ICICI Bank HPCL Platinum Credit Card

The ICICI Bank HPCL Credit Card, a fuel credit card from ICICI Bank, carries a nominal annual fee of Rs.199. Enjoy up to Rs.100 cashback on fuel purchases at HPCL petrol stations. Additionally, accumulate PAYBACK points on transactions, which can be effortlessly redeemed at HPCL outlets. Explore further for a comprehensive overview of this card’s perks and advantages.

Key Highlights of ICICI Bank HPCL Platinum Credit Card

  • 2.5% Cashback for fuel savings
  • 1% fuel surcharge savings
  • ₹100 off movie tickets any day, twice a month, saving up to ₹2,400 yearly on BookMyShow
  • Minimum 15% dining savings at 800+ restaurants in India
  • Earn 2 PAYBACK Points per ₹100 spent (excluding fuel)
  • Redeem PAYBACK Points for vouchers, products, and more
  • Spend ₹50,000+ annually to waive the ₹199 Annual Fee
  • 5 monthly transactions for a ₹400 BookMyShow e-voucher

Features and Benefits of ICICI Bank HPCL Platinum Credit Card

1. Cashback on Fuel Purchases

  • Earn 2.5% cashback, up to Rs. 100 monthly, at HPCL pumps with ICICI Merchant Services swipe machines.

2. Fuel Surcharge Waiver

  • Enjoy a 2.5% fuel surcharge waiver on transactions up to Rs. 4000 at HPCL pumps when using ICICI Merchant Services machines.

3. Reward Points

  • Collect 2 PAYBACK Points for every Rs. 100 spent on retail purchases (excluding fuel).
  • Redeem 2,000 PAYBACK Points for Rs. 500 worth of fuel.

4. Annual Fee Waiver

  • Spend Rs. 50,000 or more annually and have your Rs. 199 annual fee reversed.

5. Movie Discount

  • Get Rs. 100 off movie tickets any day of the week on BookMyShow, available twice a month.

6. Dining Discount

  • Enjoy a minimum 15% off on dining bills.
  • Access exclusive dining offers through ICICI Bank Culinary Treats Programme at www.culinarytreats.com.

ICICI Bank HPCL Platinum Credit Card Fees and Charges

Fees and Charges for the ICICI HPCL Platinum Credit Card:

Joining Fee Rs. 199 plus service tax
Annual Fee (1st year) Nil
Annual Fee (2nd year) Rs. 199 plus service tax
Supplementary Card Fee Nil
Overdue Interest on Extended Credit 40.80% annually (3.40% per month)
Interest on Cash Advances 40.80% annually (3.40% per month)
Cash Advance Transaction Fee Min. Rs. 300 or 2.5% of the advance amount
Redemption Handling Fee Rs. 99 for catalog-based redemptions, Rs. 25 for in-store/online redemptions via PAYBACK partners
Dial-a-draft Transaction Fee Min. Rs. 300 or 3% of the draft value
Overlimit Charges Min. Rs. 500 or 2.5% of the over-limit amount
Return of Cheque 2.5% of the due amount or min. Rs. 250
Auto Debit Return Fee 2.5% of the due amount or min. Rs. 250
Fee on Cash Payment at Branches Rs. 100 per transaction
Outstation Cheque Processing Fee 1% of the cheque value or min. Rs. 100
Duplicate Statement Request Rs. 100 if over 3 months old
Card Replacement Fee Rs. 100
Cash/Cheque Pickup Fee Rs. 100 per pickup
Chargeslip Request Applicable for each chargeslip
Foreign Currency Transaction 3.50% markup
Service Tax Currently 12.36%

ICICI Bank HPCL Platinum Credit Card Eligibility

Eligibility Criteria for the Accelero ICICI Bank Credit Card:

  1. Employment Status: Applicants must be either salaried individuals or self-employed.
  2. Age Range: Applicants should be between 18 and 65 years old.
  3. Residency: Applicants must be residents of India.

