IDFC Bank FIRST SWYP Credit Card

IDFC Bank’s inaugural SWYP Credit Card introduces innovation to the Indian credit card landscape. Boasting a range of advantages, such as reward points and discounts at renowned brands like Tata CLiQ, Zomato, and Dominos, it holds particular allure for the younger demographic. With a minimal joining fee of Rs. 499, this card can seamlessly integrate with your UPI apps for added convenience.

Key Highlights of IDFC Bank FIRST SWYP Credit Card

  1. Affordable enrollment cost: Avail the card with a reasonable joining fee of Rs. 499.
  2. Convenient EMI conversion: Easily transform your expenditures into EMIs for added flexibility.
  3. Free railway lounge access: Enjoy complimentary access to railway lounges as a special perk.
  4. Abundant welcome benefits: Benefit from a variety of welcome perks that come with this card, ensuring a rewarding start to your membership.

Features and Benefits of IDFC Bank FIRST SWYP Credit Card

The IDFC Bank FIRST SWYP Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Enjoy a complimentary Lenskart Gold membership upon successful payment of the joining fee.
  • Earn 1,000 Reward Points for the first EMI transaction within 30 days of card issuance.
  • Receive a 1-year Times Prime membership on spending Rs. 30,000 within 90 days of card issuance.

2. Free Railway Lounge Access:

  • Access 4 free railway lounges each quarter with the IDFC First SWYP Credit Card.
  • Benefit from unlimited tea and coffee, 2 hours of lounge stay, a comfortable AC sitting area, free WIFI, and one complimentary buffet meal during each visit.

3. Movie Offers with Paytm:

  • Enjoy a 25% discount up to Rs. 100 on Paytm movie ticket bookings using promo code IDFCCCFM.
  • This offer can be availed once per month.

4. UPI Enabled:

  • Make UPI transactions with the FIRST SWYP Credit Card.
  • Earn 100 Reward Points on UPI spends of Rs. 5,000 by paying an annual charge of Rs. 199 + GST.

5. Roadside Assistance:

  • Access roadside assistance (RSA) worth Rs. 1,399 four times a year through Global Assure.

IDFC Bank FIRST SWYP Credit Card Fees and Charges

Explore the fee structure for the IDFC Bank FIRST SWYP Credit Card and discover the financial advantages that come with it.

1. Joining Fee:

  • Cost: Rs. 499 + GST

2. Renewal Fee:

  • Cost: Rs. 499 + GST

3. Rewards Redemption Fee:

  • Cost: Rs. 99

4. Fuel Surcharge:

  • Rate: 1%
  • Maximum Monthly Charge: Rs. 200

5. Foreign Currency Markup:

  • Rate: 3.5%

6. Cash Advance Charges:

  • Cost: Rs. 199

How To Apply for IDFC Bank FIRST SWYP Credit Card?

Follow these steps to apply for the IDFC Bank FIRST SWYP Credit Card online and offline:

Online Application:

  1. Visit IDFC FIRST Bank Website: Go to the official IDFC FIRST Bank website.
  2. Navigate to Credit Cards Section: Locate and click on the “Credit Cards” section.
  3. Select FIRST SWYP Credit Card: Choose the IDFC Bank FIRST SWYP Credit Card from the available options.
  4. Fill Online Application Form: Complete the online application form with accurate personal and financial details.
  5. Submit Documents and Await Approval: Upload required documents, including identity proof and address proof. Once submitted, await the bank’s approval process.

Offline Application:

  1. Visit IDFC FIRST Bank Branch: Locate the nearest IDFC FIRST Bank branch.
  2. Request Credit Card Application Form: Request the application form for the IDFC Bank FIRST SWYP Credit Card from the bank representative.
  3. Complete the Form: Fill out the application form with all necessary details.
  4. Submit Required Documents: Attach photocopies of required documents such as identity and address proofs.
  5. Wait for Processing: Submit the completed form and documents to the bank representative. Wait for the bank to process your application.

Frequently Asked Questions (FAQs) –

1. What is the IDFC Bank FIRST SWYP Credit Card?

The IDFC Bank FIRST SWYP Credit Card is a unique credit card offering various benefits, including rewards and cashback, designed to enhance your shopping and lifestyle experience.

2. How can I apply for the IDFC FIRST SWYP Credit Card?

You can apply for the card online through the IDFC Bank website or by visiting a local branch. Follow the application process and submit the required documents for verification.

3. What are the key features of the IDFC FIRST SWYP Credit Card?

The card offers features like cashback on swipes, reward points, discounts on partner merchants, and exclusive privileges. Refer to the card’s terms and conditions for detailed information.

4. What is the eligibility criteria for this credit card?

Eligibility criteria may include age, income, and credit history. Check the specific requirements on the IDFC Bank website or contact customer support for details.

5. How can I check my credit card application status?

You can track your application status by visiting the IDFC Bank website or by contacting their customer service with your application reference number.

6. Is there an annual fee for the IDFC Bank FIRST SWYP Credit Card?

Check the terms and conditions for information on annual fees. Some credit cards may have annual fees or waive them based on spending patterns.

7. What rewards and benefits come with the IDFC FIRST SWYP Credit Card?

The card may offer rewards such as cashback on transactions, reward points redeemable for gifts or vouchers, and discounts on partner merchants. Refer to the card’s benefits guide for details.

8. How do I redeem reward points earned on my credit card?

Most likely, IDFC Bank will have a dedicated portal or process for redeeming reward points. Check the bank’s website or contact customer service for information on the redemption process.

9. What should I do if my IDFC Bank FIRST SWYP Credit Card is lost or stolen?

Immediately report the loss to IDFC credit card customer care number. They will guide you through the process of blocking the card and issuing a replacement.

10. How can I pay my credit card bill?

IDFC Bank provides multiple payment options, including online payments through their website, mobile banking apps, NEFT, or by visiting a bank branch.