InterMiles ICICI Bank Sapphiro Credit Card

ICICI Bank collaborates with the InterMiles frequent flyer program to provide the InterMiles ICICI Bank Sapphiro Credit Card, available in two variants: the Visa variant and the American Express variant. These two versions offer slightly different sets of benefits. In the past, the card provided special advantages for Jet Airways bookings. However, with Jet Airways ceasing its operations in 2018, the card now offers exclusive privileges for Etihad Airlines flight bookings, as Etihad owns over 50% of Jet Airways. As the name suggests, this is a travel credit card that accrues InterMiles reward points on all card transactions. Continue reading to discover more about this credit card offering from ICICI Bank.

Key Highlights of InterMiles ICICI Bank Sapphiro Credit Card

  1. Variants: Available in two variants – Visa and American Express, offering different sets of benefits to cater to diverse needs.
  2. Travel Benefits: Provides exclusive privileges on Etihad Airlines flight bookings, making it an ideal choice for travelers. These benefits used to apply to Jet Airways bookings before its cessation.
  3. InterMiles Rewards: Earns InterMiles reward points on all card transactions, allowing you to accumulate rewards that can be redeemed for flights, hotels, and other travel-related expenses.
  4. Complimentary Airport Lounge Access: Offers complimentary access to airport lounges, enhancing the travel experience for cardholders.
  5. Dining Benefits: May include dining offers or discounts at select restaurants, further enhancing the card’s value.
  6. Insurance Coverage: Depending on the specific card variant, you may receive insurance coverage for travel and other contingencies.
  7. Additional Privileges: Depending on the variant, the card may come with additional privileges such as concierge services, golf benefits, and more.

Features and Benefits of InterMiles ICICI Bank Sapphiro Credit Card

1. Onboarding Benefits:

  • Receive a bonus of 10,000 InterMiles upon joining.
  • Enjoy a hotel discount voucher worth Rs. 1,500 and a flight discount voucher worth Rs. 750 as a welcome benefit.
  • Additionally, receive an extra flight discount voucher of Rs. 750 and a hotel discount voucher of Rs. 1,500 upon spending Rs. 60,000 in the first 3 months of card setup.

2. Renewal Benefits:

  • Receive 5,000 bonus InterMiles every year upon card renewal.
  • Get an exclusive flight discount voucher worth Rs. 500 and a hotel discount voucher worth Rs. 1,000 upon renewal.
  • On your card anniversary, obtain a Rs. 500 discount voucher for flight tickets and a Rs. 1,000 discount voucher for hotel bookings upon spending over Rs. 60,000 in the first 3 months.

3. Exclusive Benefits:

  • Earn up to 12.5 InterMiles when purchasing Etihad Flights revenue tickets at www.intermiles.com.
  • Avail a 5% discount on the base fare for booking revenue tickets for Etihad Airways in Economy class at www.InterMiles.com.
  • Receive a 10% discount on the base fare for Business Class tickets on Etihad Airways at www.intermiles.com.

4. InterMiles Benefits:

  • Earn 5 InterMiles for every Rs. 100 spent.
  • Get 7 InterMiles for every Rs. 100 spent on international purchases.

5. Travel Benefits:

  • Access 450 airport lounges across 115 countries worldwide with the Dreamfolks Lounge Access Program.

InterMiles ICICI Bank Sapphiro Credit Card Fees and Charges

  1. Spend Based Waiver: Not Applicable (N/A)
  2. Rewards Redemption Fee: Rs. 99 (plus applicable taxes) per redemption request
  3. Foreign Currency Markup: 3.5% of the transaction amount
  4. Interest Rates: 3.5% per month (equivalent to 42% annually)
  5. Fuel Surcharge: 1% fuel surcharge waived at all fuel stations across India
  6. Cash Advance Charges: 2.5% of the transacted amount, with a minimum fee of Rs. 300
  7. Add-on Card Fee: Rs. 250 (plus applicable taxes)

InterMiles ICICI Bank Sapphiro Credit Card Eligibility

  1. Nationality: The individual must be an Indian citizen.
  2. Age: The applicant needs to be a minimum of 18 years old.
  3. Employment Status: The applicant should be either employed and earning a salary or self-employed.
  4. Credit Score: A favorable credit score enhances the applicant’s eligibility for the card.

