Emirates Skywards ICICI Bank Emeralde Credit Card

The ICICI Bank, in collaboration with the renowned Emirates airlines, recently introduced the Emirates Skywards ICICI Bank Emeralde Credit Card. This credit card, tailored for frequent Emirates travelers, offers a seamless travel experience. Upon joining, you will be charged an annual fee of Rs. 10,000, and as a welcoming gesture, you’ll receive 10,000 bonus Skyward miles. Additionally, for the first year, you’ll enjoy complimentary Emirates Skywards Silver Tier membership.

To maintain or upgrade your membership to the Gold Tier in subsequent years, you’ll need to achieve a specific spending threshold. With this card, you earn Skyward Miles with every purchase, and the reward rate is as high as 2.5 Miles for every Rs. 100 spent.

Key Highlights of Emirates Skywards ICICI Bank Emeralde Credit Card

The key highlights of the Emirates Skywards ICICI Bank Emeralde Credit Card are as follows:

  1. Emirates Skywards Membership: Cardholders can enjoy exclusive membership in the Emirates Skywards program, which offers a range of benefits and rewards when traveling with Emirates Airlines and its partner airlines.
  2. Milestone Bonuses: Cardholders can earn attractive bonuses in the form of Skywards Miles upon reaching specific annual spending milestones, enhancing their travel rewards.
  3. Travel Privileges: The card offers a host of travel benefits, including complimentary airport lounge access at domestic and international airports, priority check-in at select airports, and a dedicated concierge service to assist with travel-related inquiries.
  4. Reward Points: Cardholders can earn reward points for every eligible transaction, which can be redeemed for a variety of travel-related benefits, including flights, hotel stays, and more.
  5. Complimentary Golf: Enjoy complimentary golf rounds at select golf courses across India, making it an attractive option for golf enthusiasts.
  6. Insurance Coverage: The card comes with various insurance coverages, including travel insurance, purchase protection, and more, providing added security and peace of mind.
  7. Fuel Surcharge Waiver: Cardholders can benefit from a fuel surcharge waiver at select fuel stations when using the card for fuel transactions.
  8. Contactless Payments: The card supports contactless payments, making transactions quick and secure.
  9. Global Acceptance: The Emirates Skywards ICICI Bank Emeralde Credit Card is widely accepted both in India and internationally, allowing cardholders to use it with ease wherever they go.
  10. Annual Fee: The card may have an annual fee, and the terms and conditions associated with it are specified by the bank.

Features and Benefits of Emirates Skywards ICICI Bank Emeralde Credit Card

  1. Joining Bonus: Receive 10,000 Skywards Miles as a joining bonus upon annual fee payment.
  2. Rewards: Earn up to 2.5 Skywards Miles for every Rs.100 spent, usable for hotel, travel, and event bookings.
  3. Emirates Skywards Silver Tier Membership: Get a complimentary one-year Silver Tier Membership. Renew it by spending over Rs.5 lakhs annually.
  4. Airport Lounge Access: Access two complimentary domestic airport lounges every three months.
  5. Travel Benefits: Unlimited airport lounge access outside India and unlimited spa sessions at specific Indian airports annually.
  6. Entertainment Benefits: Get up to Rs.500 off on a second ticket twice per month through BookMyShow.
  7. Dining Benefits: Exclusive dining offers through the ICICI Bank Culinary Treats Programme.
  8. Fuel Surcharge Waiver: Receive a 1% fuel surcharge waiver on fuel transactions at all fuel stations.

Emirates Skywards ICICI Bank Emeralde Credit Card Fees and Charges

  1. Spend-Based Waiver : Not Applicable
  2. Rewards Redemption Fee : Zero
  3. Foreign Currency Conversion Fee : 3.50% for all international transactions.
  4. Interest Rate : 3.40% per month
  5. Fuel Surcharge : A 1% surcharge waiver is offered on all fuel transactions up to ₹ 4,000.
  6. Cash Advance Charges : The greater of Rs. 500 or 2.5% of the withdrawn amount.
  7. Add-on Card Fee : Rs. 250

Emirates Skywards ICICI Bank Emeralde Credit Card Eligibility

The fundamental requirements to qualify for the Emirates Skywards ICICI Emeralde Credit Card are outlined as follows:

  1. The primary cardholder must be at least 21 years old.
  2. The supplementary cardholder must be at least 18 years old.
  3. The applicant should possess a steady income source coupled with a substantial net worth.
  4. The applicant should maintain a favorable credit score.

