ICICI Bank British Airways Premium Credit Card

The ICICI Bank British Airways Premium Credit Card stands out as an international travel credit card created through a partnership between ICICI Bank and British Airways. This card enables you to accrue rewards in the form of British Airways Avios Points, which can be utilized for various travel-related expenses, such as class upgrades and reward flights on both British Airways and its Oneworld partner airlines. Beyond the travel perks, cardholders also enjoy complimentary movie tickets and discounted dining rates at select partner restaurants, enhancing the overall value of the ICICI British Airways Premium Credit Card.

Key Highlights of ICICI Bank British Airways Premium Credit Card

  1. Receive two credit cards simultaneously: one MasterCard and one American Express, each offering unique benefits.
  2. Enjoy Avios rewards through the British Airways AirMiles program with both cards.
  3. Receive British Airways Executive Club membership and a welcome bonus of 8,000 Avios upon using the American Express credit card for the first time.
  4. Earn 25,000 Avios by booking the initial round-trip ticket from India to London within three months of receiving the card.
  5. For everyday expenses, earn 4 Avios for every Rs. 100 spent using the American Express card.
  6. Get 6 Avios for every Rs. 100 spent on British Airways tickets and in-flight shopping when using the American Express variant.
  7. Unlock Accelerated Avios, with the potential to earn up to 9 Avios per Rs. 100 by reaching specified spending milestones with the American Express card.
  8. Utilize the MasterCard variant to earn 1 Avios for every Rs. 100 spent.

Features and Benefits of ICICI Bank British Airways Premium Credit Card

The ICICI Bank British Airways Premium Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Receive 8,000 Avios points upon the initial card usage.
  • Points can be later redeemed for British Airways air ticket bookings.

2. Book and Fly:

  • Traveling from India to London in the first quarter with British Airlines earns the cardholder 25,000 Avios points.
  • Option to upgrade the ticket to Business Class.

3. One Purpose, Two Cards:

  • ICICI Bank offers two unique cards: ICICI Bank British Airways ‘American Express’ Credit Card and ICICI Bank British Airways ‘MasterCard’ Credit Card.
  • Use both cards together for increased Avios Points and diverse spending options.

4. More Destinations, More Avios Points:

  • Earn 9 Avios points for every Rs. 100 spent on the card.
  • Redeem points at 125 destinations.

5. Travel in Comfort: Avios points from ICICI British Airways Premium Credit Card can be used for British Airways ticket bookings and with alliance partners.
6. Movie Tickets: Enjoy 3 movie tickets with the ICICI British Airways American Express Credit Card.
7. Culinary Treats: Avail a 15% discount at participating restaurants using the card.

8. Concierge Service:

24×7 personal assistance for:

  • Restaurant selection and reservations.
  • Gifting arrangements.
  • Flight referrals and reservations.
  • Hotel references and reservations.
  • Car rental and limousine services.
  • Emergency auto assistance.
  • Medical concierge.

ICICI Bank British Airways Premium Credit Card Fees and Charges

Explore the fee structure for the ICICI Bank British Airways Premium Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: None (Nil)
  2. Annual Fee: Rs. 7,000
  3. Supplementary Card: No additional fee for supplementary cards.
  4. Interest Rates:
  • Standard Interest: Ranges from 1.25% to 3.50% per month (15% to 42% per annum).
  • Overdue Cash Advance and Extended Credit Interest: 3.40% per month (40.80% annualized).

Documents Required for ICICI Bank British Airways Premium Credit Card

To apply for the ICICI Bank British Airways Premium Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

2. Address Proof:

  • Utility bills (electricity, water, gas)
  • Rental agreement
  • Passport
  • Aadhar card with the current address

3. Income Proof:

  • Salary slips
  • Income tax returns
  • Bank statements
  • Form 16

4. Passport-size Photographs: Recent passport-size photographs of the applicant

How To Apply for ICICI Bank British Airways Premium Credit Card?

Follow these steps to apply for the ICICI Bank British Airways Premium Credit Card:

1. Visit the ICICI Bank Website:

  • Go to the official ICICI Bank website or visit the specific webpage for the British Airways Premium Credit Card.

2. Check Eligibility:

  • Review the eligibility criteria for the credit card. Ensure you meet the age, income, and other requirements specified by ICICI Bank.

3. Complete the Online Application:

  • Fill out the online application form with accurate personal, contact, and financial details. Provide the required documents, such as identity proof, address proof, income proof, and others.

4. Submit Documents:

  • Upload the necessary documents as per the bank’s requirements. This may include scanned copies of your ID proof, address proof, income documents, and passport-size photographs.

5. Application Review and Approval:

  • After submitting the application and documents, ICICI Bank will review your application. You may be contacted for any additional information if required. Once approved, the credit card will be issued, and you will be notified accordingly.

Frequently Asked Questions (FAQs) –

Q: What are the key features of the ICICI British Airways Premium Credit Card?

A: The ICICI British Airways Premium Credit Card offers features such as travel rewards, complimentary lounge access, accelerated reward points on British Airways spending, and more.

Q: How can I apply for the ICICI British Airways Premium Credit Card?

A: You can apply for the card online by visiting the official ICICI Bank website, filling out the application form, and submitting the required documents.

Q: What is the eligibility criteria for the British Airways Premium Credit Card?

A: Eligibility criteria may include factors such as age, income, credit score, and others. It’s advisable to check the specific requirements on the ICICI Bank website.

Q: What documents do I need to submit with my ICICI British Airways Premium Credit Card application?

A: Commonly required documents include identity proof, address proof, income proof, passport-size photographs, and any other documents specified by ICICI Bank.

Q: What travel benefits does the ICICI British Airways Premium Credit Card offer?

A: The card provides travel benefits such as air miles on British Airways spending, complimentary international airport lounge access, and travel insurance coverage.

Q: Is there an annual fee for the ICICI Bank British Airways Premium Credit Card?

A: Yes, there is an annual fee associated with the card. Applicants should check the current fee structure on the bank’s website.

Q: How can I check the status of my credit card application?

A: You can check the status of your application online through the ICICI Bank website or by contacting the ICICI credit card customer care service helpline.

Q: What is the interest rate on the ICICI Bank British Airways Premium Credit Card?

A: The card typically has a variable interest rate, and the specific rate depends on factors such as your credit history. Check the latest interest rates on the official website.

Q: Are there any foreign transaction charges with ICICI British Airways Premium Credit Card?

A: Yes, there may be foreign transaction charges. It’s important to review the fees and charges associated with international transactions on the card.

Q: Can I redeem the reward points for non-travel benefits?

A: Yes, in addition to travel benefits, the reward points earned on the ICICI British Airways Premium Credit Card can often be redeemed for a variety of non-travel options such as merchandise, vouchers, and more. Check the redemption options available.