Emirates Skywards ICICI Bank Rubyx Credit Card

ICICI Bank has recently introduced a series of co-branded travel credit cards in collaboration with Emirates Airlines. Among these, the Emirates Skywards ICICI Bank Rubyx Credit Card is the entry-level option, while the Emirates ICICI Bank Emeralde Card stands as the premium choice. The Rubyx card is designed for frequent Emirates Airlines travelers seeking an economical credit card offering substantial travel perks. With a modest joining and annual fee of Rs. 1,000, this card provides a rewarding experience. Cardholders can earn up to 1.5 Skyward Miles for every Rs. 100 spent, which can be redeemed for a variety of options on the Emirates Skywards website.

Key Highlights of Emirates Skywards ICICI Bank Rubyx Credit Card

  1. Skywards Miles: Earn up to 1.5 Skywards Miles for every Rs. 100 spent, which can be redeemed for various travel and lifestyle benefits, including hotel stays, trips, live events, cultural events, flight upgrades, and partner airline bookings.
  2. Lounge Access: Cardholders receive access to one domestic lounge per quarter via Dreamfolks Pass, enhancing the travel experience.
  3. Entertainment Benefits: Enjoy a 25% discount (up to Rs. 100) on the purchase of two movie tickets twice a month when using BookMyShow and Inox, making entertainment more affordable.
  4. Dining Benefits: Access exclusive dining offers through the ICICI Bank Culinary Treats Programme, allowing cardholders to savor culinary delights at a discount.
  5. Fuel Surcharge Waiver: Cardholders can benefit from a 1% fuel surcharge waiver on fuel transactions at all fuel stations, helping to save on fuel expenses.

Features and Benefits of Emirates Skywards ICICI Bank Rubyx Credit Card

  1. Reward Points: Earn up to 1.5 Skywards Miles for every Rs. 100 spent. These miles can be used for various purposes, including booking hotel stays, trips, live events, cultural events, flight upgrades, and partner airline bookings.
  2. Lounge Access: Enjoy access to one domestic lounge per quarter through Dreamfolks Pass.
  3. Entertainment Benefits: Receive a 25% discount (up to Rs. 100) on the purchase of two movie tickets twice a month through BookMyShow and Inox.
  4. Dining Benefits: Access exclusive dining offers through the ICICI Bank Culinary Treats Programme.
  5. Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on fuel transactions at all fuel stations.

Emirates Skywards ICICI Bank Rubyx Credit Card Fees and Charges

  1. Joining and Annual Fee: The Emirates ICICI Bank Rubyx Card has a joining and annual fee of Rs. 1,000, plus applicable taxes.
  2. Interest Rate: The credit card carries an interest rate of 3.4% per month or 40.8% per annum.
  3. Foreign Currency Markup Fee: When you make a transaction in a different currency using the Emirates ICICI Rubyx Credit Card, a fee of 3.5% of the transaction amount is applied.
  4. Cash Advance Fee: For cash withdrawals using this credit card, a fee of 2.5% of the withdrawn amount is charged, subject to a minimum of Rs. 500.

Emirates Skywards ICICI Bank Rubyx Credit Card Eligibility

The specific eligibility requirements for the Emirates ICICI Bank Rubyx Credit Card have not been explicitly revealed by the card issuer. However, the fundamental criteria for card approval encompass the following:

  1. The primary cardholder must be 21 years of age or older.
  2. The supplementary cardholder should be 18 years of age or older.
  3. The applicant must have a reliable source of income, either through salaried employment or self-employment.
  4. A satisfactory credit score is essential for the applicant.

Documents Required for Emirates Skywards ICICI Bank Rubyx Credit Card

When applying for the Emirates Skywards ICICI Bank Rubyx Credit Card, you typically need to provide the following documents:

1. Proof of Identity (Any one of the following):

  • Passport
  • Aadhaar Card
  • Driver’s License
  • Voter ID
  • PAN Card

2. Proof of Address (Any one of the following):

  • Passport
  • Aadhaar Card
  • Utility Bill (electricity, water, gas, or landline telephone)
  • Rental Agreement
  • Bank Statement

3. Proof of Income (Any one of the following):

  • Salary Slips (for salaried individuals)
  • Income Tax Returns (ITR) or Form 16
  • Business/Professional Income Proof (for self-employed individuals)

4. Passport-sized photographs

How to apply for Emirates Skywards ICICI Bank Rubyx Credit Card?

You can apply for the Emirates ICICI Bank Rubyx Credit Card through both online and offline methods. Here’s how:

1. Online Application:

  • Visit the Emirates co-branded cards page on ICICI Bank’s website.
  • Scroll down and click on ‘Get Rubyx Card Online.’
  • You will be redirected to a new page.
  • Complete the application process by providing the requested details.

2. Offline Application:

  • Visit your nearest ICICI Bank branch.
  • Carry all the necessary documents with you.
  • Fill out the physical application form for the Emirates ICICI Bank Rubyx Credit Card.

Frequently Asked Questions (FAQs)

1. What is the Emirates Skywards ICICI Bank Rubyx Credit Card?

The Emirates Skywards ICICI Bank Rubyx Credit Card is a co-branded credit card offered by ICICI Bank in partnership with Emirates Skywards. It is designed to provide exclusive benefits and rewards to cardholders, including travel privileges and Skywards Miles accumulation.

2. How can I apply for the Emirates Skywards ICICI Bank Rubyx Credit Card?

You can apply for the card through the official ICICI Bank website or by visiting a local ICICI Bank branch. The application process usually involves filling out an online form and submitting necessary documents.

3. What are the key features of the Emirates Skywards ICICI Bank Rubyx Credit Card?

  • Earn Skywards Miles on every eligible spend.
  • Complimentary airport lounge access.
  • Discounts on dining, shopping, and travel.
  • Exclusive privileges for Emirates Skywards members.

4. How do I earn Skywards Miles with this credit card?

Skywards Miles can be earned on eligible spends, and the accumulation rate may vary for different types of transactions. Refer to the card’s terms and conditions for specific details on earning Skywards Miles.

5. What are the benefits of the complimentary airport lounge access?

Cardholders can enjoy complimentary access to select airport lounges globally. The number of visits and participating lounges may be subject to terms and conditions.

6. Are there any annual fees associated with the Emirates Skywards ICICI Bank Rubyx Credit Card?

Yes, there may be an annual fee for the card. Check the latest fee structure on the ICICI Bank website or contact the bank’s customer service for specific details.

7. Can I redeem my Skywards Miles for flights and other travel-related expenses?

Yes, accumulated Skywards Miles can typically be redeemed for flights, upgrades, and other travel-related expenses within the Emirates Skywards program.

8. How can I check my Skywards Miles balance?

You can check your Skywards Miles balance through the Emirates Skywards website or by contacting the Emirates Skywards customer service.

9. Is there a foreign transaction fee for using the card abroad?

Check the terms and conditions of the credit card to understand the foreign transaction fees, if any, associated with using the card for international transactions.

10. How do I contact customer support for the Emirates Skywards ICICI Bank Rubyx Credit Card?

You can contact ICICI Bank customer support through the helpline provided on the back of your credit card or visit the official ICICI Bank website for contact details.