Emirates Skywards ICICI Bank Sapphiro Credit Card

The Emirates Skywards ICICI Bank Sapphiro Credit Card is one of the three newly introduced co-branded travel credit cards created through a partnership between ICICI Bank and Emirates Airlines. The other two cards in this series are the Emirates ICICI Emeralde Credit Card and the Emirates ICICI Rubyx Credit Card. To obtain the Sapphiro variant, you’ll need to pay a joining fee of Rs. 5,000. Upon acquiring this card, you’ll receive a generous bonus of 5,000 Skywards Miles, which can be utilized for various travel-related bookings via the Emirates Skywards website. With this card, you can earn up to 2 Skyward Miles for every Rs. 100 spent, and these Miles can be redeemed for a wide array of options after logging into your Emirates account.

Key Highlights of Emirates Skywards ICICI Bank Sapphiro Credit Card

  1. Joining Bonus: Receive a joining bonus of 5,000 Skywards Miles annually.
  2. Reward Earnings: Earn up to 2 Skywards Miles for every Rs.100 spent, which can be redeemed for various purposes such as hotel bookings, travel reservations, and event bookings.
  3. Emirates Skywards Silver Tier Membership: Enjoy a one-year Emirates Skywards Silver Tier Membership at no extra cost. Spend over Rs.5 lakhs a year to renew this membership.
  4. Airport Lounge Access: Get two complimentary domestic airport lounge visits per quarter.
  5. International Travel Benefits: Enjoy two complimentary airport lounge visits outside India and two spa sessions at specific Indian airports every year.
  6. Entertainment Discounts: Receive up to Rs.500 off on a second ticket twice per month through BookMyShow.
  7. Dining Offers: Access exclusive dining offers through the ICICI Bank Culinary Treats Programme.
  8. Fuel Surcharge Waiver: Benefit from a 1% fuel surcharge waiver on fuel transactions at all fuel stations.

Features and Benefits of Emirates Skywards ICICI Bank Sapphiro Credit Card

  1. Membership Perks: When you join, you’ll receive an annual bonus of 5,000 Skywards Miles.
  2. Reward System: Earn up to 2 Skywards Miles for every Rs.100 you spend. These accrued miles can be utilized for making hotel reservations, travel bookings, event arrangements, and more.
  3. Emirates Skywards Silver Tier Membership: Enjoy a one-year Emirates Skywards Silver Tier Membership at no extra cost. To renew this membership, simply spend over Rs.5 lakhs in a year.
  4. Airport Lounge Access: Receive two complimentary visits to domestic airport lounges each quarter with the Emirates Skywards ICICI Bank Sapphiro Credit Card.
  5. Travel Perks: Benefit from two free airport lounge visits outside India and two spa sessions at specific Indian airports every year.
  6. Entertainment Discounts: Enjoy up to Rs.500 off on a second ticket twice a month through BookMyShow.
  7. Dining Privileges: Access exclusive dining offers through the ICICI Bank Culinary Treats Programme.
  8. Fuel Surcharge Waiver: Receive a 1% fuel surcharge waiver on fuel transactions at all fuel stations.

Emirates Skywards ICICI Bank Sapphiro Credit Card Fees and Charges

  1. Spend-Based Waiver: Not applicable (NA)
  2. Rewards Redemption Fee: None
  3. Foreign Currency Markup: A 3.5% charge applies to all international transactions.
  4. Interest Rates: The monthly interest rate is 3.40%.
  5. Fuel Surcharge: Enjoy a 1% fuel surcharge waiver on all fuel transactions.
  6. Cash Advance Charges: 2.5% of the amount or Rs. 500 (whichever is higher)
  7. Add-on Card Fee: Rs. 250

Emirates Skywards ICICI Bank Sapphiro Credit Card Eligibility

Joining Bonus: To be eligible for approval of the Emirates Skywards ICICI Sapphiro Credit Card, you must meet the following basic criteria:

  1. The primary cardholder must be at least 21 years old.
  2. The supplementary cardholder should be 18 years of age or older.
  3. The applicant should be either self-employed or salaried.
  4. The applicant’s credit score should be in good standing.

Documents Required for Emirates Skywards ICICI Bank Sapphiro Credit Card

The following documents are typically required when applying for the Emirates Skywards ICICI Bank Sapphiro Credit Card:

1. Proof of Identity:

  • Passport
  • Aadhaar Card
  • Driver’s License
  • Voter ID
  • PAN Card

2. Proof of Address:

  • Passport
  • Aadhaar Card
  • Utility Bill (electricity, water, gas, or landline telephone)
  • Rental Agreement
  • Bank Statement

3. Proof of Income:

  • Salary Slips (for salaried individuals)
  • Income Tax Returns (ITR) or Form 16
  • Business/Professional Income Proof (for self-employed individuals)

4. Passport-sized photographs

How to apply for Emirates Skywards ICICI Bank Sapphiro Credit Card?

