ICICI Bank Emeralde Credit Card

The ICICI Bank Emeralde Credit Card is an exclusive lifestyle card specially tailored for High Net Worth Individuals (HNIs) seeking to indulge in opulent perks with their card. This premium card offers an array of lavish privileges, including unlimited complimentary access to airport lounges, opportunities for golf lessons and rounds at top-tier golf courses, and access to exclusive hotel memberships. With its extensive and luxurious benefits, it stands out as one of the top super-premium credit cards available in India.

Key Highlights of ICICI Bank Emeralde Credit Card

  • When you buy one movie ticket, you’ll receive a discount of Rs.750 on the second ticket.
  • Enjoy free rounds of golf every month as part of your benefits.
  • Trident Hotels will treat you to a birthday dining gift voucher worth Rs.7,500.
  • With the complimentary Dreamfolks DragonPass Membership, cardholders can access spa services for free at domestic airports.
  • Get a 50% discount on the annual membership fee for Gold’s Gym in all states.
  • Cardholders can relish complimentary access to both domestic and international airport lounges.

Features and Benefits of ICICI Bank Emeralde Credit Card

  • Expected annual benefits total approximately Rs 30,000.
  • Save up to Rs. 750 on a second ticket when purchasing a ticket through BookMyShow, and this offer can be used up to four times per month.
  • Receive a Trident Hotels dining coupon worth Rs. 7,500, which can be used for a birthday lunch at any Trident Hotel. This exclusive offer is available only to American Express cardholders.
  • Spend Rs. 200,000 on your American Express card within the first two months of membership, and you’ll receive a Rs. 5,000 Gift Voucher from Da Milano.
  • The promotional benefits extend to both movie and non-movie tickets bought through BookMyShow.
  • Gain special access to renowned golf courses in India and worldwide. You can enjoy a complimentary round of golf or a golf lesson for every Rs. 50,000 spent on your credit card in the previous calendar month, with a maximum of four rounds or lessons each month.
  • Enjoy discounts at VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill, and Gold’s Gym.
  • Benefit from Rs. 3 crore in air accident insurance coverage.
  • In the event of a lost card, the liability is limited to Rs. 50,000.

ICICI Bank Emeralde Credit Card Fees and Charges

1. Joining Fee:

  • Monthly Plan: Rs. 1,000 (plus taxes)
  • Annual Plan: Rs. 12,000 (plus applicable taxes)

2. Renewal Fee:

  • Monthly Plan: Rs. 1,000 (plus applicable taxes)
  • Annual Plan: Rs. 12,000 (plus applicable taxes)

3. Best Suited For:

  • Movies
  • Travel
  • Shopping

4. Reward Type: Reward Points

5. Welcome Benefits: N/A

ICICI Bank Emeralde Credit Card Eligibility

Eligibility criteria for a credit card depend on various factors. Here are the key factors to consider when determining eligibility:

  • Nationality: The applicant should be an Indian citizen or a non-resident Indian (NRI).
  • Credit Score: A good CIBIL score plays a crucial role in the approval of a credit card application.
  • Employment Status: The applicant must either be a salaried individual or self-employed with a stable source of income.
  • Age: The primary cardholder should be at least 18 years old, although some cards may require a minimum age of 21 years.
  • Income: In the case of the Emeralde credit card, the primary cardholder should have a net monthly income of Rs. 3 lakh to be eligible.

Documents Required for ICICI Bank Emeralde Credit Card

When applying for an ICICI Bank Emeralde credit card, you should ensure that you submit the following necessary documentation:

  • Proof of Address: This can be established through documents like your Aadhaar card, Voter ID card, or other government-issued proof of address.
  • Proof of Employment and Salary: You will need to provide documentation confirming your employment status and your income details, which may include salary slips or employment letters.
  • PAN Card: Your Permanent Account Number (PAN) card is essential to verify your financial identity and income for credit card application.
  • ITR Copy: Submit a copy of your Income Tax Return (ITR) as part of the application process to provide a comprehensive overview of your financial situation.

How to apply for ICICI Bank Emeralde Credit Card?

Certainly, here are the steps to apply for the ICICI Emeralde credit card in a point-by-point format:

1. Offline Application:

  • Visit any ICICI Bank branch to apply for the ICICI Emeralde credit card.

2. Online Application:

  • Go to the ICICI Bank Emeralde credit card webpage.
  • Click on ‘Apply Now’ to initiate the online application process.

3. Information Input:

  • Enter the required information, including your mobile number.

4. Verification:

  • Verify your details by providing a One-Time Password (OTP).
  • Share your personal information as requested.

5. Personalization:

  • Personalize your credit card as needed, if applicable.

6. Verification and Approval:

  • Await the verification and approval process by the bank.

7. Card Delivery:

  • Once your application is processed and approved, you will receive the delivery of your ICICI Emeralde credit card.

These steps outline the process for applying for the ICICI Emeralde credit card, whether you choose to apply offline or online.

Frequently Asked Questions (FAQs)

1. What is the ICICI Bank Emeralde Credit Card?

The ICICI Bank Emeralde Credit Card is an exclusive credit card designed to offer a range of premium benefits and privileges, including travel, lifestyle, and dining perks, to high-net-worth individuals.

2. How can I apply for the ICICI Bank Emeralde Credit Card?

You can apply for the Emeralde Credit Card by visiting the official ICICI Bank website or by visiting a nearby ICICI Bank branch. The application process may require you to provide certain documents and meet specific eligibility criteria.

3. What are the key features of the ICICI Bank Emeralde Credit Card?

The Emeralde Credit Card comes with features such as complimentary airport lounge access, reward points on transactions, travel and lifestyle benefits, concierge services, and exclusive discounts at partner merchants.

4. What is the eligibility criteria for the ICICI Bank Emeralde Credit Card?

The eligibility criteria may include factors such as age, income, credit score, and employment status. It’s advisable to check with ICICI Bank for the most up-to-date eligibility requirements.

5. What are the annual fees and charges associated with the Emeralde Credit Card?

The annual fees, renewal fees, and other charges may vary. Please refer to the terms and conditions provided by ICICI Bank or contact their customer service for the latest fee structure.

6. How can I check my ICICI Bank Emeralde Credit Card balance?

You can check your credit card balance through the ICICI Bank internet banking portal, mobile app, ATMs, or by contacting the customer service helpline.

7. Is there a rewards program associated with the Emeralde Credit Card?

Yes, the Emeralde Credit Card typically comes with a rewards program where you earn points on your transactions. These points can be redeemed for a variety of rewards, including travel vouchers, merchandise, and more.

8. Does the ICICI Bank Emeralde Credit Card offer travel insurance?

Some versions of the Emeralde Credit Card may provide complimentary travel insurance. It’s recommended to review the specific terms and conditions or contact ICICI Bank for details on the insurance coverage.

9. How can I contact customer support for the ICICI Bank Emeralde Credit Card?

You can reach ICICI Bank customer support for credit cards through their helpline, email, or by visiting a local branch. The contact details are usually available on the official website.

10. Are there any exclusive promotions or discounts available with the ICICI Bank Emeralde Credit Card?

ICICI Bank may offer exclusive promotions and discounts with partner merchants. Keep an eye on the bank’s communication channels or check their website for the latest offers available to Emeralde Credit Cardholders.