Documents Required for InterMiles ICICI Bank Sapphiro Credit Card

When applying for the InterMiles ICICI Bank Sapphiro Credit Card, you typically need to provide the following documents:

1. Proof of Identity (Any one of the following):

  • Passport
  • Aadhaar Card
  • Driver’s License
  • Voter ID
  • PAN Card

2. Proof of Address (Any one of the following):

  • Passport
  • Aadhaar Card
  • Utility Bill (electricity, water, gas, or landline telephone)
  • Rental Agreement
  • Bank Statement

3. Proof of Income (Any one of the following):

  • Salary Slips (for salaried individuals)
  • Income Tax Returns (ITR) or Form 16
  • Business/Professional Income Proof (for self-employed individuals)
  • Passport-sized photographs

How to apply for InterMiles ICICI Bank Sapphiro Credit Card?

  1. Start by going to the ICICI Bank’s official website, which is located at icicibank.com.
  2. Next, navigate to the “credit cards” section.
  3. Locate and click on the InterMiles ICICI Bank Sapphiro Credit Card.
  4. Opt for the “apply online” choice.
  5. Provide all the necessary details as requested.
  6. Finally, click the “submit” button. A representative from the bank will reach out to you for further processing.

Frequently Asked Questions (FAQs)

1. What is the InterMiles ICICI Bank Sapphiro Credit Card?

The InterMiles ICICI Bank Sapphiro Credit Card is a co-branded credit card offered by ICICI Bank in association with InterMiles, a travel and lifestyle rewards program. It provides users with various benefits and rewards related to travel and lifestyle expenses.

2. How do I apply for the InterMiles ICICI Bank Sapphiro Credit Card?

You can apply for the InterMiles ICICI Bank Sapphiro Credit Card through the official ICICI Bank website or by visiting the nearest ICICI Bank branch. The application process typically involves filling out an online form and submitting necessary documents.

3. What are the key features of the InterMiles ICICI Bank Sapphiro Credit Card?

The key features include complimentary airport lounge access, InterMiles rewards on every transaction, fuel surcharge waiver, and exclusive privileges such as discounts on dining, entertainment, and travel bookings.

4. How does the InterMiles rewards program work with this credit card?

With every eligible transaction made using the InterMiles ICICI Bank Sapphiro Credit Card, you earn InterMiles that can be redeemed for flights, hotel stays, shopping vouchers, and more. The accumulated InterMiles can be checked and redeemed through the InterMiles website or mobile app.

5. Is there an annual fee for the InterMiles ICICI Bank Sapphiro Credit Card?

Yes, the credit card usually comes with an annual fee. The specific fee may vary, and there may be options for fee waivers based on annual spending or other criteria. Check the terms and conditions or contact ICICI Bank for the latest information.

6. What is the interest-free period on this credit card?

The interest-free period is the duration during which you can make purchases without incurring any interest. The exact period may vary, but it is generally around 45 to 50 days, provided the outstanding dues from the previous month are paid in full.

7. How can I check my InterMiles ICICI Bank Sapphiro Credit Card statement?

You can check your credit card statement online through the ICICI Bank internet banking portal or mobile app. Additionally, monthly statements are sent to the registered email address. Ensure that your contact details are up-to-date to receive timely statements.

8. What benefits does the InterMiles ICICI Bank Sapphiro Credit Card offer for travel?

The credit card provides benefits such as complimentary airport lounge access, discounts on flight bookings, and exclusive travel offers. Additionally, you can earn InterMiles on your travel-related expenses.

9. Is there a foreign transaction fee associated with this credit card?

Yes, there may be a foreign transaction fee applicable when you make purchases in a currency other than the Indian Rupee. Check the terms and conditions of the credit card for the specific fee structure.

10. How do I contact customer support for the InterMiles ICICI Bank Sapphiro Credit Card?

You can contact ICICI Bank customer support through the helpline number provided on the back of your credit card or on the official ICICI Bank website. Alternatively, you can visit a nearby ICICI Bank branch for assistance.