MakeMyTrip ICICI Bank Platinum Credit Card

The MakeMyTrip ICICI Bank Platinum Credit Card is a co-branded travel credit card offered by ICICI Bank, similar to the Yatra SBI Credit Card issued by SBI. To acquire the MakeMyTrip ICICI Platinum Card, there is a joining fee of Rs. 500, and you are not required to pay any annual renewal fee for the card. The reward points you accumulate with the MakeMyTrip Platinum Credit Card are automatically transferred to your MakeMyTrip wallet as “My Cash.” You can utilize this My Cash to redeem for various travel-related expenses such as hotel reservations, flight bookings, car rentals, and more on the MakeMyTrip platform.

Key Highlights of MakeMyTrip ICICI Bank Platinum Credit Card

  • Optimal for Travel Enthusiasts
  • Initial Enrollment Charge: Rs. 500
  • Yearly Charges: None
  • Introductory Perk: My Cash worth Rs. 500; MakeMyTrip holiday voucher valued at Rs. 3,000
  • Prime Attribute: Earn up to 3 My Cash points for every Rs. 200 spent on hotel and flight bookings through MakeMyTrip.

Features and Benefits of MakeMyTrip ICICI Bank Platinum Credit Card

  1. Joining Bonus: You’ll receive a joining benefit of Rs.500.
  2. Welcome Kit Contents: The welcome kit includes a voucher from Lemon Tree Hotels valued at Rs.2,000, along with 500 My Cash.
  3. Timing of Joining Benefit: Your joining benefit will be credited to your account 45 working days after you’ve made the payment for the joining fee.
  4. Reward Earnings: You can accumulate up to 5,000 My Cash or reward points.
  5. Savings on BookMyShow: Enjoy annual savings of up to Rs.6,000 when booking movie tickets through the BookMyShow platform.
  6. Limited Movie Ticket Offer: Please note that the ‘Buy 1 Get 1’ offer for movie tickets is available for a limited time.

MakeMyTrip ICICI Bank Platinum Credit Card Fees and Charges

  1. Spend Based Waiver: Not applicable (N/A)
  2. Rewards Redemption Fee: Rs. 99 (plus applicable taxes) for each redemption request.
  3. Foreign Currency Markup: A 3.5% charge on the transaction amount when using foreign currencies.
  4. Interest Rates: A monthly interest rate of 3.4% (equivalent to an annual rate of 40.8%).
  5. Fuel Surcharge: Enjoy a 1% waiver on fuel transactions, up to a maximum of Rs. 4,000, when refueling at HPCL pumps in India.
  6. Cash Advance Charges: Incur a fee of 2.5% of the withdrawal amount when taking a cash advance.
  7. Add-on Card Fee: A charge of Rs. 250 (plus applicable taxes) for obtaining an additional card.

MakeMyTrip ICICI Bank Platinum Credit Card Eligibility

The following outlines the eligibility criteria that applicants must meet to qualify for the MakeMyTrip ICICI Bank Platinum Card:

  1. The applicant must be at least 21 years of age.
  2. The applicant should possess a reliable income source, which can be either salaried employment or self-employment.
  3. A positive credit history is required for the applicant to be eligible.

Documents Required for MakeMyTrip ICICI Bank Platinum Credit Card

  1. PAN Card: A valid Permanent Account Number (PAN) card.
  2. Address Proof: Document confirming your residential address. Acceptable documents include the last two months’ electricity bill or flat maintenance bill, driving license, passport, or a rental agreement.
  3. Self-Employed Professionals: Self-employed individuals are required to provide the last two years’ audited financial results.
  4. Identity Proof: A valid identity proof document, such as a Voter ID, Ration card, Aadhaar card, passport, or driving license.
  5. Latest Passport-sized Photograph: A recent passport-sized photograph of the applicant.
  6. Income Proof: Documentation to verify your income, such as the last three months’ bank statement, salary slip, Form 16, and so on.

How to apply for MakeMyTrip ICICI Bank Platinum Credit Card?

You have the flexibility to apply for this credit card either online or through traditional offline methods.

For an offline application:

  • Visit your nearby ICICI Bank branch.
  • Complete the physical application form while ensuring you have all the required documents with you.

For an online application, follow these steps:

  • Step 1: Visit the official ICICI Bank website.
  • Step 2: Navigate to the ‘Credit Cards’ section under ‘Cards.’
  • Step 3: Select the ICICI Bank Platinum Credit Card from MakeMyTrip.
  • Step 4: Click on ‘Apply Now’ and follow the necessary steps to complete your application.

Frequently Asked Questions (FAQs)

1. What is the MakeMyTrip ICICI Bank Platinum Credit Card?

The MakeMyTrip ICICI Bank Platinum Credit Card is a co-branded credit card that offers various benefits and rewards for users, particularly tailored for travel enthusiasts.

2. What are the key features of this credit card?

Highlight the key features such as travel benefits, reward points, fuel surcharge waiver, etc.

3. How can I apply for the MakeMyTrip ICICI Bank Platinum Credit Card?

Provide information on the application process, eligibility criteria, and any required documents.

4. What are the rewards and benefits associated with this credit card?

Detail the reward points system, cashback offers, discounts on travel bookings, and any other perks the card offers.

5. Is there an annual fee for the MakeMyTrip ICICI Bank Platinum Credit Card?

Specify the annual fees, if any, and any conditions under which the fees might be waived.

6. How can I redeem the reward points earned on this credit card?

Explain the redemption options for the accumulated reward points, including travel bookings, merchandise, or other available options.

7. Are there any travel-related privileges with this credit card?

Highlight any special privileges such as airport lounge access, travel insurance, or concierge services.

8. What is the foreign transaction fee for this credit card?

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9. How can I check my credit card statement and track expenses?

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10. What should I do if my credit card is lost or stolen?
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