Club Vistara IDFC First Credit Card

Air Vistara, in collaboration with SBI and Axis Bank for co-branded travel cards, expands its partnerships to include IDFC Bank. The Club Vistara IDFC First credit card, priced at Rs. 4999 plus taxes, offers exclusive benefits. Cardholders enjoy a welcome package featuring a premium economy flight ticket voucher, a class upgrade voucher, and Club Vistara Silver tier membership. Additionally, earn CV Points with every swipe, unlock bonus points, and receive complimentary flight tickets upon reaching spend-based milestones. Elevate your travel experience with this synergistic alliance.

Key Highlights of Club Vistara IDFC First Credit Card

Unlock unparalleled benefits with the Club Vistara IDFC First Credit Card.

1. Welcome Benefits:

  • Complimentary Premium Economy flight ticket voucher
  • 1 Class Upgrade voucher

2. Exclusive Memberships:

  • Complimentary Club Vistara Silver Tier membership

3. Rewards Program:

  • Earn up to 6 CV Points per Rs. 200 spent

4. Bonus Points:

  • Get up to 6000 bonus CV Points on spending Rs. 30,000 in each of the first 3 months

5. Milestone Rewards:

  • Maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving spending milestone

6. Airport Lounge Access:

  • 2 domestic airport and spa, and 1 international airport lounge access

7. Golf Privileges:

  • 4 complimentary green fees golf
  • 12 golf lessons per year

8. Travel Protection:

  • CFAR Trip Cancellation cover up to Rs. 10,000 on flight and hotel bookings, twice per year

9. Competitive Forex:

  • Forex markup fee of 2.99% on transactions

Features and Benefits of Club Vistara IDFC First Credit Card

The Club Vistara IDFC First Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Receive 1 complimentary Premium Economy ticket voucher.
  • Enjoy complimentary Club Vistara Silver Membership.
  • Receive 1 free one-class upgrade voucher.
  • Avail a 3-month BQ Prime subscription and a 3-month free EazyDiner Prime membership.

2. Reward Points:

  • Earn 6 CV Points for every Rs.200 spent up to Rs.1 lakh per statement cycle.
  • Gain 4 CV Points on every Rs.200 spent, up to Rs.1 lakh per statement cycle.
  • Acquire 1 CV Point on utility, fuel, rent, wallet load, and insurance expenses.
  • Receive 10 CV Points for every Rs.200 spent on dining on your birthday.
  • Note: CV Points are not applicable for EMI transactions and cash withdrawals.

3. Airport Lounge Access:

  • Enjoy complimentary access to domestic airport lounges and spas 8 times per year.
  • Benefit from international airport lounge access 4 times per year.

4. Milestone Benefits:

  • Unlock up to 5 Premium Economy Ticket Vouchers each anniversary year.

5. Trip Cancellation Coverage:

  • Receive up to Rs.10,000 in trip cancellation insurance on hotel and flight bookings.

6. Golf Benefits:

  • Enjoy 4 complimentary golf rounds and 12 complimentary golf lessons annually.

7. Savings on International Purchases:

  • Benefit from a competitive forex mark-up of only 2.99% on overseas transactions.

Club Vistara IDFC First Credit Card Fees and Charges

Explore the fee structure for the Club Vistara IDFC First Credit Card and discover the financial advantages that come with it.

  1. Annual and joining fee: Rs. 4999 + taxes
  2. Interest rate: 0.75-3.5% per month (9-42% per annum)
  3. Forex markup fee: 2.99% of the transaction amount
  4. Interest-free cash withdrawals for 48 days; Rs. 199 fee thereafter
  5. No add-on card fee
  6. Card replacement fee: Rs. 100

Eligibility Criteria for Club Vistara IDFC First Credit Card

Here are essential criteria for applying for an Club Vistara IDFC First Credit Card:

  1. Age Requirement: Applicants must be a minimum of 21 years old.
  2. Income Eligibility: A minimum annual income of ₹3 lakhs is required for card eligibility.
  3. Creditworthiness: A good credit score is essential for approval of the card application.

