ICICI Bank Emeralde Private Metal Credit Card

The ICICI Bank Emeralde Private Metal Credit Card stands as a top-tier card that bestows significant advantages spanning a variety of expenditure categories and renowned brands. With perks such as a 3% rewards accumulation rate, limitless access to airport lounges, complimentary golf rounds, as well as generous dining discounts of up to 50%, and potential savings of up to Rs. 1,500 every month on BookMyShow ticket bookings, this card perfectly aligns with your multifaceted lifestyle necessities. Discover the ways you can harness the advantages of the ICICI Emeralde Private Metal card below.

Key Highlights of ICICI Bank Emeralde Private Metal Credit Card

  • Rs.750 discount on the second movie ticket when you buy one ticket.
  • Receive complimentary rounds of golf every month.
  • Enjoy a birthday dining gift voucher worth Rs.7,500 from Trident Hotels.
  • Get a complimentary Dreamfolks DragonPass Membership, providing free access to spa services at domestic airports.
  • Benefit from a 50% discount on the annual membership fee at Gold’s Gym locations across all states.
  • Access domestic and international lounges for free.

Features and Benefits of ICICI Bank Emeralde Private Metal Credit Card

  • Expected annual benefits: Approximately Rs. 30,000 per year.
  • Up to Rs. 750 discount on the second movie ticket when booking through BookMyShow, usable up to four times a month.
  • Trident Hotels dining coupon worth Rs. 7,500 for a birthday lunch at any Trident Hotel, exclusive to American Express cardholders.
  • Da Milano offers a Rs. 5,000 Gift Voucher for cardholders spending Rs. 200,000 within the first two months of card membership, exclusive to American Express cardholders.
  • Promotional discounts apply to both movie and non-movie tickets purchased via BookMyShow.
  • Access to exclusive golfing benefits, including a free round of golf or a golf lesson for every Rs. 50,000 or more spent in the previous calendar month, with a maximum of four rounds/lessons per month.
  • Discounts available at VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill, and Gold’s Gym.
  • Air accident insurance coverage of Rs. 3 crore.
  • Liability for a lost card limited to Rs. 50,000.

ICICI Bank Emeralde Private Metal Credit Card Fees and Charges

  • Annual Fee (one time): Rs. 12,000
  • Renewal Fee (per annum): Rs. 12,000
  • Chargeslip request: Rs. 100 per request
  • Add-on Card Fee (per annum): Nil
  • Finance Charges: 3.4%
  • Cheque payment fee: Rs. 100 per cheque
  • Cash advance fee: 1.99% per annum on the advance amount
  • Overlimit charges: Nil
  • Foreign currency transaction: 1.5%
  • Card Replacement Fee: Rs. 100

ICICI Bank Emeralde Private Metal Credit Card Eligibility

Here are the primary eligibility criteria for a credit card in a list format:

  • Nationality: The applicant must be either an Indian citizen or a non-resident Indian (NRI).
  • Credit Score: A good CIBIL score plays a crucial role in the approval of a credit card application.
  • Employment Status: The applicant should have a stable source of income, either through salaried employment or self-employment.
  • Age: The primary cardholder must be at least 18 years old, although in some cases, the minimum age for application may be 21 years.
  • Income: For the Emeralde credit card, the primary cardholder is required to have a minimum net monthly income of Rs. 3 lakh.

Documents Required for ICICI Bank Emeralde Private Metal Credit Card

When applying for an ICICI Bank Emeralde Credit Card, you will need to submit the following documents:

  • Address Proof: This can include documents like your Aadhaar card, Voter ID card, or other government-issued proofs of address.
  • Copy of the ITR (Income Tax Return): You will be required to provide a copy of your Income Tax Return as part of the application process.
  • Employment and Pay Documentation: Submit relevant documentation related to your employment, such as salary slips or employment letters, to verify your income and employment status.
  • PAN Number: Your Permanent Account Number (PAN) is essential for financial transactions and will be needed when applying for the Emeralde Credit Card.

How to apply for ICICI Bank Emeralde Private Metal Credit Card ?

  • Easily apply for the ICICI Bank Emeralde Credit Card by visiting the official card page on the bank’s website.
  • Provide necessary documents for your application, including identity proof, address proof for KYC, and income proof (such as salary slips or ITR).
  • Submit all required paperwork to complete your application process.

Frequently Asked Questions (FAQs)

1. What is the ICICI Bank Emeralde Private Metal Credit Card?

The ICICI Bank Emeralde Private Metal Credit Card is an exclusive credit card designed for high-net-worth individuals, offering a range of premium benefits and privileges.

2. How can I apply for the Emeralde Private Metal Credit Card?

You can apply for the Emeralde Private Metal Credit Card through the ICICI Bank website or by visiting a branch. The eligibility criteria and required documents may vary, so check the bank’s website for specific details.

3. What are the key features of the Emeralde Private Metal Credit Card?

The card features may include airport lounge access, travel benefits, lifestyle privileges, concierge services, and reward points on purchases. Refer to the terms and conditions for the most up-to-date details.

4. Is there an annual fee for the Emeralde Private Metal Credit Card?

Yes, the card typically comes with an annual fee. Check the latest fee structure on the bank’s website or contact their customer service for accurate and current information.

5. What is the eligibility criteria for this credit card?

Eligibility criteria may include a minimum income requirement, a good credit score, and other factors. Visit the ICICI Bank website or contact their customer service for the specific eligibility requirements.

6. How do I earn and redeem reward points with the Emeralde Private Metal Credit Card?

You can earn reward points on eligible transactions, and redemption options may include merchandise, travel bookings, or statement credits. Refer to the rewards program details provided by the bank for specific information.

7. Does the card offer travel benefits?

Yes, the Emeralde Private Metal Credit Card often provides travel benefits such as airport lounge access, travel insurance, and discounts on airfare or hotel bookings. Check the terms and conditions for the complete list of travel-related privileges.

8. Can I get a supplementary card for family members with the Emeralde Private Metal Credit Card?

Yes, many credit cards allow you to get supplementary cards for family members. The features and benefits of supplementary cards may vary, so inquire with the bank for specific details.

9. How can I contact customer support for the Emeralde Private Metal Credit Card?

You can contact ICICI Bank customer support through their helpline or visit a local branch. The contact details are usually available on the bank’s official website.

10. What security features are in place for the Emeralde Private Metal Credit Card?

The card typically comes with security features such as PIN protection, SMS alerts for transactions, and the option to enable or disable specific card functionalities through online banking. Familiarize yourself with these security features to safeguard your card.