InterMiles ICICI Bank Rubyx Credit Card

The InterMiles ICICI Bank Rubyx Credit Card is a collaboration between ICICI Bank and intermiles.com, offering exclusive travel advantages. This credit card has dual variants – one with American Express and the other with Visa, each offering enticing perks. When you use this card, you can earn as many as 10 InterMiles for every Rs. 100 you spend. To get started, there’s a joining fee of Rs. 2,500, and it greets you with a bonus of 5,000 InterMiles.

In addition to InterMiles, the card comes with a host of travel benefits. These include accelerated InterMiles when booking through intermiles.com and complimentary access to domestic airport lounges every quarter. On the dining front, you can enjoy up to a 15% discount through the ICICI Bank Culinary Treats Programme. Plus, there’s a 25% discount on movie tickets when booking through BookMyShow.

Key Highlights of InterMiles ICICI Bank Rubyx Credit Card

  1. Welcome Bonus: Receive 5,000 InterMiles as a welcome bonus when you get the card.
  2. Renewal Bonus: Get 2,500 InterMiles as a renewal bonus when you renew your card.
  3. Movie Ticket Discount: Enjoy a 25% discount on movie tickets.
  4. Dining Savings: Save 15% on dining expenses.
  5. InterMiles Rewards: Earn up to 10 InterMiles for every Rs. 100 spent using the card.
  6. Lounge Access: Enjoy complimentary access to airport lounges.

Features and Benefits of InterMiles ICICI Bank Rubyx Credit Card

1. Welcome Benefits:

  • Receive a bonus of 5,000 InterMiles upon paying the joining fee.
  • Gain a flight discount voucher valued at Rs. 500 and a hotel discount voucher worth Rs. 1,000 when you become a cardmember.

2. Renewal Benefits:

  • Upon card renewal, enjoy 2,500 bonus InterMiles, a hotel discount voucher of Rs. 250, and a flight discount voucher of Rs. 750.

3. InterMiles Points Benefits:

  • Earn up to 10 InterMiles for every Rs. 100 spent with the card.
  • Acquire up to 10 InterMiles when purchasing Etihad flight revenue tickets.

4. Entertainment Benefits:

  • Enjoy a 25% discount, up to Rs. 150, when purchasing a minimum of two tickets for entertainment events.

5. Dining Benefits:

  • Access special offers and discounts for dining expenses. Visit icicibank.com/culinarytreats for more details.

6. Fuel Benefits:

  • Receive a 1% waiver on fuel surcharge, applicable to transactions of up to Rs. 4,000 at all HPCL pumps in India.

InterMiles ICICI Bank Rubyx Credit Card Fees and Charges

  1. Spend Based Waiver: Not Applicable (N/A)
  2. Rewards Redemption Fee: Rs. 99 (plus taxes) per request to redeem rewards.
  3. Foreign Currency Markup: 3.5% of the transaction amount.
  4. Interest Rates: 3.5% per month (equivalent to 42% annually).
  5. Fuel Surcharge: 1% fuel surcharge waived at all HPCL petrol pumps, up to a maximum fuel purchase of Rs. 4,000.
  6. Cash Advance Charges: 2.5% of the transacted amount or Rs. 300, whichever is higher.
  7. Add-on Card Fee: Rs. 250 (plus taxes) for an additional card.

InterMiles ICICI Bank Rubyx Credit Card Eligibility

  1. Nationality: The applicant should be of Indian nationality.
  2. Age: The applicant must be 23 years of age or older.
  3. Income: The minimum annual income requirement is above Rs. 5.5 lakhs.
  4. Occupation: The applicant should be either a salaried individual or employed in some capacity.

Documents Required for InterMiles ICICI Bank Rubyx Credit Card

1. Proof of Identity (Any one of the following):

  • Passport
  • Aadhaar Card
  • Driver’s License
  • Voter ID
  • PAN Card

2. Proof of Address (Any one of the following):

  • Passport
  • Aadhaar Card
  • Utility Bill (electricity, water, gas, or landline telephone)
  • Rental Agreement
  • Bank Statement

3. Proof of Income (Any one of the following):

  • Salary Slips (for salaried individuals)
  • Income Tax Returns (ITR) or Form 16
  • Business/Professional Income Proof (for self-employed individuals)

4. Passport-sized photographs

How to apply for InterMiles ICICI Bank Rubyx Credit Card?

  1. Visit ICICI Bank’s net banking website at https://www.icicibank.com/.
  2. Navigate to the ‘Apply Online’ section on the website.
  3. Select the ‘Credit Card’ option from the available choices.
  4. Fill in all the necessary details as requested.
  5. Choose the specific card you wish to apply for, which, in this case, is the InterMiles ICICI Bank Rubyx Credit Card.
  6. Follow the provided instructions on the website to complete all the required formalities for your credit card application.

Frequently Asked Questions (FAQs)

1. What is the InterMiles ICICI Bank Rubyx Credit Card?

The InterMiles ICICI Bank Rubyx Credit Card is a co-branded credit card offered by ICICI Bank in association with InterMiles. It provides users with a range of benefits, including travel rewards, lifestyle privileges, and more.

2. How can I apply for the InterMiles ICICI Bank Rubyx Credit Card?

You can apply for the InterMiles ICICI Bank Rubyx Credit Card online through the official ICICI Bank website or by visiting the nearest ICICI Bank branch. The application process typically involves filling out an online form and submitting the required documents.

3. What are the key features of the InterMiles ICICI Bank Rubyx Credit Card?

The card offers features such as InterMiles rewards on both domestic and international spending, complimentary airport lounge access, fuel surcharge waiver, and various lifestyle benefits. Refer to the official terms and conditions for the most up-to-date information on features.

4. How does the InterMiles rewards program work?

With the InterMiles ICICI Bank Rubyx Credit Card, you earn InterMiles for your eligible transactions. These InterMiles can be redeemed for flights, hotel stays, shopping vouchers, and other rewards. The accumulation and redemption rates may vary, so it’s advisable to check the official InterMiles website for the latest details.

5. Is there an annual fee for the InterMiles ICICI Bank Rubyx Credit Card?

Credit card fees and charges, including annual fees, are subject to change. Refer to the latest schedule of fees provided by ICICI Bank to understand the applicable charges for the InterMiles ICICI Bank Rubyx Credit Card.

6. What is the eligibility criteria for the InterMiles ICICI Bank Rubyx Credit Card?

Eligibility criteria typically include age, income, and credit score requirements. Specific details can be obtained from the official ICICI Bank website or by contacting the bank directly.

7. How can I check the status of my InterMiles ICICI Bank Rubyx Credit Card application?

Applicants can check the status of their credit card application online through the official ICICI Bank website or by contacting the bank’s customer service. You may need to provide application reference details for tracking.

8. Are there any foreign transaction fees associated with this credit card?

Foreign transaction fees may apply when using the InterMiles ICICI Bank Rubyx Credit Card for international transactions. Check the terms and conditions or contact ICICI Bank for the latest information on fees associated with foreign transactions.

9. How do I contact customer support for the InterMiles ICICI Bank Rubyx Credit Card?

Customer support contact details, including phone numbers and email addresses, can be found on the official ICICI Bank website. You can also visit the nearest ICICI Bank branch for assistance.

10. Can I convert my credit card purchases into EMIs using the InterMiles ICICI Bank Rubyx Credit Card?

ICICI Bank often provides the option to convert certain transactions into easy monthly installments (EMIs). Check with the bank for the specific terms, conditions, and eligibility criteria related to the EMI conversion facility.