To apply for the Emirates Skywards ICICI Bank Sapphiro Credit Card, you can follow these general steps:

  1. Visit ICICI Bank’s Website:
    Go to ICICI Bank’s official website. You can do this by typing “ICICI Bank” in your preferred web browser’s search bar or by directly entering “www.icicibank.com.”
  2. Navigate to the Credit Cards Section:
    Look for the “Credit Cards” or “Apply for Credit Card” section on the bank’s website. You can usually find this in the main menu or on the homepage.
  3. Explore Card Options:
    Browse through the available credit card options to find the Emirates Skywards ICICI Bank Sapphiro Credit Card. Review the card’s features, benefits, and eligibility criteria to ensure it suits your needs.
  4. Start the Application Process:
    Once you’ve selected the Emirates Skywards ICICI Bank Sapphiro Credit Card, you should find an option to “Apply Now” or “Apply Online.” Click on this link to initiate the application process.
  5. Fill in the Application Form:
    You will be asked to fill out an online application form with your personal information, contact details, employment details, and financial information. Make sure to provide accurate and complete information.
  6. Upload Documents:
    You’ll be required to upload the necessary documents (as mentioned in a previous response) to support your application.
  7. Review and Submit:
    Before submitting your application, carefully review all the details you’ve entered. Ensure that the information is accurate and complete. Submit your application once you’re satisfied.
  8. Verification:
    After submitting your application, the bank will review your application and the provided documents. They may contact you for any additional information or clarification if needed.
  9. Approval:
    If your application is approved, you will receive a confirmation from ICICI Bank regarding the approval of your Emirates Skywards ICICI Bank Sapphiro Credit Card. The bank will provide you with details on the card’s issuance and delivery.
  10. Card Activation:
    Once you receive your credit card, you will need to activate it as per the instructions provided by ICICI Bank.

Frequently Asked Questions (FAQs)

1. What is the Emirates Skywards ICICI Bank Sapphiro Credit Card?

The Emirates Skywards ICICI Bank Sapphiro Credit Card is a co-branded credit card offered by ICICI Bank in partnership with Emirates Skywards. It provides a range of benefits and privileges tailored for frequent flyers and Emirates Skywards members.

2. How can I apply for the Emirates Skywards ICICI Bank Sapphiro Credit Card?

You can apply for the card online through the official ICICI Bank website or by visiting a nearby ICICI Bank branch. The application process typically involves submitting necessary documents and meeting the eligibility criteria.

3. What are the key features of the Emirates Skywards ICICI Bank Sapphiro Credit Card?

The card offers features such as Emirates Skywards miles on every spend, complimentary airport lounge access, travel and lifestyle benefits, accelerated rewards on specific categories, and more. Refer to the card’s terms and conditions for a detailed list of features.

4. How do I earn Emirates Skywards miles with this credit card?

You can earn Emirates Skywards miles by making eligible transactions using your Emirates Skywards ICICI Bank Sapphiro Credit Card. The number of miles earned may vary based on the type and amount of transactions. Refer to the card’s rewards program for specific details.

5. Can I redeem Emirates Skywards miles for flights and other rewards?

Yes, accumulated Emirates Skywards miles can be redeemed for flights, upgrades, hotel stays, and other travel-related expenses. The redemption process is typically managed through the Emirates Skywards program.

6. Is there an annual fee for the Emirates Skywards ICICI Bank Sapphiro Credit Card?

Yes, there is an annual fee associated with the card. The specific amount may vary, and it is advisable to check the latest fee structure before applying.

7. What is the eligibility criteria for this credit card?

The eligibility criteria typically include factors such as age, income, and credit history. Specific requirements may vary, and it is recommended to review the eligibility criteria on the official ICICI Bank website or contact the bank directly.

8. How do I check the status of my Emirates Skywards ICICI Bank Sapphiro Credit Card application?

You can check the status of your credit card application online through the ICICI Bank website or by contacting the bank’s customer support. You may need to provide certain details like application reference number or personal information for verification.

9. Are there any foreign transaction fees associated with the card?

The terms and conditions of the credit card will outline any applicable foreign transaction fees. It’s advisable to review these details to understand the charges associated with using the card for international transactions.

10. How do I contact customer support for the Emirates Skywards ICICI Bank Sapphiro Credit Card?
You can contact the ICICI Bank customer support helpline, visit a local ICICI Bank branch, or use the online customer support channels provided by the bank for assistance related to your Emirates Skywards ICICI Bank Sapphiro Credit Card.