HDFC Bank Titanium Times Credit Card

The HDFC Titanium Times Credit Card stands as a collaborative effort between HDFC Bank and The Times Group, offering a unique blend of dining and entertainment perks. Tailored especially for avid moviegoers and frequent diners, this co-branded credit card ensures a delightful experience.

For cinema enthusiasts, the card presents a generous 25% discount (up to Rs. 350) on movie tickets, while weekday dining outings come with accelerated Reward Points. The HDFC Titanium Times Credit Card not only elevates your dining and movie experiences but also extends a warm welcome with a complimentary Times Prime membership.

Key Highlights of HDFC Titanium Times Credit Card

  1. Annual Membership Gift: Times Prime annual membership is offered as a welcome gift.
  2. Renewal Fee Waiver: Renewal fee waived off with a minimum annual expenditure of Rs. 1.5 lakh.
  3. Year-Round Discounts: Enjoy round-the-year discounts at select dining, wellness, shopping, and travel partners.
  4. Dining Rewards: Earn 5 Reward Points for every Rs. 150 spent on dining during weekdays.
  5. Movie Ticket Discounts: Avail a 25% discount (up to Rs. 350 per transaction) on movie tickets through BookMyShow.
  6. General Spending Rewards: Gain 2 Reward Points for every Rs. 150 spent using this card.
  7. Versatile Discounts: Enjoy up to 20% off on online and offline shopping, wellness services, and hotel stays at selected partners.
  8. Daily GPS Offers: Receive daily location-based offers through live GPS tracking.

Features and Benefits of HDFC Titanium Times Credit Card

The HDFC Titanium Times Credit Card offers several features and benefits:

1. Welcome Gift:

  • Initiate your journey with the Titanium Times card by selecting a welcome benefit from a diverse range, including gift vouchers in popular categories such as apparel, shopping, dining, movies, wellness, and hotels.
  • Explore the HDFC Titanium Times Card website to choose a welcome gift tailored to your location and offer preferences.

2. Movie and Dining Offers:

  • The HDFC Titanium Times Credit Card unlocks year-round discounts and exclusive offers at participating dining and movie establishments in your city.
  • Discover exclusive dining and movie offers by visiting www.hdfcbank.timescard.com and exploring deals with partner establishments in your city.

3. Reward Points Program:

  • Earn 2 points for every Rs.150 spent on all retail purchases.
  • Enjoy a higher reward rate of 5 points for every Rs.150 spent on dining during weekdays (Monday to Friday).
  • Redeem your accumulated reward points for exclusive gifts from the HDFC rewards catalogue.
  • Accrued points remain valid for 2 years from the date of accumulation.

Note: Retail transactions converted to SmartEMI plans do not qualify for reward points. Points initially awarded will be reversed upon conversion to this plan.

4. Contactless Payment:

  • The HDFC Titanium Times Credit Card features a contactless payment facility, offering swift, convenient, and secure transactions at retail outlets.
  • Experience the contactless feature for purchases below Rs.2,000 by identifying the contactless symbol on your card and using it at merchant locations that accept contactless cards.

5. Zero Liability on Lost Card:

  • In the unfortunate event of a lost or stolen card, report it within 24 hours to benefit from zero liability on any fraudulent transactions thereafter.

HDFC Titanium Times Credit Card Fees and Charges

Explore the fee structure for the HDFC Titanium Times Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: Rs. 500
  2. Annual Fee: Rs. 500
  3. Interest Rate: 3.49% per month
  4. Interest-Free Period: Up to 50 days
  5. Cash Withdrawal Fee: 2.5% of the withdrawn amount (Minimum Rs. 500)
  6. Cash Advance Limit: 40% of the credit limit
  7. Rewards Redemption Fee: Rs. 99 per request
  8. Late Payment Charges:
  • Less than Rs. 100 – None
  • Rs. 100 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 5,000 – Rs. 500
  • Rs. 5,001 to Rs. 10,000 – Rs. 600
  • Rs. 10,001 and Rs. 25,000 – Rs. 800
  • For more than Rs. 25,000 – Rs. 950

Eligibility Criteria for HDFC Titanium Times Credit Card

Here are essential criteria for applying for an HDFC Titanium Times Credit Card:

1. Eligibility Criteria: Applicants must fall into one of two categories: salaried or self-employed.
2. Age Requirements:

  • Salaried individuals should be between 21 and 60 years old.
  • Self-employed individuals should be between 21 and 65 years old.

