ICICI Bank Carbon Credit Card

The ICICI Bank Carbon Credit Card, Asia’s inaugural card featuring the innovative VISA CodeSure technology, was introduced in 2013 to enhance online transaction security for customers. Equipped with a built-in microprocessor, this card boasts a unique 12-digit touchpad enabling the generation of a 4-digit OTP during transactions. Priced at a nominal one-time fee of Rs. 1,000, the card offers robust security alongside multiple perks. Earn 2 Reward Points for every Rs. 100 spent on retail transactions, which can be redeemed for a diverse range of products and categories.

Key Highlights of ICICI Bank Carbon Credit Card

  1. Enjoy enhanced security for your online transactions with the ICICI Bank Carbon Credit Card.
  2. Earn 2 ICICI Reward Points for every Rs. 100 spent using your card.
  3. Benefit from up to 3 complimentary movie tickets each month.
  4. Indulge in a 15% or higher discount on dining expenses.
  5. Access airport lounges for free every quarter as a cardholder perk.
  6. Avail up to Rs. 1,500 off on your flight bookings.
  7. Enjoy a 10% discount on your hotel reservations.
  8. Benefit from a 5% fuel surcharge waiver when using the card.

Features and Benefits of ICICI Bank Carbon Credit Card

The ICICI Bank Carbon Credit Card offers several features and benefits:

1. Fuel Surcharge Waiver: Enjoy a 2.5% surcharge waiver on fuel transactions, up to a maximum of Rs 4000, applicable at all petrol bunks in India.

2. Annual Fees:

  • Pay a one-time fee of Rs 1000 as a Carbon card holder, with no recurring annual fees.
  • Supplementary cards have no charges from ICICI Bank.

3. LCD Screen and CodeSure PIN: The card features an LCD screen generating real-time One-Time Passcodes (OTP) using a secure 4-digit CodeSure PIN.

4. 12-button Touch Keypad: Easily enter the 4-digit CodeSure PIN with the 12-button touch keypad to generate OTP.

5. Microprocessor / Battery:

  • Built-in microprocessor for maximum protection in online transactions.
  • Long-lasting battery with a three-year lifespan.

6. ICICI Bank Privileges – Experience Entertainment:

  • BookMyShow movie ticket bookings earn a free ticket for every ticket booked, up to two free tickets per month (Rs. 400 value), subject to availability.

7. ICICI Bank Privileges – Rewards Program:

  • Earn 2 PAYBACK rewards points for every Rs 100 spent on retail purchases (excluding fuel).
  • Redeem accumulated PAYBACK points for a variety of gifts including fashion products, dining, holiday packages, home appliances, and gadgets.

8. ICICI Bank Privileges – Culinary Treats Program: Enjoy a minimum of 15% discount on dining bills at select fine-dining restaurants through the ICICI Bank Culinary Treats program.

9. Visa Infinite Privileges – Visa Airport Lounge Access: Carbon cardholders enjoy complimentary access to airport lounges across India, with up to four visits in a quarter, including F&B services and free Wi-Fi.

10. Visa Infinite Privileges – Visa Movie Privileges: BookMyShow offers a free ticket for every ticket booked on weekends (Friday to Sunday), with a maximum of one free ticket per month (Rs 300 value).

11. Visa Infinite Privileges – Ezeego1 Travel Offers: Avail incredible discounts on travel bookings at Ezeego1.com using the ICICI Bank Carbon credit card, by entering the promo code “VISA.”

ICICI Bank Carbon Credit Card Fees and Charges

Explore the fee structure for the ICICI Bank Carbon Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: Rs. 1,000
  2. Annual Fee: Nil
  3. Add-on Fee: Nil
  4. Free Credit Period: 18 to 48 days
  5. Cash Advance Fee: 3.40% per month / 40.80% pa.
  6. Finance Charges: 3.40% per month / 40.80% pa.
  7. Overlimit Charges: 2.50% of the over-limit amount / Min. Rs. 500
  8. Late Payment Fee:
  • Nil for amount due less than Rs. 100
  • Rs. 100 for amount between Rs. 100 and Rs. 500
  • Rs. 500 for total amount due greater than Rs. 501 and up to Rs. 10,000
  • Rs. 750 for total amount due greater than Rs. 10,000

Eligibility Criteria for ICICI Bank Carbon Credit Card

Here are essential criteria for applying for an ICICI Bank Carbon Credit Card:

  1. Eligibility is restricted to Indian citizens seeking to apply for credit card.
  2. For salaried individuals, the applicant’s age must be over 21 years and below 60 years, while self-employed individuals should be below 65 years.
  3. A crucial requirement is a consistent and reliable source of income for the applicant.

Documents Required for ICICI Bank Carbon Credit Card

To apply for the ICICI Bank Carbon Credit Card, you will typically need to provide the following documents:

1. Proof of Identity:

2. Proof of Address:

  • Aadhaar card
  • Passport
  • Rental agreement

3. Proof of Income:

  • Salary slips (for salaried individuals)
  • Income tax returns
  • Form 16
  • Bank statements

4. Passport-size Photographs: Recent passport-size photographs of the applicant

How To Apply for ICICI Bank Carbon Credit Card?

Follow these steps to apply for the ICICI Bank Carbon Credit Card:

  1. Visit the Official ICICI Bank Website: Navigate to the official website of ICICI Bank using a web browser.
  2. Explore Credit Card Options: Browse through the available credit card options to find the ICICI Bank Carbon Credit Card.
  3. Check Eligibility: Verify that you meet the eligibility criteria specified for the ICICI Bank Carbon Credit Card, considering factors such as age, income, and nationality.
  4. Complete the Online Application: Fill out the online credit card application form with accurate personal and financial details. Upload the required documents, including proof of identity, address, and income.
  5. Submit and Await Approval: Submit the completed application form. ICICI Bank will review your application, and upon approval, the bank will dispatch the ICICI Bank Carbon Credit Card to your registered address.

Frequently Asked Questions (FAQs) –

Q: How can I apply for the ICICI Bank Carbon Credit Card?

A: Visit the official ICICI Bank website, explore credit card options, check eligibility, complete the online application form with accurate details, and submit the necessary documents. Await approval and card dispatch.

Q: What features and benefits does the ICICI Bank Carbon Credit Card offer?

A: The features may include rewards programs, cashback benefits, travel benefits, and exclusive offers. Refer to the official website or contact ICICI Bank for the most up-to-date information on card benefits.

Q: Can I track the status of my ICICI Bank Carbon Credit Card application?

A: Yes, applicants can usually track the status of their application online through the bank’s official website or by contacting the customer service helpline.

Q: Is there an annual fee associated with the ICICI Bank Carbon Credit Card?

A: Check the terms and conditions as annual fees may vary. Some credit cards may have an annual fee, while others might offer a waiver based on spending patterns or other criteria.

Q: How can I contact ICICI Bank for credit card-related queries?

A: For assistance or queries related to the ICICI Bank Carbon Credit Card, you can contact the ICICI credit card customer care service helpline or visit the nearest ICICI Bank branch.

Q: Are there any reward programs associated with the ICICI Bank Carbon Credit Card?

A: Yes, many credit cards offer reward programs. Check the specific details on the official website for information on reward points, redemption options, and any ongoing promotions.