Documents Required for ICICI Bank HPCL Platinum Credit Card

To apply for the ICICI Bank HPCL Platinum Credit Card, you need:

  • Proof of Identity
  • Proof of Address
  • PAN Card
  • ITR or salary slips for the last 2 months
  • Passport-sized photographs

How to apply for ICICI Bank HPCL Platinum Credit Card?

To apply for the ICICI Bank HPCL Platinum Credit Card, you have these options:

1. Online Application:

  • Visit icicibank.com.
  • Complete the application form with all required details.
  • The bank will contact you for further steps.

2. Visit an ICICI Bank Branch:

  • Go to your nearest ICICI Bank Branch.
  • Customer Care will guide you through the application process.

3. Customer Care Hotline:

  • Call 1860 120 7777 from Monday to Friday, 9 am to 6 pm, for inquiries and assistance.

Frequently Asked Questions (FAQs)

1. What is the ICICI Bank HPCL Platinum Credit Card?

The ICICI Bank HPCL Platinum Credit Card is a co-branded credit card offered by ICICI Bank in partnership with Hindustan Petroleum Corporation Limited (HPCL). It is designed to provide cardholders with benefits, rewards, and discounts on fuel transactions and other spending categories.

2. How can I apply for the ICICI Bank HPCL Platinum Credit Card?

You can apply for the ICICI Bank HPCL Platinum Credit Card through the official ICICI Bank website or by visiting a nearby ICICI Bank branch. The application process typically involves filling out an online form, submitting necessary documents, and meeting the eligibility criteria set by ICICI Bank.

3. What are the key features of the ICICI Bank HPCL Platinum Credit Card?

Some key features of the ICICI Bank HPCL Platinum Credit Card include:

  • Fuel surcharge waiver at HPCL petrol pumps.
  • Accelerated rewards on fuel spends.
  • Rewards on other categories like groceries, dining, and more.
  • Discounts and offers on partner merchants.
  • Contactless payment technology for a faster and secure transaction experience.

4. Can I earn rewards on non-fuel transactions with this credit card?

Yes, besides fuel transactions, the ICICI Bank HPCL Platinum Credit Card also offers rewards on various other spending categories such as groceries, dining, and more. The specific reward structure may vary, and you can refer to the card’s terms and conditions for detailed information.

5. Is there an annual fee for the ICICI Bank HPCL Platinum Credit Card?

Credit card fees and charges may vary, and it’s advisable to check the latest fee structure on the official ICICI Bank website or by contacting the customer service helpline. Some credit cards may have an annual fee, while others may offer a waiver based on certain conditions.

6. How can I check my reward points balance on the ICICI Bank HPCL Platinum Credit Card?

You can check your reward points balance through the ICICI Bank mobile app, internet banking, or by contacting the customer service helpline. The exact process may vary, so refer to the card’s documentation or the bank’s official channels for guidance.

7. What benefits are offered on fuel transactions with the ICICI Bank HPCL Platinum Credit Card?

The card provides a fuel surcharge waiver at HPCL petrol pumps, making it a cost-effective option for individuals who frequently use their credit card for fuel purchases. The specific terms and conditions for the fuel surcharge waiver should be reviewed for complete details.

8. How can I make payments for my ICICI Bank HPCL Platinum Credit Card?

You can make payments for your credit card through various channels, including internet banking, mobile banking, NEFT, auto-debit, or by visiting an ICICI Bank branch. The bank provides multiple convenient options to ensure timely payments and hassle-free transactions.

9. Are there any travel benefits associated with the ICICI Bank HPCL Platinum Credit Card?

Travel benefits may vary, and it’s recommended to check the card’s features for specific details. Some credit cards offer travel-related perks such as airport lounge access, travel insurance, or discounts on flight bookings.

10. How do I contact customer support for the ICICI Bank HPCL Platinum Credit Card?

You can contact ICICI Bank’s customer support through their helpline, which is usually available 24/7. The contact details are typically provided on the back of the credit card or on the official ICICI Bank website.