Amazon Pay ICICI Bank Credit Card

The Amazon Pay ICICI Bank Credit Card is an ideal cashback credit card, particularly tailored for Amazon Prime members. It provides generous cashback rewards of up to 5% on Amazon purchases, along with a respectable 1% cashback on both online and offline transactions. Notably, this card comes with a lifetime free membership, and you can conveniently apply for it through the Amazon website or app. Here, we’ll delve into the card’s features and compare it to other cashback credit cards for a comprehensive understanding.

Key Highlights of Amazon Pay ICICI Credit Card

Joining fee & annual fee Nil
Fuel surcharge waiver 1%
Expiry of rewards earned No
Dining benefits 15% savings on your dining bills at over 2,500 restaurants across India
Interest-free (grace) period 18 to 48 days
Withdrawal limit Communicated at the time of delivery of the Card

Features and Benefits of Amazon Pay ICICI Bank Credit Card

1. General Benefits:

  • No annual fee or joining fee.
  • No cap on reward points earned.
  • Reward points have no expiry date.
  • Redeem reward points at over 100 Amazon Pay partner merchants and Amazon.in.
  • Enjoy non-cost EMI for three or six months on Amazon.in.
  • Every reward point (1 reward point = 1 rupee) is automatically credited as cash in Amazon Pay.

2. Cashback Categories:

  • 3.00% cashback on groceries, flight tickets, mobile, etc., when shopping on Amazon.
  • 2.00% cashback on recharges, bill payments, and adding money on Amazon.
  • 2.00% cashback outside Amazon on entertainment, health, and food when paying through Amazon Pay.
  • 1.00% cashback outside Amazon on payments made through Amazon Pay on dining, furniture, grocery, fuel, and gold.

3. Welcome Rewards:

  • Receive welcome rewards of Rs.1,700.
  • Enjoy three months of free EazyDiner Prime Membership worth Rs.1,095.

4. Additional Cashback:

  • Get Rs.150 cashback on bill payment on Amazon or on your first shopping.
  • Receive 50% cashback up to Rs.100 on prepaid recharges.
  • Enjoy 20% cashback up to Rs.250 on payment of electricity bills.
  • Get 25% cashback up to Rs.350 on broadband bill payments.
  • Receive up to Rs.125 cashback, starting from 10%, on payment of gas cylinders.
  • Get up to Rs.300 cashback, starting from 25%, on payment of postpaid bills.

Amazon Pay ICICI Bank Credit Card Fees and Charges

1. Joining Fee: NIL

2. Annual Fee: NIL

3. Late Payment Fee:

  • Below Rs. 100: Nil
  • Between Rs. 100 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 750
  • Between Rs. 10,001 to Rs. 25,000: Rs. 900
  • Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
  • Above Rs. 50,000: Rs. 1,200

Eligibility criteria for the Amazon Pay ICICI Bank Credit Card

  1. Age: 18 to 60 years
  2. Occupation: Available for both salaried and self-employed applicants
  3. Minimum Income Required:
  • Rs. 25,000 for ICICI Customers
  • Rs. 35,000 for other applicants

Documents Required for Amazon Pay ICICI Bank Credit Card

1. Proof of Identity (Any of the following):

  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Overseas Citizen of India Card
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Letters issued by the UIDAI or any other government-approved photo ID proof

2. Proof of Address (Any of the following):

  • Aadhaar card
  • Driver’s License
  • Passport
  • Utility Bill (not more than 3 months old)
  • Ration Card
  • Property Registration Document
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Bank Account Statement
  • Any other government-approved address proof

3. Proof of Income (Any of the following):

  • Latest one or two salary slips (not more than 3 months old)
  • Latest Form 16
  • Last 3 months’ bank statement

How to apply for Amazon Pay ICICI Bank Credit Card

1. Invitation Process:

  • Initially, the Amazon Pay ICICI Credit Card was offered to selected customers through invitation.
  • ICICI customers using the Amazon.in mobile app received invitations via push notifications and email.

2. Application Process:

  • Customers meeting the eligibility criteria can apply for the card.
  • They receive a ready-to-use digital card initially.
  • The physical card is dispatched through a courier service afterward.

3. Application Methods:

  • Visit the ICICI Bank website and go to the Amazon Pay ICICI Credit Card page under ‘Product’ to apply.
  • Click on the ‘Apply Now’ button, which redirects to Amazon.in to check eligibility.
  • Alternatively, open the Amazon.in app and navigate to ‘Amazon Pay’ in the main menu to check eligibility and apply.

4. Future Availability:

  • The credit card will become available to other customers in the coming months.