ICICI Bank British Airways Classic Credit Card

The ICICI Bank British Airways Classic Credit Card stands as a collaborative effort between ICICI Bank and British Airways, aiming to offer unique travel privileges to cardholders. Available in MasterCard and American Express variants, this card combines the advantages of two cards within a single account. Its rewards system is based on Avios, providing redemption options for hotel and flight bookings, along with diverse travel and lifestyle-related expenditures.

Key Highlights of ICICI Bank British Airways Classic Credit Card

  1. Experience the advantages of having dual cards linked to a single account.
  2. Receive a generous welcome bonus of 3,500 Avios by opting for the ICICI British Airways Classic Credit Card.
  3. Earn up to 2.5 Avios when spending Rs. 100 on British Airways tickets and in-flight shopping.
  4. Gain 25,000 Avios when booking a British Airways flight within the initial three months.
  5. Accumulate up to 2 Avios for every regular expenditure of Rs. 100.
  6. Enjoy a 1% fuel surcharge waiver as an additional perk.
  7. Redeem your earned Avios for flight or hotel bookings.

Features and Benefits of ICICI Bank British Airways Classic Credit Card

The ICICI Bank British Airways Classic Credit Card offers several features and benefits:

1. Early Booking Bonus: Earn 25,000 Avios when booking a return flight from India to England on British Airways within the first three months of card membership.

2. Regular Earning Rates:

  • Earn 2 Avios for every Rs. 100 spent.
  • Earn 4 Avios for every Rs. 100 spent on British Airways tickets and in-flight shopping.

3. Additional Rewards for High Spenders:

  • For purchases totaling Rs. 2,25,000 or more, additional reward points can be earned.
  • Accelerated spends offer 2.5 Avios on every Rs. 100 spent.
  • Stand a chance to earn 5 Avios for every Rs. 100 spent on British Airways tickets and in-flight shopping.

4. General Spending: Earn 0.5 Avios for every Rs. 100 spent on other purchases with the ICICI Bank British Airways Classic MasterCard Credit Card.

5. Lifestyle Benefits: Enjoy discounts on dining, movies, shopping, and a complimentary round of golf each month.

6. Travel Benefits: Avail free airport lounge access, fuel discounts, and fuel surcharge waiver.

7. Additional Perks: Benefit from PAYBACK offers, cash rewards, and around-the-clock concierge service.

8. Exclusive Travel Experiences:

  • Access British Airways Executive Club membership privileges.
  • Redeem Avios for flight tickets on British Airways or on oneworld® alliance partners.

9. Comprehensive Concierge Service:

  • ICICI Bank’s i-Assist provides around-the-clock personal concierge services.
  • Services include restaurant reservations, travel bookings, gift and flower delivery, medical assistance, emergency auto aid, and more.

ICICI Bank British Airways Classic Credit Card Fees and Charges

Explore the fee structure for the ICICI Bank British Airways Classic Credit Card and discover the financial advantages that come with it.

1. Joining Fee: No joining fee is applicable.

2. Annual Fee: A fee of 3500 is charged annually from the first year onwards.

3. Add-on Card Fee:No fee is applicable for add-on cards.

4. Overdue Interest on Extended Credit:

  • 4.80% annually
  • 3.40% monthly

5. Interest on Cash Advances:

  • 4.80% annually
  • 3.40% monthly

Eligibility Criteria for ICICI Bank British Airways Classic Credit Card

Here are essential criteria for applying for an ICICI Bank British Airways Classic Credit Card:

  1. Indian citizenship is a prerequisite for applicants.
  2. Applicants should be at least 21 years old but not exceed 65 years of age.
  3. A stable source of income is a requirement for eligibility.

Documents Required for ICICI Bank British Airways Classic Credit Card

To apply for the ICICI Bank British Airways Classic Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

Choose any one from the following options:

  • Passport
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Driving Licence
  • Photo Credit Card
  • Central and State Govt. issued Photo ID Proof
  • Defence ID Card

2. Residence Proof:

Select any one from the following alternatives:

  • Aadhaar Card
  • Ration Card
  • Passport
  • Bank Account Statement
  • Voter’s ID Card
  • Letter from any recognized public authority
  • Telephone Bill
  • Electricity Bill
  • Water Bill (not more than 3 months old)

3. Income Proof:

Choose any one of the following options:

  • Salary Slips (not more than 3 months old)
  • Bank Statements (not more than 3 months old)
  • ITR (Income Tax Return)
  • Form-16

How To Apply for ICICI Bank British Airways Classic Credit Card?

Follow these steps to apply for the ICICI Bank British Airways Classic Credit Card:

  1. Visit the official ICICI Bank website.
  2. Locate the section for credit cards and find the British Airways Classic Credit Card.
  3. Fill out the online application form with the required details.
  4. Alternatively, visit the nearest ICICI Bank branch to apply in person.
  5. Submit the necessary documents and complete the application process as per the bank’s instructions.

Frequently Asked Questions (FAQs) –

1. How can I apply for the ICICI British Airways Classic Credit Card?

You can apply for the card through ICICI Bank’s official website or by visiting the nearest ICICI Bank branch.

2. What are the eligibility criteria for  ICICI British Airways Classic Credit Card?

Eligibility criteria typically include age, income, and credit score requirements. Check the specific details on the bank’s website.

3. What documents are required for the ICICI British Airways Classic Credit Card application process?

Commonly required documents include proof of identity, address, income, and passport-sized photographs. Refer to the bank’s guidelines for the specific list.

4. What are the key features of the ICICI Bank British Airways Classic Credit Card?

Features may include reward points on transactions, travel benefits, fuel surcharge waivers, and exclusive offers with British Airways. Check the latest features on the bank’s website.

5. How can I check the status of my ICICI British Airways Classic Credit Card application?

You can typically check the status online through the bank’s application tracking system or by contacting the customer service helpline.

6. What is the annual fee for the ICICI Bank British Airways Classic Credit Card?

The annual fee varies, and there may be options for fee waivers based on spending patterns. Review the terms and conditions for accurate details.

7. Is there a rewards program associated with this credit card?

Yes, the card often comes with a rewards program that allows you to earn points on purchases, which can be redeemed for various benefits. Explore the rewards catalog for more information.

8. Are there any international transaction charges with this credit card?

Review the terms and conditions to understand the fees associated with international transactions. Some credit cards may offer special rates or waivers for foreign transactions.

9. How can I make payments for the ICICI Bank British Airways Classic Credit Card?

Payment options typically include online banking, mobile banking, cheque payments, and auto-debit facilities. Ensure timely payments to avoid any late fees or penalties.

10. What should I do if my ICICI British Airways Classic Credit Card is lost or stolen?

Immediately report the loss to the ICICI credit card customer care service helpline to block the card and request a replacement. Follow the bank’s procedures for reporting lost or stolen cards.