IDFC First Private Credit Card

IDFC First Bank recently introduced the exclusive IDFC First Private Credit Card, available only through invitation to high net-worth individuals. With an annual fee of Rs. 50,000, the card provides diverse benefits in travel, entertainment, lifestyle, rewards, and charity. Beyond conventional reward points, cardholders accumulate Karma Points for charitable donations. Enjoy up to 10x Reward Points on expenditures, redeemable across a range of options. The card also grants complimentary airport lounge access for both primary and add-on card members. Elevate your experience with the IDFC First Private Credit Card.

Key Highlights of IDFC First Private Credit Card

Unlock unparalleled benefits with the IDFC First Private Credit Card.

  1. Complimentary locker and 50% off on additional lockers for added security.
  2. Preferential loan rates through IDFC for financial flexibility.
  3. Unlimited doorstep banking for hassle-free transactions.
  4. Enjoy discounted rates on forex transactions for international convenience.

Features and Benefits of IDFC First Private Credit Card

The IDFC First Private Credit Card offers several features and benefits:

1. Lifestyle Benefits:

  • Enjoy a complimentary 1-year vHealth Membership.
  • Unlimited telehealth consultations with no restrictions.
  • Avail discounts at partner clinics for healthcare needs.
  • Receive 3 golf lessons and 1 green fee waiver every quarter.
  • Access the Visa Infinite Dining Program for exclusive culinary experiences.
  • Discover dining, beauty, and fitness offers through the VISA MyInfinite Platform.
  • Receive a complimentary Amazon Prime membership.
  • Enjoy up to 40% off with a complimentary Zomatopro membership.
  • TimesPrime Membership offers benefits worth up to Rs.60,000.

2. Travel Benefits:

  • Access VISA concierge service for personalized assistance.
  • Enjoy early/late check-ins during your travels.
  • Receive complimentary daily breakfast while staying at hotels.
  • Receive a Lifetime Free Premium Credit Card.
  • Pre-qualify for a free FIRST Bank Credit Card with a low-interest rate.
  • Access spas at international and domestic airport lounges.
  • Earn up to 10x reward points on your card transactions.

IDFC First Private Credit Card Fees and Charges

Explore the fee structure for the IDFC First Private Credit Card and discover the financial advantages that come with it.

  1. Affordable Fees: Joining and annual membership fee: Rs. 50,000 (plus taxes).
  2. Low-Interest Advantage: First private Credit Card offers a competitive 0.99% monthly interest rate.
  3. Convenient Cash Access: Cash advance fee: Rs. 250 only, allowing easy cash withdrawals.
  4. Global Transactions: No forex markup fee, making it ideal for international transactions.
  5. Late Payment Relief: No late payment charges, providing flexibility in managing payments.

Eligibility Criteria for IDFC First Private Credit Card

Here are essential criteria for applying for an IDFC First Private Credit Card:

  1. Age requirement: Applicants must be 21 years or older.
  2. Income eligibility: A high monthly income is a prerequisite for qualification.
  3. Creditworthiness: An outstanding credit score is essential for approval.
  4. Relationship with IDFC First Bank: A positive banking history with IDFC First Bank is a crucial factor for consideration.

How to apply for IDFC First Private Credit Card

Follow these steps to apply for the IDFC First Private Credit Card :

  1. The IDFC First Private Credit Card isn’t open to all applicants.
  2. Eligibility relies on the bank extending an invitation.
  3. You can’t apply unless invited by IDFC First.
  4. Contact IDFC First Credit Card customer care for invite details.
  5. Discover eligibility criteria through customer service.

Frequently Asked Questions (FAQs) –

  1. What is the IDFC First Private Credit Card?The IDFC First Private Credit Card is a premium credit card offered by IDFC First Bank. It comes with exclusive benefits and features designed for individuals seeking a higher level of privileges and services.
  2. How can I apply for the IDFC First Private Credit Card?You can apply for the IDFC First Private Credit Card online through the official website of IDFC First Bank. The application process typically involves filling out an online form, submitting required documents, and meeting the eligibility criteria set by the bank.
  3. What are the eligibility criteria for the IDFC First Private Credit Card?Eligibility criteria may vary, but generally, applicants need to meet certain age requirements, have a stable source of income, and possess a good credit score. Specific criteria can be obtained from the bank’s official website or by contacting their customer service.
  4. What are the key features of the IDFC First Private Credit Card?The IDFC First Private Credit Card offers a range of features, including exclusive rewards, lifestyle benefits, concierge services, airport lounge access, and personalized customer support. Detailed information about the features can be found in the card’s terms and conditions.
  5. What fees and charges are associated with the IDFC First Private Credit Card?The fees and charges for the IDFC First Private Credit Card, such as annual fees, joining fees, interest rates, and other applicable charges, are outlined in the bank’s official fee schedule. It’s advisable to review these details before applying for the card.
  6. How can I check the status of my IDFC First Private Credit Card application?You can check the status of your credit card application through the bank’s official website or by contacting their customer service. The bank usually provides a tracking mechanism for applicants to monitor the progress of their application.
  7. How do I make payments for my IDFC First Private Credit Card?Payments for the IDFC First Private Credit Card can be made through various channels, including online banking, mobile banking, cheque payments, and at designated bank branches. The specific payment options will be detailed in the credit card statement or on the bank’s website.
  8. What rewards and benefits come with the IDFC First Private Credit Card?The IDFC First Private Credit Card typically offers rewards such as cashback, reward points, and exclusive discounts on certain purchases. The specific rewards and benefits may vary, and the details can be found in the card’s terms and conditions.
  9. Is there a customer support helpline for IDFC First Private Credit Card users?Yes, IDFC First Bank provides a dedicated customer support helpline for credit card users. The contact details are usually mentioned on the official website and in the card documentation.
  10. How can I report a lost or stolen IDFC First Private Credit Card?In case your IDFC First Private Credit Card is lost or stolen, it’s crucial to immediately contact the bank’s customer support helpline, which is available 24/7. The bank will guide you through the process of blocking the card and issuing a replacement.