Documents Required for Club Vistara IDFC First Credit Card

To apply for the Club Vistara IDFC First Credit Card, you will typically need to provide the following documents:

1. Proof of Identity:

  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Overseas Citizen of India Card
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Letters issued by the UIDAI or any other government-approved photo ID proof.

2. Proof of Address:

  • Aadhaar card
    Driver’s License
  • Passport
  • Utility Bill (not more than 3 months old)
  • Ration Card
  • Property Registration Document
  • Person of Indian Origin Card
  • Job card issued by NREGA
  • Bank Account Statement
  • Any other government-approved address proof.

3. Proof of Income:

  • Latest one or two salary slips (not more than 3 months old)
  • Latest Form 16
  • Last 3 months’ bank statement.

How to apply for Club Vistara IDFC First Credit Card

Follow these steps to apply for the Club Vistara IDFC First Credit Card online:

  1. Explore IDFC First Bank’s official website.
  2. Navigate to ‘Credit Cards’ for a range of options.
  3. Choose ‘Club Vistara IDFC FIRST Credit Card.’
  4. Click ‘Apply Now’ to initiate the application.
  5. Complete required details for a seamless application process.

Frequently Asked Questions (FAQs) –

1. What is the Club Vistara IDFC First Credit Card?

  • The Club Vistara IDFC First Credit Card is a co-branded credit card offered by IDFC First Bank in partnership with Vistara, an Indian airline. It provides cardholders with a range of benefits and privileges, including Vistara flight-related perks.

2. How can I apply for the Club Vistara IDFC First Credit Card?

  • You can apply for the card online through the official IDFC First Bank website or by visiting the nearest IDFC First Bank branch. The application process typically involves submitting necessary documents and meeting eligibility criteria set by the bank.

3. What are the key features of the Club Vistara IDFC First Credit Card?

  • The card offers features such as Vistara flight vouchers, complimentary lounge access, milestone benefits, accelerated Club Vistara Points on spend, fuel surcharge waiver, and more. Check the official website or contact IDFC First Bank for the most up-to-date features.

4. How can I earn Club Vistara Points with this credit card?

  • Club Vistara Points can be earned by making eligible transactions using the Club Vistara IDFC First Credit Card. The points earned can be redeemed for Vistara flight tickets and other rewards. Details regarding the points accrual rates can be found in the card’s terms and conditions.

5. What are the annual fees and charges associated with the Club Vistara IDFC First Credit Card?

  • The annual fees and charges may vary, and it’s advisable to check the latest fee structure on the IDFC First Bank website or by contacting their customer service. Some credit cards may offer fee waivers or discounts based on spending patterns.

6. How can I redeem the Vistara flight vouchers offered with the card?

  • Vistara flight vouchers can typically be redeemed through the Vistara website or customer service. The process may involve entering a unique code provided with the credit card. Specific redemption details will be outlined in the voucher terms and conditions.

7. Is there a joining bonus associated with the Club Vistara IDFC First Credit Card?

  • Credit card promotions and offers, including any joining bonuses, may vary over time. Check the current promotions on the IDFC First Bank website or contact their customer service for the latest information on any sign-up bonuses.

8. How can I track my Club Vistara Points and credit card transactions?

  • You can track your Club Vistara Points and credit card transactions through the IDFC First Bank’s online banking portal or mobile app. The bank may also provide monthly statements that detail your spending and earned rewards.

9. What should I do if my Club Vistara IDFC First Credit Card is lost or stolen?

  • In case of loss or theft, immediately contact IDFC First Bank’s customer service to report the incident. The bank will guide you through the process of blocking the card and issuing a replacement. It’s crucial to act promptly to prevent unauthorized use.

10. Are there any international transaction fees associated with this credit card?

  • Credit card terms and conditions include information about international transaction fees. Check the latest fee structure to understand the charges associated with using the Club Vistara IDFC First Credit Card for transactions conducted outside of India.