understand if it provides any insurance benefits, such as travel insurance or purchase protection.

9. How can I check my HDFC Bank Solitaire Credit Card statement and make payments?

You can check your credit card statement and make payments through the HDFC Bank net banking portal, mobile app, or by visiting the nearest HDFC Bank branch.

10. What is the customer care helpline for HDFC Bank Solitaire Credit Card?

For any queries or assistance related to the Solitaire Credit Card, you can contact the HDFC Bank customer care helpline. The contact details are usually provided on the back of the credit card or on the official website.