Documents Required for Emirates Skywards ICICI Bank Emeralde Credit Card

The documents typically needed to apply for the Emirates Skywards ICICI Bank Emeralde Credit Card include:

1. Proof of Identity:

  • Passport
  • Aadhar card
  • Driver’s license
  • Voter ID card
  • PAN card

2. Proof of Address:

  • Passport
  • Aadhar card
  • Driver’s license
  • Utility bills (electricity, water, gas) in the applicant’s name
  • Rental agreement or property documents

3. Proof of Income:

  • Salary slips or certificate for salaried individuals
  • Income tax returns or Form 16 for self-employed individuals
  • Bank statements for the last few months
  • Passport-sized photographs

How to apply for Emirates Skywards ICICI Bank Emeralde Credit Card?

To apply for the Emirates Skywards ICICI Bank Emeralde Credit Card, you can follow these general steps:

  1. Visit ICICI Bank’s Official Website:
    Start by visiting the official website of ICICI Bank.
  2. Navigate to the Credit Card Section:
    Look for the “Credit Card” section on the ICICI Bank website. You can usually find this in the “Products” or “Credit Cards” tab.
  3. Browse the Emirates Skywards ICICI Bank Emeralde Credit Card:
    Search for the Emirates Skywards ICICI Bank Emeralde Credit Card among the list of available credit cards. Click on the card to access its details.
  4. Check Eligibility:
    Review the eligibility criteria and ensure you meet the necessary requirements, such as age, income, and credit score.
  5. Online Application:
    If you meet the eligibility criteria, you can typically initiate the application process online by clicking on the “Apply Now” or “Apply Online” button.
  6. Provide Personal Information:
    You will be asked to provide personal details such as your name, contact information, date of birth, and Emirates Skywards membership number (if available).
  7. Submit Required Documents:
    Upload or submit the necessary documents, including proof of identity, proof of address, and proof of income, as mentioned in the previous response.
  8. Complete the Application Form:
    Fill out the credit card application form with accurate information.
  9. Review and Confirm:
    Carefully review the application and ensure that all information is accurate before submitting it.
  10. Application Submission:
    Submit the completed application form.
  11. Wait for Processing:
    The bank will review your application and documents. This process may take some time.
  12. Verification and Follow-up:
    Be prepared for any follow-up inquiries or document verification that the bank may require.
  13. Application Status:
    You can often check the status of your application on the bank’s website or by contacting their customer support.
  14. Receive the Card:
    If your application is approved, you will receive your Emirates Skywards ICICI Bank Emeralde Credit Card at your registered address.

Frequently Asked Questions (FAQs)

1. What is the Emirates Skywards ICICI Bank Emeralde Credit Card?

The Emirates Skywards ICICI Bank Emeralde Credit Card is a premium credit card offered by ICICI Bank in collaboration with Emirates Skywards. It is designed to provide exclusive benefits, rewards, and privileges to frequent travelers.

2. How can I apply for the Emirates Skywards ICICI Bank Emeralde Credit Card?

You can apply for the card online through the official ICICI Bank website. Visit the credit cards section, find the Emeralde Credit Card, and follow the application process.

3. What are the key features of the Emirates Skywards ICICI Bank Emeralde Credit Card?

The key features include complimentary airport lounge access, Emirates Skywards miles on every spend, travel and lifestyle benefits, discounts on dining, and more. Refer to the official website or terms and conditions for detailed information.

4. How does the Emirates Skywards miles program work with this credit card?

For every eligible transaction made using the Emeralde Credit Card, you earn Emirates Skywards miles. These miles can be redeemed for flights, upgrades, hotel stays, and other travel-related expenses.

5. Is there an annual fee for the Emirates Skywards ICICI Bank Emeralde Credit Card?

Yes, there is an annual fee associated with the card. The exact fee may vary, and it is advisable to check the latest fee structure on the official website or contact ICICI Bank for details.

6. What kind of travel and lifestyle benefits does the card offer?

The card provides benefits such as airport lounge access, travel insurance, discounts on hotel bookings, and exclusive privileges with Emirates Airlines. Check the card’s brochure or terms and conditions for a comprehensive list of benefits.

7. Can I use the Emirates Skywards ICICI Bank Emeralde Credit Card internationally?

Yes, the card can be used internationally wherever Visa/Mastercard is accepted. However, it is recommended to inform the bank about your travel plans to avoid any inconvenience.

8. How do I redeem the Emirates Skywards miles earned with this credit card?

You can redeem your Emirates Skywards miles through the Emirates Skywards program. Log in to your Emirates Skywards account, navigate to the redemption section, and follow the instructions to utilize your miles for various rewards.

9. What are the eligibility criteria for applying for this credit card?

Eligibility criteria may include a minimum age, income requirements, and a good credit history. Check with ICICI Bank for the specific eligibility criteria for the Emirates Skywards ICICI Bank Emeralde Credit Card.

10. How can I contact customer support for the Emirates Skywards ICICI Bank Emeralde Credit Card?

You can contact ICICI Bank’s customer support through the helpline number provided on the back of your credit card or visit the official ICICI Bank website for contact information.