3. Financial Qualifications:

  • All applicants are required to possess a positive credit history.
  • A stable and consistent income source is essential for eligibility.

Documents Required for HDFC Titanium Times Credit Card

To apply for the HDFC Titanium Times Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Aadhar Card
  • Voter’s ID
  • Passport
  • Driving License
  • PAN Card

2. Address Proof:

  • Latest month’s electricity/telephone/water bills
  • Aadhar Card
  • Passport
  • Ration Card

3. Income Proof:

  • Latest bank statements
  • Salary slips (for salaried individuals)
  • Latest audited Income Tax Return (ITR) (for self-employed individuals)

How To Apply for HDFC Titanium Times Credit Card?

Follow these steps to apply for the HDFC Titanium Times Credit Card:

  1. Go to HDFC Bank’s official website.
  2. Navigate to the ‘Borrow’ section.
  3. Click on ‘Cards’ and then select ‘Credit Cards.’
  4. Explore the ‘Others’ category to locate the Titanium Times Credit Card.
  5. Select the ‘Apply Now’ option for the Titanium Times Credit Card.
  6. Provide the necessary details to proceed with the application.

Frequently Asked Questions (FAQs) –

1. What is the HDFC Titanium Times Credit Card?

The HDFC Bank Titanium Times Credit Card is a specific credit card offering from HDFC Bank that provides various benefits and features, especially tailored for those who seek exclusive privileges related to lifestyle and entertainment.

2. What are the key features of the HDFC Titanium Times Credit Card?

The card comes with features such as accelerated reward points on specific spends, complimentary access to airport lounges, and exclusive discounts on entertainment and dining.

3. How can I apply for the HDFC Bank Titanium Times Credit Card?

To apply for the Titanium Times Credit Card, visit the official HDFC Bank website, navigate to the ‘Borrow’ section, click on ‘Cards,’ choose ‘Credit Cards,’ and then locate the Titanium Times Credit Card. Click on ‘Apply Now’ and fill in the required details.

4. What are the eligibility criteria for obtaining the HDFC Titanium Times Credit Card?

Eligibility criteria typically include age, income, credit score, and other factors. Specific requirements may vary, so it’s advisable to check the HDFC Bank website or contact the bank directly for the most accurate information.

5. What are the rewards and benefits associated with the HDFC Titanium Times Credit Card?

The HDFC Titanium Times Credit Card offers rewards such as accelerated reward points on specific categories, complimentary lounge access at airports, discounts on movie tickets, and exclusive dining privileges.

6. Is there an annual fee for the HDFC Bank Titanium Times Credit Card?

Credit card fees, including annual fees, may vary. It’s recommended to review the terms and conditions or contact HDFC Bank directly for the most up-to-date information on fees associated with the HDFC Titanium Times Credit Card.

7. How can I check my HDFC Titanium Times Credit Card statement and manage my account online?

HDFC Bank provides online banking services for cardholders. You can log in to your HDFC Bank net banking account to check statements, track transactions, and manage your HDFC Titanium Times Credit Card account.

8. Are there any additional benefits for Titanium Times Credit Card holders?

Additional benefits may include insurance coverage, reward redemption options, and special promotions. Check the HDFC Bank website or contact customer service for details on the latest benefits offered with the Titanium Times Credit Card.

9. What should I do if my HDFC Titanium Times Credit Card is lost or stolen?

In case of loss or theft, it’s crucial to immediately report it to HDFC credit card customer care. The bank will guide you through the process of blocking the card and issuing a replacement.

10. How can I contact HDFC Bank customer support for Titanium Times Credit Card queries?

HDFC Bank provides various customer support channels, including a helpline and online support. Refer to the HDFC Bank website for the latest contact information and options available for addressing queries related to the HDFC Titanium Times Credit Card.