InterMiles ICICI Bank Coral Credit Card

The InterMiles ICICI Bank Coral Credit Card is a collaborative credit card issued by the bank in partnership with intermiles.com. Designed primarily for travelers, this card offers rewards in the form of InterMiles. When you use this card, you can accumulate up to 7.5 InterMiles for every Rs. 100 spent. With a joining fee of Rs. 1,250, the card extends a warm welcome by providing you with 2,500 bonus InterMiles and travel-related vouchers valued at Rs. 750.

In addition to earning InterMiles, cardholders also enjoy the privilege of exclusive complimentary access to airport lounges every quarter. The card’s benefits extend beyond travel, as it offers enticing discount offers for both movies and dining.

Key Highlights of InterMiles ICICI Bank Coral Credit Card

  • Receive 2,500 bonus InterMiles, along with a flight discount voucher and a hotel discount voucher.
  • Enjoy a 5% discount on the base fare when booking revenue tickets for Economy class flights with Etihad Airways through www.InterMiles.com.

Features and Benefits of InterMiles ICICI Bank Coral Credit Card

1. Joining Benefits:

  • Upon joining, you’ll receive 2,500 bonus InterMiles, a flight discount voucher, and a hotel discount voucher.

2. InterMiles Benefits:

  • Receive an annual bonus of 1,250 InterMiles when you renew your credit card.
  • Earn up to 7.5 InterMiles for every Rs. 100 spent.

3. Flight Ticket Benefits:

  • Enjoy a 5% discount on the base fare when booking revenue tickets for Etihad Airways in Economy class through www.InterMiles.com.

InterMiles ICICI Bank Coral Credit Card Fees and Charges

  1. Joining Fee: Rs. 1,250
  2. Annual Fee (starting from the second year): Rs. 1,250
  3. Finance Charges: 3.50% per month (equivalent to 42% annualized)
  4. Late Payment Charges:
  • For amounts less than Rs. 100 – No charge
  • For amounts between Rs. 100 and Rs. 500 – Rs. 100
  • For amounts between Rs. 501 and Rs. 10,000 – Rs. 500
  • For amounts exceeding Rs. 10,000 – Rs. 750

InterMiles ICICI Bank Coral Credit Card Eligibility

  • Citizenship: The applicant should be an Indian citizen.
  • Age: For the primary card, the applicant should be a minimum of 23 years old. If applying for an add-on card, the applicant must be at least 18 years old.
  • Income Requirement: The income requirement may vary depending on the specific ICICI Coral credit card being applied for.

Documents Required for InterMiles ICICI Bank Coral Credit Card

When applying for the InterMiles ICICI Bank Coral Credit Card, you typically need to provide the following documents:

1. Proof of Identity (Any one of the following):

  • Passport
  • Aadhaar Card
  • Driver’s License
  • Voter ID
  • PAN Card

2. Proof of Address (Any one of the following):

  • Passport
  • Aadhaar Card
  • Utility Bill (electricity, water, gas, or landline telephone)
  • Rental Agreement
  • Bank Statement

3. Proof of Income (Any one of the following):

  • Salary Slips (for salaried individuals)
  • Income Tax Returns (ITR) or Form 16
  • Business/Professional Income Proof (for self-employed individuals)

4. Passport-sized photographs

How to apply for InterMiles ICICI Bank Coral Credit Card?

Individuals have the option to apply for ICICI Coral credit cards through both online and offline methods. Let’s explore each of these methods in detail:

Online Application for ICICI Coral Credit Card:

  • Prospective cardholders can initiate the application process for the ICICI Coral credit card by visiting ICICI Bank’s official website at www.icicibank.com.
  • On the website, they can browse and compare the various Coral credit card options to select the one that suits their preferences.
  • After choosing a specific Coral card, they can simply click on the “Apply Now” button located beneath the card’s name.
  • This action will redirect them to a page where they will be prompted to provide their personal details and complete the application online.

Offline Application for ICICI Coral Credit Card:

  • To apply for any ICICI Coral credit card offline, applicants can reach out to ICICI Bank’s credit card customer service by calling the designated customer care number.
  • Alternatively, they can visit their nearest ICICI Bank branch in person.
  • In person, they can meet with a bank representative who will assist them in filling out the required application form.
  • They will need to submit the necessary documents as specified by the bank to initiate the application process and obtain an ICICI Coral credit card.

These two methods offer flexibility for individuals to choose the application process that best suits their preferences and convenience.

Frequently Asked Questions (FAQs)

Q1: What is the InterMiles ICICI Bank Coral Credit Card?
A1: The InterMiles ICICI Bank Coral Credit Card is a co-branded credit card offered by ICICI Bank in association with InterMiles. It is designed to provide users with benefits such as InterMiles on every transaction, lifestyle privileges, and exclusive travel perks.

Q2: How can I apply for the InterMiles ICICI Bank Coral Credit Card?
A2: You can apply for the InterMiles ICICI Bank Coral Credit Card online through the official ICICI Bank website or by visiting a nearby ICICI Bank branch. The application process typically involves filling out an online form and submitting necessary documents.

Q3: What are the key features of the InterMiles ICICI Bank Coral Credit Card?
A3: Some key features include earning InterMiles on every transaction, complimentary airport lounge access, discounts on dining, fuel surcharge waiver, and exclusive travel and lifestyle benefits.

Q4: How do I earn InterMiles with this credit card?
A4: You earn InterMiles automatically on all eligible transactions made using your InterMiles ICICI Bank Coral Credit Card. The accumulated InterMiles can be redeemed for flight tickets, hotel stays, and other travel-related expenses.

Q5: What is the annual fee for the InterMiles ICICI Bank Coral Credit Card?
A5: The annual fee for the InterMiles ICICI Bank Coral Credit Card may vary, and it is advisable to check the latest fee structure on the ICICI Bank website or contact their customer service for the most accurate information.

Q6: Can I convert my InterMiles into other rewards or cashback?
A6: InterMiles earned with the InterMiles ICICI Bank Coral Credit Card are primarily designed for travel-related redemptions. However, ICICI Bank may offer flexibility in redemption options, and it’s recommended to check the redemption catalog for the latest options.

Q7: Is there a foreign transaction fee associated with this credit card?
A7: Yes, there is typically a foreign transaction fee applicable when you use the InterMiles ICICI Bank Coral Credit Card for transactions in a currency other than Indian Rupees. Check the terms and conditions for the specific fee details.

Q8: What is the eligibility criteria for the InterMiles ICICI Bank Coral Credit Card?
A8: Eligibility criteria may include factors such as age, income, credit score, and residency status. It’s advisable to refer to the official ICICI Bank website or contact their customer service for the most up-to-date eligibility requirements.

Q9: How do I check my InterMiles balance and statement for the credit card?
A9: You can check your InterMiles balance and credit card statement through the ICICI Bank internet banking portal, mobile app, or by contacting the customer service helpline provided on the back of your credit card.

Q10: What travel and lifestyle privileges are offered with the InterMiles ICICI Bank Coral Credit Card?
A10: Travel and lifestyle privileges may include complimentary airport lounge access, discounts on hotel bookings, exclusive travel offers, and more. The specific privileges may be updated by ICICI Bank, so it’s recommended to review the latest benefits on their official website or communication channels.